Should I invest in LICMF INDIA VISION FUND?

We don't give personal investment advice. LICMF INDIA VISION FUND - DIVIDEND OPTION is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 57.5%. 5-year CAGR: -5.74%.

LIC

LICMF INDIA VISION FUND - DIVIDEND OPTION

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.06%	-0.06	169 / 299	Q3
1W	+0.87%	-3.61%	+4.48	82 / 303	Q2
2W	+1.85%	-4.52%	+6.37	72 / 303	Q1
1M	+6.62%	-5.64%	+12.26	23 / 302	Q1
3M	-1.06%	-4.27%	+3.22	154 / 302	Q3
6M	+3.34%	+1.48%	+1.86	150 / 307	Q2
YTD	-1.27%	-0.18%	-1.09	158 / 309	Q3
1Y	+15.25%	+7.10%	+8.15	109 / 307	Q2
2Y	+2.41%	+2.20%	+0.21	159 / 303	Q3
3Y	+2.62%	+0.76%	+1.86	154 / 264	Q3
4Y	+9.13%	+0.58%	+8.55	80 / 235	Q2
5Y	-5.74%	+0.02%	-5.76	188 / 208	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-1.67%	+0.51%	-2.19	247 / 310	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2013 YTD	-1.27%	+0.03%	-1.30	99 / 154
2012	+31.46%	+23.57%	+7.89	59 / 190
2011	-31.15%	-23.68%	-7.47	217 / 241
2010	—	—	—	—
2009	+40.34%	+65.86%	-25.52	201 / 238
2008	-65.10%	-52.86%	-12.24	172 / 198
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-1.67%

62 windows

min -65.2% · max 54.5%

50% positive

3-Year rolling

-1.07%

38 windows

min -16.0% · max 15.3%

50% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

-6.69%

14 windows

min -11.6% · max -2.2%

0% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.88%

3-year · annualised

Sharpe ratio

-0.13

vs risk-free 6.5%

Sortino ratio

-0.21

Downside-only deviation

Max drawdown

-34.99%

Nov 2010 → Dec 2011

% positive months

44.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
6 May 2013	₹9.0312
3 May 2013	₹9.0153
2 May 2013	₹9.0906
30 Apr 2013	₹8.9868
29 Apr 2013	₹8.9529
26 Apr 2013	₹8.9225
25 Apr 2013	₹8.9867
23 Apr 2013	₹8.8745
22 Apr 2013	₹8.8671
18 Apr 2013	₹8.7923

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

LICMF INDIA VISION FUND - DIVIDEND OPTION is a Growth from LIC (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

LICMF INDIA VISION FUND - DIVIDEND OPTION has NAV history starting from 24 Jan 2007, a track record of about 19 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

LICMF INDIA VISION FUND - DIVIDEND OPTION is managed by LIC. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LICMF INDIA VISION FUND - DIVIDEND OPTION has delivered a absolute return of 15.25% — +8.15 pp ahead of the Growth category average of 7.10%. The fund ranks #109 of 307 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LICMF INDIA VISION FUND - DIVIDEND OPTION has delivered a CAGR of 2.62% — +1.86 pp ahead of the Growth category average of 0.76%. The fund ranks #154 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, LICMF INDIA VISION FUND - DIVIDEND OPTION has delivered a CAGR of -5.74% — -5.76 pp behind the Growth category average of 0.02%. The fund ranks #188 of 208 in its category — the bottom (Q4) quartile.

₹1 lakh invested in LICMF INDIA VISION FUND - DIVIDEND OPTION exactly 5 years ago would be worth approximately ₹74,423 today — a multiplier of 0.74×, based on the 5-year CAGR of -5.74%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in LICMF INDIA VISION FUND - DIVIDEND OPTION over the last 5 years — total invested ₹600,000 — would be worth ₹672,162 today. That's an XIRR (money-weighted annualised return) of 4.49%.

LICMF INDIA VISION FUND - DIVIDEND OPTION doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹672,162 — XIRR 4.49%.

On a 5-year basis, LICMF INDIA VISION FUND - DIVIDEND OPTION ranks #188 out of 208 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.02%; this fund delivered -5.74%.

The worst peak-to-trough decline LICMF INDIA VISION FUND - DIVIDEND OPTION has experienced over the last 5-year window is 57.46% — its NAV fell from a high on 06 May 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LICMF INDIA VISION FUND - DIVIDEND OPTION averaged -6.69% (best -2.16%, worst -11.59%). 0% of rolling windows ended positive. The 5-year Sharpe ratio is -0.28 — negative risk-adjusted performance.

In calendar year 2012, LICMF INDIA VISION FUND - DIVIDEND OPTION returned 31.46% — beating the Growth category average of 23.57% by 7.89 pp. It ranked #59 of 190 in its category that year.

LICMF INDIA VISION FUND - DIVIDEND OPTION doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. LICMF INDIA VISION FUND - DIVIDEND OPTION is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 57.5%. 5-year CAGR: -5.74%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.