Should I invest in Religare AGILE Fund?

We don't give personal investment advice. Religare AGILE Fund - Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 5.75%.

Religare

Religare AGILE Fund - Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.97%	+0.06%	+0.90	42 / 299	Q1
1W	+0.86%	-3.61%	+4.47	85 / 303	Q2
2W	+2.19%	-4.52%	+6.71	68 / 303	Q1
1M	+1.41%	-5.64%	+7.05	101 / 302	Q2
3M	-0.12%	-4.27%	+4.15	147 / 302	Q2
6M	-2.13%	+1.48%	-3.61	192 / 307	Q3
YTD	-2.95%	-0.18%	-2.77	170 / 309	Q3
1Y	+5.33%	+7.10%	-1.77	155 / 307	Q3
2Y	+10.96%	+2.20%	+8.76	121 / 303	Q2
3Y	+9.82%	+0.76%	+9.06	95 / 264	Q2
4Y	+11.64%	+0.58%	+11.06	58 / 235	Q1
5Y	+5.75%	+0.02%	+5.73	100 / 208	Q2
7Y	+7.23%	+3.12%	+4.11	66 / 130	Q3
10Y	—	—	—	—	—
Inception	-0.36%	+0.51%	-0.87	237 / 310	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2015 YTD	-2.95%	-3.94%	+0.99	59 / 99
2014	+18.90%	+34.59%	-15.69	113 / 133
2013	+6.25%	+0.03%	+6.22	37 / 154
2012	+22.17%	+23.57%	-1.40	122 / 190
2011	-16.49%	-23.68%	+7.20	46 / 241
2010	+14.69%	+11.69%	+3.00	110 / 256
2009	+47.81%	+65.86%	-18.06	191 / 238
2008	-58.37%	-52.86%	-5.51	123 / 198
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.01%

83 windows

min -58.3% · max 57.8%

78% positive

3-Year rolling

+7.54%

59 windows

min -9.7% · max 17.3%

86% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.78%

34 windows

min -6.3% · max 15.2%

91% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+3.71%

10 windows

min -1.3% · max 7.2%

90% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.60%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

0.43

Downside-only deviation

Max drawdown

-15.65%

May 2013 → Aug 2013

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
24 Sep 2015	₹9.2588
23 Sep 2015	₹9.1700
22 Sep 2015	₹9.1300
21 Sep 2015	₹9.3100
18 Sep 2015	₹9.3000
16 Sep 2015	₹9.1800
15 Sep 2015	₹9.1600
14 Sep 2015	₹9.2100
11 Sep 2015	₹9.0700
10 Sep 2015	₹9.0600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Religare AGILE Fund - Dividend Option is a Growth from Religare (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Religare AGILE Fund - Dividend Option has NAV history starting from 20 Dec 2007, a track record of about 18 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare AGILE Fund - Dividend Option is managed by Religare. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare AGILE Fund - Dividend Option has delivered a absolute return of 5.33% — -1.77 pp behind the Growth category average of 7.10%. The fund ranks #155 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Religare AGILE Fund - Dividend Option has delivered a CAGR of 9.82% — +9.06 pp ahead of the Growth category average of 0.76%. The fund ranks #95 of 264 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Religare AGILE Fund - Dividend Option has delivered a CAGR of 5.75% — +5.73 pp ahead of the Growth category average of 0.02%. The fund ranks #100 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in Religare AGILE Fund - Dividend Option exactly 5 years ago would be worth approximately ₹132,269 today — a multiplier of 1.32×, based on the 5-year CAGR of 5.75%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Religare AGILE Fund - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹745,858 today. That's an XIRR (money-weighted annualised return) of 8.63%.

Religare AGILE Fund - Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,170,843 — XIRR 9.32%.

On a 5-year basis, Religare AGILE Fund - Dividend Option ranks #100 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 5.75%.

The worst peak-to-trough decline Religare AGILE Fund - Dividend Option has experienced over the last 5-year window is 22.44% — its NAV fell from a high on 09 Nov 2010 to a low on 26 Aug 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare AGILE Fund - Dividend Option averaged 7.78% (best 15.23%, worst -6.26%). 91% of rolling windows ended positive. The 5-year Sharpe ratio is 0.02 — weak risk-adjusted performance.

In calendar year 2014, Religare AGILE Fund - Dividend Option returned 18.90% — lagging the Growth category average of 34.59% by 15.69 pp. It ranked #113 of 133 in its category that year.

Religare AGILE Fund - Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Religare AGILE Fund - Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 5.75%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.