Should I invest in Principal Resurgent India Equity Fund?

We don't give personal investment advice. Principal Resurgent India Equity Fund-Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

PRINCIPAL

Principal Resurgent India Equity Fund-Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.06%	+0.01	125 / 299	Q2
1W	-0.78%	-3.61%	+2.83	202 / 303	Q3
2W	+0.65%	-4.52%	+5.17	111 / 303	Q2
1M	+1.82%	-5.64%	+7.45	98 / 302	Q2
3M	+9.89%	-4.27%	+14.16	44 / 302	Q1
6M	+12.45%	+1.48%	+10.97	83 / 307	Q2
YTD	+15.70%	-0.18%	+15.88	69 / 309	Q1
1Y	+25.67%	+7.10%	+18.57	74 / 307	Q1
2Y	+44.02%	+2.20%	+41.82	3 / 303	Q1
3Y	-11.37%	+0.76%	-12.13	235 / 264	Q4
4Y	-5.67%	+0.58%	-6.25	204 / 235	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-10.01%	+0.51%	-10.52	279 / 310	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	+15.70%	+11.69%	+4.02	96 / 256
2009	+67.36%	+65.86%	+1.50	143 / 238
2008	-68.75%	-52.86%	-15.89	190 / 198
2007	+17.97%	+42.91%	-24.95	114 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-1.29%

44 windows

min -68.6% · max 93.7%

45% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-13.28%

20 windows

min -31.9% · max -2.3%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

35.45%

3-year · annualised

Sharpe ratio

-0.32

vs risk-free 6.5%

Sortino ratio

-0.39

Downside-only deviation

Max drawdown

-73.99%

Jan 2008 → Mar 2009

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
29 Oct 2010	₹14.0000
28 Oct 2010	₹13.9900
27 Oct 2010	₹14.0600
26 Oct 2010	₹14.1900
25 Oct 2010	₹14.2000
22 Oct 2010	₹14.1100
21 Oct 2010	₹14.0800
20 Oct 2010	₹13.8000
19 Oct 2010	₹13.8400
18 Oct 2010	₹13.9200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Principal Resurgent India Equity Fund-Dividend is a Growth from PRINCIPAL (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Principal Resurgent India Equity Fund-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Principal Resurgent India Equity Fund-Dividend is managed by PRINCIPAL. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Principal Resurgent India Equity Fund-Dividend has delivered a absolute return of 25.67% — +18.57 pp ahead of the Growth category average of 7.10%. The fund ranks #74 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Principal Resurgent India Equity Fund-Dividend has delivered a CAGR of -11.37% — -12.13 pp behind the Growth category average of 0.76%. The fund ranks #235 of 264 in its category — the bottom (Q4) quartile.

Principal Resurgent India Equity Fund-Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Principal Resurgent India Equity Fund-Dividend exactly 3 years ago would be worth approximately ₹69,617 today — a multiplier of 0.70×, based on the 3-year CAGR of -11.37%. The category average over the same window would have grown ₹1 lakh to ₹102,292.

A ₹10,000 monthly SIP in Principal Resurgent India Equity Fund-Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹473,457 today. That's an XIRR (money-weighted annualised return) of 18.60%.

Principal Resurgent India Equity Fund-Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹473,457 — XIRR 18.60%.

On a 3-year basis, Principal Resurgent India Equity Fund-Dividend ranks #235 out of 264 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.76%; this fund delivered -11.37%.

The worst peak-to-trough decline Principal Resurgent India Equity Fund-Dividend has experienced over the last 3-year window is 73.99% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Principal Resurgent India Equity Fund-Dividend averaged -13.28% (best -2.34%, worst -31.91%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -0.32 — negative risk-adjusted performance.

In calendar year 2009, Principal Resurgent India Equity Fund-Dividend returned 67.36% — beating the Growth category average of 65.86% by 1.50 pp. It ranked #143 of 238 in its category that year.

Principal Resurgent India Equity Fund-Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Principal Resurgent India Equity Fund-Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.