Should I invest in Religare Equity Fund?

We don't give personal investment advice. Religare Equity Fund - Dividend is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.6%. 5-year CAGR: -1.56%.

Religare

Religare Equity Fund - Dividend

Latest NAV

₹16.9000

As of

8 Jun 2026

4,586 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.00%	+0.00	6 / 9	Q3
1W	-1.52%	-0.65%	-0.86	9 / 9	Q4
2W	-2.93%	-2.13%	-0.80	9 / 9	Q4
1M	-3.04%	-2.88%	-0.16	7 / 9	Q4
3M	-4.68%	-1.53%	-3.15	9 / 9	Q4
6M	-11.75%	-6.11%	-5.64	9 / 9	Q4
YTD	-11.84%	-6.61%	-5.24	9 / 9	Q4
1Y	-17.80%	-6.00%	-11.80	9 / 9	Q4
2Y	-9.34%	-0.26%	-9.07	9 / 9	Q4
3Y	-1.82%	+7.25%	-9.07	9 / 9	Q4
4Y	-0.06%	+7.71%	-7.76	8 / 8	Q4
5Y	-1.56%	+6.27%	-7.82	7 / 7	Q4
7Y	-0.75%	+6.43%	-7.18	7 / 7	Q4
10Y	-0.47%	+7.04%	-7.51	7 / 7	Q4
Inception	+2.54%	+7.48%	-4.94	7 / 9	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.84%	-6.61%	-5.24	9 / 9
2025	-9.29%	+2.29%	-11.58	9 / 9
2024	+6.47%	+11.68%	-5.20	8 / 9
2023	+11.38%	+17.65%	-6.27	8 / 9
2022	-1.88%	+5.15%	-7.03	8 / 8
2021	+3.50%	+13.53%	-10.03	7 / 7
2020	+0.99%	+4.96%	-3.97	6 / 7
2019	-1.88%	+2.91%	-4.78	6 / 7
2018	-14.80%	-5.36%	-9.44	6 / 7
2017	+17.04%	+23.10%	-6.06	6 / 7
2016	-5.40%	+0.55%	-5.95	6 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.19%

216 windows

min -50.9% · max 90.4%

56% positive

3-Year rolling

+4.81%

192 windows

min -9.1% · max 25.1%

78% positive

5-Year rolling

+4.50%

167 windows

min -6.4% · max 19.7%

74% positive

7-Year rolling

+4.00%

143 windows

min -2.4% · max 16.7%

82% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.98%

3-year · annualised

Sharpe ratio

-1.01

vs risk-free 6.5%

Sortino ratio

-1.35

Downside-only deviation

Max drawdown

-23.57%

Sep 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Growth Fund - Dividend Option	HDFC	₹35.3420	8 Jun 2026
Franklin India Balanced Advantage Fund- Growth	Franklin India	₹13.9218	8 Jun 2026
Reliance NRI Equity Fund-Dividend Plan-Dividend Option	Reliance	₹30.7521	8 Jun 2026
Religare Equity Fund - Growth	Religare	₹50.7200	8 Jun 2026
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) - Growth Option	Sundaram	₹33.7235	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹16.9000
5 Jun 2026	₹17.0000
4 Jun 2026	₹17.1500
3 Jun 2026	₹17.1300
2 Jun 2026	₹17.2200
1 Jun 2026	₹17.1600
29 May 2026	₹17.2200
27 May 2026	₹17.3500
26 May 2026	₹17.3700
25 May 2026	₹17.4100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of Religare Equity Fund - Dividend is ₹16.9000. It's a Balanced Advantage Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare Equity Fund - Dividend has NAV history starting from 05 Oct 2007, a track record of about 18 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare Equity Fund - Dividend is managed by Religare. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare Equity Fund - Dividend has delivered a absolute return of -17.80% — -11.8 pp behind the Balanced Advantage Fund category average of -6.00%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Religare Equity Fund - Dividend has delivered a CAGR of -1.82% — -9.07 pp behind the Balanced Advantage Fund category average of 7.25%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Religare Equity Fund - Dividend has delivered a CAGR of -1.56% — -7.82 pp behind the Balanced Advantage Fund category average of 6.27%. The fund ranks #7 of 7 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Religare Equity Fund - Dividend exactly 10 years ago would be worth approximately ₹95,426 today — a multiplier of 0.95×, based on the 10-year CAGR of -0.47%. The category average over the same window would have grown ₹1 lakh to ₹197,441.

A ₹10,000 monthly SIP in Religare Equity Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹538,814 today. That's an XIRR (money-weighted annualised return) of -4.22%.

A ₹10,000 monthly SIP for 10 years in Religare Equity Fund - Dividend = ₹1,200,000 invested. It would currently be worth ₹1,101,357 (multiplier 0.92×). XIRR: -1.71%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare Equity Fund - Dividend ranks #7 out of 7 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.27%; this fund delivered -1.56%.

The worst peak-to-trough decline Religare Equity Fund - Dividend has experienced over the last 5-year window is 23.57% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare Equity Fund - Dividend averaged 4.50% (best 19.68%, worst -6.38%). 74% of rolling windows ended positive. The 5-year Sharpe ratio is -0.88 — negative risk-adjusted performance.

In calendar year 2025, Religare Equity Fund - Dividend returned -9.29% — lagging the Balanced Advantage Fund category average of 2.29% by 11.58 pp. It ranked #9 of 9 in its category that year.

Religare Equity Fund - Dividend is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Religare Equity Fund - Dividend is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.6%. 5-year CAGR: -1.56%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.