Should I invest in Morgan Stanley Growth Fund?

We don't give personal investment advice. Morgan Stanley Growth Fund-Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 38.2%. 5-year CAGR: 8.26%.

Morgan Stanley

Morgan Stanley Growth Fund-Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.36%	+0.06%	-0.42	228 / 299	Q4
1W	+0.26%	-3.61%	+3.87	117 / 303	Q2
2W	-0.49%	-4.52%	+4.03	157 / 303	Q3
1M	+4.34%	-5.64%	+9.97	65 / 302	Q1
3M	+11.16%	-4.27%	+15.43	30 / 302	Q1
6M	+8.14%	+1.48%	+6.66	105 / 307	Q2
YTD	+7.85%	-0.18%	+8.03	109 / 309	Q2
1Y	+18.77%	+7.10%	+11.67	92 / 307	Q2
2Y	+17.83%	+2.20%	+15.62	68 / 303	Q1
3Y	+7.73%	+0.76%	+6.97	110 / 264	Q2
4Y	+4.01%	+0.58%	+3.43	124 / 235	Q3
5Y	+8.26%	+0.02%	+8.24	65 / 208	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.00%	+0.51%	+16.49	17 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+7.85%	+34.59%	-26.73	124 / 133
2013	+3.74%	+0.03%	+3.71	58 / 154
2012	+35.58%	+23.57%	+12.02	35 / 190
2011	-29.15%	-23.68%	-5.47	202 / 241
2010	+13.02%	+11.69%	+1.33	127 / 256
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.95%

55 windows

min -29.9% · max 107.3%

65% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+4.10%

30 windows

min -4.9% · max 25.0%

83% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+13.10%

6 windows

min 8.2% · max 17.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.98%

3-year · annualised

Sharpe ratio

0.14

vs risk-free 6.5%

Sortino ratio

0.19

Downside-only deviation

Max drawdown

-22.34%

Jul 2011 → Dec 2011

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
26 Jun 2014	₹22.8940
25 Jun 2014	₹22.9770
24 Jun 2014	₹22.9920
23 Jun 2014	₹22.7980
20 Jun 2014	₹22.7990
19 Jun 2014	₹22.8340
18 Jun 2014	₹22.8890
17 Jun 2014	₹23.0180
16 Jun 2014	₹22.7410
13 Jun 2014	₹22.6510

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Morgan Stanley Growth Fund-Dividend is a Growth from Morgan Stanley (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Morgan Stanley Growth Fund-Dividend has NAV history starting from 20 Jan 2009, a track record of about 17 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Morgan Stanley Growth Fund-Dividend is managed by Morgan Stanley. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Morgan Stanley Growth Fund-Dividend has delivered a absolute return of 18.77% — +11.67 pp ahead of the Growth category average of 7.10%. The fund ranks #92 of 307 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Morgan Stanley Growth Fund-Dividend has delivered a CAGR of 7.73% — +6.97 pp ahead of the Growth category average of 0.76%. The fund ranks #110 of 264 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Morgan Stanley Growth Fund-Dividend has delivered a CAGR of 8.26% — +8.24 pp ahead of the Growth category average of 0.02%. The fund ranks #65 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in Morgan Stanley Growth Fund-Dividend exactly 5 years ago would be worth approximately ₹148,720 today — a multiplier of 1.49×, based on the 5-year CAGR of 8.26%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Morgan Stanley Growth Fund-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹741,540 today. That's an XIRR (money-weighted annualised return) of 8.40%.

Morgan Stanley Growth Fund-Dividend doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹741,540 — XIRR 8.40%.

On a 5-year basis, Morgan Stanley Growth Fund-Dividend ranks #65 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 8.26%.

The worst peak-to-trough decline Morgan Stanley Growth Fund-Dividend has experienced over the last 5-year window is 38.19% — its NAV fell from a high on 04 Nov 2010 to a low on 20 Dec 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Morgan Stanley Growth Fund-Dividend averaged 13.10% (best 17.45%, worst 8.15%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.17 — weak risk-adjusted performance.

In calendar year 2013, Morgan Stanley Growth Fund-Dividend returned 3.74% — beating the Growth category average of 0.03% by 3.71 pp. It ranked #58 of 154 in its category that year.

Morgan Stanley Growth Fund-Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Morgan Stanley Growth Fund-Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 38.2%. 5-year CAGR: 8.26%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.