Should I invest in Religare AGILE Fund?

We don't give personal investment advice. Religare AGILE Fund - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 5.74%.

Religare

Religare AGILE Fund - Growth Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.00%	+0.06%	+0.94	41 / 299	Q1
1W	+0.89%	-3.61%	+4.50	78 / 303	Q2
2W	+2.23%	-4.52%	+6.75	67 / 303	Q1
1M	+1.33%	-5.64%	+6.97	102 / 302	Q2
3M	-0.20%	-4.27%	+4.07	148 / 302	Q2
6M	-2.10%	+1.48%	-3.58	191 / 307	Q3
YTD	-2.93%	-0.18%	-2.74	169 / 309	Q3
1Y	+5.38%	+7.10%	-1.73	154 / 307	Q3
2Y	+11.00%	+2.20%	+8.80	120 / 303	Q2
3Y	+9.86%	+0.76%	+9.10	94 / 264	Q2
4Y	+11.64%	+0.58%	+11.05	59 / 235	Q2
5Y	+5.74%	+0.02%	+5.72	101 / 208	Q2
7Y	+7.23%	+3.12%	+4.11	67 / 130	Q3
10Y	—	—	—	—	—
Inception	-0.38%	+0.51%	-0.90	238 / 310	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2015 YTD	-2.93%	-3.94%	+1.02	58 / 99
2014	+18.95%	+34.59%	-15.64	112 / 133
2013	+6.40%	+0.03%	+6.37	36 / 154
2012	+22.20%	+23.57%	-1.36	121 / 190
2011	-16.51%	-23.68%	+7.17	47 / 241
2010	+14.71%	+11.69%	+3.02	109 / 256
2009	+47.92%	+65.86%	-17.94	190 / 238
2008	-58.46%	-52.86%	-5.60	124 / 198
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.99%

83 windows

min -58.3% · max 57.9%

77% positive

3-Year rolling

+7.54%

59 windows

min -9.7% · max 17.3%

86% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.78%

34 windows

min -6.3% · max 15.3%

88% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+3.69%

10 windows

min -1.3% · max 7.2%

90% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.67%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

0.43

Downside-only deviation

Max drawdown

-15.67%

May 2013 → Aug 2013

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
24 Sep 2015	₹9.2415
23 Sep 2015	₹9.1500
22 Sep 2015	₹9.1100
21 Sep 2015	₹9.2900
18 Sep 2015	₹9.2800
16 Sep 2015	₹9.1600
15 Sep 2015	₹9.1400
14 Sep 2015	₹9.1900
11 Sep 2015	₹9.0600
10 Sep 2015	₹9.0400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Religare AGILE Fund - Growth Option is a Growth from Religare (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Religare AGILE Fund - Growth Option has NAV history starting from 20 Dec 2007, a track record of about 18 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare AGILE Fund - Growth Option is managed by Religare. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare AGILE Fund - Growth Option has delivered a absolute return of 5.38% — -1.73 pp behind the Growth category average of 7.10%. The fund ranks #154 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Religare AGILE Fund - Growth Option has delivered a CAGR of 9.86% — +9.1 pp ahead of the Growth category average of 0.76%. The fund ranks #94 of 264 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Religare AGILE Fund - Growth Option has delivered a CAGR of 5.74% — +5.72 pp ahead of the Growth category average of 0.02%. The fund ranks #101 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in Religare AGILE Fund - Growth Option exactly 5 years ago would be worth approximately ₹132,210 today — a multiplier of 1.32×, based on the 5-year CAGR of 5.74%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Religare AGILE Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹745,947 today. That's an XIRR (money-weighted annualised return) of 8.63%.

Religare AGILE Fund - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,170,888 — XIRR 9.32%.

On a 5-year basis, Religare AGILE Fund - Growth Option ranks #101 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 5.74%.

The worst peak-to-trough decline Religare AGILE Fund - Growth Option has experienced over the last 5-year window is 22.47% — its NAV fell from a high on 09 Nov 2010 to a low on 26 Aug 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare AGILE Fund - Growth Option averaged 7.78% (best 15.26%, worst -6.31%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is 0.02 — weak risk-adjusted performance.

In calendar year 2014, Religare AGILE Fund - Growth Option returned 18.95% — lagging the Growth category average of 34.59% by 15.64 pp. It ranked #112 of 133 in its category that year.

Religare AGILE Fund - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Religare AGILE Fund - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 5.74%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.