Should I invest in Morgan Stanley Short Term Bond Fund- Regular?

We don't give personal investment advice. Morgan Stanley Short Term Bond Fund- Regular- Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.4%. 5-year CAGR: 8.09%.

Morgan Stanley

Morgan Stanley Short Term Bond Fund- Regular- Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	-14.54%	+14.63	20 / 373	Q1
1W	+0.14%	-15.89%	+16.04	56 / 369	Q1
2W	+0.24%	-15.78%	+16.03	57 / 371	Q1
1M	+0.70%	-16.05%	+16.75	45 / 373	Q1
3M	+2.48%	-17.27%	+19.75	37 / 366	Q1
6M	+4.97%	-30.18%	+35.15	44 / 393	Q1
YTD	+4.84%	-32.85%	+37.69	62 / 414	Q1
1Y	+8.72%	-15.79%	+24.51	59 / 309	Q1
2Y	+9.56%	-13.41%	+22.97	11 / 142	Q1
3Y	+9.46%	-6.89%	+16.35	6 / 95	Q1
4Y	+8.84%	+2.81%	+6.03	10 / 84	Q1
5Y	+8.09%	+2.94%	+5.15	11 / 76	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.02%	-35.69%	+43.71	67 / 497	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+4.84%	+4.08%	+0.76	32 / 76
2013	+8.82%	+2.34%	+6.48	8 / 76
2012	+10.00%	+3.72%	+6.28	4 / 78
2011	+8.71%	+3.23%	+5.48	10 / 66
2010	+4.99%	-11.73%	+16.72	11 / 132
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.15%

50 windows

min 4.7% · max 11.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+8.51%

26 windows

min 7.0% · max 9.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+8.05%

2 windows

min 8.0% · max 8.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.61%

3-year · annualised

Sharpe ratio

1.61

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.44%

Jul 2013 → Aug 2013

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
26 Jun 2014	₹14.8051
25 Jun 2014	₹14.7911
24 Jun 2014	₹14.7899
23 Jun 2014	₹14.7884
20 Jun 2014	₹14.7845
19 Jun 2014	₹14.7837
18 Jun 2014	₹14.7859
17 Jun 2014	₹14.7801
16 Jun 2014	₹14.7797
13 Jun 2014	₹14.7769

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Morgan Stanley Short Term Bond Fund- Regular- Growth is a Income from Morgan Stanley (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Morgan Stanley Short Term Bond Fund- Regular- Growth has NAV history starting from 27 May 2009, a track record of about 17 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Morgan Stanley Short Term Bond Fund- Regular- Growth is managed by Morgan Stanley. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Morgan Stanley Short Term Bond Fund- Regular- Growth has delivered a absolute return of 8.72% — +24.51 pp ahead of the Income category average of -15.79%. The fund ranks #59 of 309 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Morgan Stanley Short Term Bond Fund- Regular- Growth has delivered a CAGR of 9.46% — +16.35 pp ahead of the Income category average of -6.89%. The fund ranks #6 of 95 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Morgan Stanley Short Term Bond Fund- Regular- Growth has delivered a CAGR of 8.09% — +5.15 pp ahead of the Income category average of 2.94%. The fund ranks #11 of 76 in its category — the top (Q1) quartile.

₹1 lakh invested in Morgan Stanley Short Term Bond Fund- Regular- Growth exactly 5 years ago would be worth approximately ₹147,552 today — a multiplier of 1.48×, based on the 5-year CAGR of 8.09%. The category average over the same window would have grown ₹1 lakh to ₹115,573.

A ₹10,000 monthly SIP in Morgan Stanley Short Term Bond Fund- Regular- Growth over the last 5 years — total invested ₹600,000 — would be worth ₹752,864 today. That's an XIRR (money-weighted annualised return) of 9.01%.

Morgan Stanley Short Term Bond Fund- Regular- Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹752,864 — XIRR 9.01%.

On a 5-year basis, Morgan Stanley Short Term Bond Fund- Regular- Growth ranks #11 out of 76 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.94%; this fund delivered 8.09%.

The worst peak-to-trough decline Morgan Stanley Short Term Bond Fund- Regular- Growth has experienced over the last 5-year window is 1.44% — its NAV fell from a high on 12 Jul 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Morgan Stanley Short Term Bond Fund- Regular- Growth averaged 8.05% (best 8.09%, worst 8.01%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.95 — reasonable risk-adjusted performance.

In calendar year 2013, Morgan Stanley Short Term Bond Fund- Regular- Growth returned 8.81% — beating the Income category average of 2.34% by 6.48 pp. It ranked #8 of 76 in its category that year.

Morgan Stanley Short Term Bond Fund- Regular- Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Morgan Stanley Short Term Bond Fund- Regular- Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.4%. 5-year CAGR: 8.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.