Should I invest in Religare Contra Fund?

We don't give personal investment advice. Religare Contra Fund - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 12.82%.

Religare

Religare Contra Fund - Growth

Latest NAV

₹125.6400

As of

8 Jun 2026

4,706 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.04%	+0.04	4 / 8	Q2
1W	-0.96%	-1.10%	+0.14	4 / 6	Q3
2W	-3.32%	-2.29%	-1.03	6 / 6	Q4
1M	-4.21%	-3.45%	-0.76	6 / 6	Q4
3M	-0.09%	-2.99%	+2.90	1 / 6	Q1
6M	-8.24%	-8.42%	+0.18	5 / 6	Q4
YTD	-9.53%	-9.84%	+0.31	5 / 6	Q4
1Y	-7.25%	-5.73%	-1.52	5 / 6	Q4
2Y	+2.22%	+1.20%	+1.01	3 / 6	Q2
3Y	+14.92%	+14.46%	+0.46	3 / 6	Q2
4Y	+15.26%	+15.84%	-0.58	5 / 6	Q4
5Y	+12.82%	+13.75%	-0.93	5 / 6	Q4
7Y	+14.56%	+15.04%	-0.48	4 / 6	Q3
10Y	+14.88%	+12.77%	+2.11	3 / 6	Q2
Inception	+14.08%	+7.08%	+7.00	1 / 8	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.53%	-9.84%	+0.31	5 / 6
2025	+2.62%	+5.09%	-2.47	5 / 6
2024	+29.87%	+23.26%	+6.61	2 / 6
2023	+28.45%	+33.70%	-5.24	5 / 6
2022	+3.79%	+6.41%	-2.61	5 / 6
2021	+28.94%	+33.98%	-5.03	5 / 6
2020	+20.93%	+20.95%	-0.02	3 / 6
2019	+5.60%	+1.36%	+4.24	2 / 6
2018	-2.59%	-11.40%	+8.81	2 / 6
2017	+43.93%	+33.89%	+10.04	1 / 6
2016	+6.10%	+0.47%	+5.63	2 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.47%

222 windows

min -52.0% · max 126.8%

79% positive

3-Year rolling

+16.29%

197 windows

min -4.8% · max 34.5%

97% positive

5-Year rolling

+15.95%

173 windows

min 3.9% · max 28.8%

100% positive

7-Year rolling

+16.03%

149 windows

min 10.3% · max 24.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.95%

3-year · annualised

Sharpe ratio

0.64

vs risk-free 6.5%

Sortino ratio

1.08

Downside-only deviation

Max drawdown

-19.04%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Contra Fund

Scheme	Fund house	NAV	As of
SBI MSFU CONTRA-DIVIDEND	SBI	₹63.1381	8 Jun 2026
Kotak Contra Scheme---Dividend	Kotak Mahindra	₹50.1910	8 Jun 2026
Motilal Oswal Contra Fund - Direct – Growth		₹9.8876	8 Jun 2026
Religare Contra Fund - Dividend	Religare	₹46.0300	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹125.6400
5 Jun 2026	₹127.1700
4 Jun 2026	₹127.2000
3 Jun 2026	₹126.9200
2 Jun 2026	₹127.5400
1 Jun 2026	₹126.8600
29 May 2026	₹128.1200
27 May 2026	₹129.4600
26 May 2026	₹129.5500
25 May 2026	₹129.9500

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of Religare Contra Fund - Growth is ₹125.6400. It's a Contra Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare Contra Fund - Growth has NAV history starting from 12 Apr 2007, a track record of about 19 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare Contra Fund - Growth is managed by Religare. It's classified by AMFI under the 'Contra Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare Contra Fund - Growth has delivered a absolute return of -7.25% — -1.52 pp behind the Contra Fund category average of -5.73%. The fund ranks #5 of 6 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Religare Contra Fund - Growth has delivered a CAGR of 14.92% — +0.46 pp ahead of the Contra Fund category average of 14.46%. The fund ranks #3 of 6 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Religare Contra Fund - Growth has delivered a CAGR of 12.82% — -0.93 pp behind the Contra Fund category average of 13.75%. The fund ranks #5 of 6 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Religare Contra Fund - Growth exactly 10 years ago would be worth approximately ₹400,382 today — a multiplier of 4.00×, based on the 10-year CAGR of 14.88%. The category average over the same window would have grown ₹1 lakh to ₹332,622.

A ₹10,000 monthly SIP in Religare Contra Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹780,886 today. That's an XIRR (money-weighted annualised return) of 10.47%.

A ₹10,000 monthly SIP for 10 years in Religare Contra Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹2,489,497 (multiplier 2.07×). XIRR: 13.97%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare Contra Fund - Growth ranks #5 out of 6 funds in the Contra Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.75%; this fund delivered 12.82%.

The worst peak-to-trough decline Religare Contra Fund - Growth has experienced over the last 5-year window is 19.04% — its NAV fell from a high on 24 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare Contra Fund - Growth averaged 15.95% (best 28.84%, worst 3.92%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, Religare Contra Fund - Growth returned 2.62% — lagging the Contra Fund category average of 5.09% by 2.47 pp. It ranked #5 of 6 in its category that year.

Religare Contra Fund - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Religare Contra Fund - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 12.82%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.