Should I invest in LICMF Index Fund-Nifty?

We don't give personal investment advice. LICMF Index Fund-Nifty-Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.0%. 5-year CAGR: 8.28%.

LIC

LICMF Index Fund-Nifty-Dividend

Latest NAV

₹47.0328

As of

8 Jun 2026

4,926 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.17%	-0.09%	-0.08	60 / 70	Q4
1W	-0.74%	-0.45%	-0.29	49 / 70	Q3
2W	-1.42%	-0.65%	-0.77	49 / 64	Q4
1M	-3.83%	-2.28%	-1.55	48 / 62	Q4
3M	-4.42%	-0.91%	-3.51	49 / 62	Q4
6M	-10.91%	-4.89%	-6.02	50 / 62	Q4
YTD	-10.71%	-5.15%	-5.55	46 / 61	Q4
1Y	-5.62%	-0.44%	-5.18	44 / 61	Q3
2Y	+1.62%	+3.93%	-2.31	38 / 54	Q3
3Y	+7.90%	+10.22%	-2.32	27 / 52	Q3
4Y	+9.00%	+11.02%	-2.02	23 / 34	Q3
5Y	+8.28%	+8.48%	-0.19	14 / 23	Q3
7Y	+10.22%	+10.39%	-0.17	14 / 23	Q3
10Y	+10.89%	+11.12%	-0.23	17 / 22	Q4
Inception	+6.16%	+7.70%	-1.53	52 / 70	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.71%	-5.15%	-5.55	46 / 61
2025	+10.23%	+7.96%	+2.27	19 / 57
2024	+8.80%	+12.60%	-3.80	38 / 52
2023	+19.29%	+21.36%	-2.07	28 / 46
2022	+4.65%	+3.06%	+1.59	18 / 30
2021	+23.51%	+23.37%	+0.13	14 / 23
2020	+14.56%	+15.15%	-0.59	19 / 23
2019	+12.13%	+11.82%	+0.31	14 / 23
2018	+3.53%	+4.05%	-0.52	19 / 22
2017	+27.51%	+27.94%	-0.43	12 / 22
2016	+2.48%	+2.43%	+0.04	13 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.58%

234 windows

min -63.4% · max 81.0%

74% positive

3-Year rolling

+8.94%

210 windows

min -21.2% · max 30.6%

88% positive

5-Year rolling

+9.48%

185 windows

min -8.9% · max 22.0%

88% positive

7-Year rolling

+9.55%

161 windows

min -3.0% · max 15.9%

94% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.69%

3-year · annualised

Sharpe ratio

0.16

vs risk-free 6.5%

Sortino ratio

0.25

Downside-only deviation

Max drawdown

-15.81%

Sep 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Index Fund-Nifty Plan(FV Rs 10.326)	HDFC	₹219.9873	8 Jun 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹37.4841	8 Jun 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹24.1213	8 Jun 2026
Franklin India Index Fund- Nifty Plan - Dividend Plan	Franklin Templeton	₹186.8407	8 Jun 2026
UTI - NIFTY Index Fund-Growth Option	UTI	₹159.5491	8 Jun 2026
Birla Sun Life Index Fund-Plan A (Dividend)	Birla Sun Life	₹23.4905	8 Jun 2026
LICMF Index Fund-Nifty-Growth	LIC	₹127.4958	8 Jun 2026
Tata Index Fund - Nifty A	Tata	₹143.9453	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹47.0328
5 Jun 2026	₹47.5296
4 Jun 2026	₹47.6108
3 Jun 2026	₹47.5901
2 Jun 2026	₹47.7491
1 Jun 2026	₹47.5462
29 May 2026	₹47.8838
27 May 2026	₹48.6056
26 May 2026	₹48.6203
25 May 2026	₹48.8605

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of LICMF Index Fund-Nifty-Dividend is ₹47.0328. It's a Index Fund from LIC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

LICMF Index Fund-Nifty-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

LICMF Index Fund-Nifty-Dividend is managed by LIC. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LICMF Index Fund-Nifty-Dividend has delivered a absolute return of -5.62% — -5.18 pp behind the Index Fund category average of -0.44%. The fund ranks #44 of 61 in its category — the third (Q3) quartile.

Over the trailing 3-year window, LICMF Index Fund-Nifty-Dividend has delivered a CAGR of 7.90% — -2.32 pp behind the Index Fund category average of 10.22%. The fund ranks #27 of 52 in its category — the third (Q3) quartile.

Over the trailing 5-year window, LICMF Index Fund-Nifty-Dividend has delivered a CAGR of 8.28% — -0.19 pp behind the Index Fund category average of 8.48%. The fund ranks #14 of 23 in its category — the third (Q3) quartile.

₹1 lakh invested in LICMF Index Fund-Nifty-Dividend exactly 10 years ago would be worth approximately ₹281,037 today — a multiplier of 2.81×, based on the 10-year CAGR of 10.89%. The category average over the same window would have grown ₹1 lakh to ₹286,980.

A ₹10,000 monthly SIP in LICMF Index Fund-Nifty-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹691,751 today. That's an XIRR (money-weighted annualised return) of 5.63%.

A ₹10,000 monthly SIP for 10 years in LICMF Index Fund-Nifty-Dividend = ₹1,200,000 invested. It would currently be worth ₹2,025,278 (multiplier 1.69×). XIRR: 10.09%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LICMF Index Fund-Nifty-Dividend ranks #14 out of 23 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.48%; this fund delivered 8.28%.

The worst peak-to-trough decline LICMF Index Fund-Nifty-Dividend has experienced over the last 5-year window is 16.99% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LICMF Index Fund-Nifty-Dividend averaged 9.48% (best 21.98%, worst -8.90%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is 0.18 — weak risk-adjusted performance.

In calendar year 2025, LICMF Index Fund-Nifty-Dividend returned 10.23% — beating the Index Fund category average of 7.96% by 2.27 pp. It ranked #19 of 57 in its category that year.

LICMF Index Fund-Nifty-Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. LICMF Index Fund-Nifty-Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.0%. 5-year CAGR: 8.28%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.