Should I invest in LIC MF Bond Fund?

We don't give personal investment advice. LIC MF Bond Fund-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.2%. 5-year CAGR: 5.24%.

LIC

LIC MF Bond Fund-Growth

Latest NAV

₹74.2869

As of

8 Jun 2026

4,870 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.28%	-8.04%	+8.32	29 / 904	Q1
1W	+0.38%	-11.70%	+12.08	34 / 779	Q1
2W	+0.82%	-11.73%	+12.55	15 / 776	Q1
1M	+0.05%	-11.74%	+11.80	382 / 772	Q2
3M	+0.33%	-11.27%	+11.60	358 / 763	Q2
6M	+0.95%	-10.38%	+11.34	332 / 749	Q2
YTD	+1.00%	-10.43%	+11.43	310 / 747	Q2
1Y	+1.43%	-8.23%	+9.66	332 / 728	Q2
2Y	+6.14%	-5.21%	+11.35	193 / 660	Q2
3Y	+5.92%	-3.98%	+9.90	254 / 644	Q2
4Y	+6.79%	+3.41%	+3.38	26 / 134	Q1
5Y	+5.24%	+3.39%	+1.84	25 / 92	Q2
7Y	+5.78%	+3.40%	+2.37	22 / 76	Q2
10Y	+6.09%	+3.83%	+2.27	22 / 66	Q2
Inception	+6.95%	-1.09%	+8.04	336 / 904	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.00%	+0.32%	+0.67	19 / 49
2025	+6.12%	+2.91%	+3.21	16 / 61
2024	+9.19%	+5.21%	+3.98	4 / 62
2023	+6.29%	+3.66%	+2.63	31 / 69
2022	+2.85%	-8.21%	+11.06	38 / 224
2021	+1.25%	-6.85%	+8.11	219 / 355
2020	+8.72%	+3.44%	+5.29	159 / 433
2019	+9.89%	+4.28%	+5.61	104 / 449
2018	+4.90%	+0.48%	+4.42	94 / 205
2017	+1.78%	+1.61%	+0.17	138 / 223
2016	+12.23%	+3.44%	+8.80	15 / 223

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.14%

234 windows

min -0.7% · max 15.8%

99% positive

3-Year rolling

+7.10%

210 windows

min 3.3% · max 11.0%

100% positive

5-Year rolling

+7.02%

185 windows

min 4.7% · max 9.2%

100% positive

7-Year rolling

+7.10%

161 windows

min 5.0% · max 8.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.32%

3-year · annualised

Sharpe ratio

-0.29

vs risk-free 6.5%

Sortino ratio

-0.71

Downside-only deviation

Max drawdown

-1.64%

Mar 2026 → Apr 2026

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.0532	8 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.0917	8 Jun 2026
SBI Magnum Income Fund-Bonus	SBI	₹43.9720	8 Jun 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.1254	8 Jun 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.4675	8 Jun 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹56.2449	8 Jun 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹74.8878	8 Jun 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹12.9838	8 Jun 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.7518	8 Jun 2026
JM Income Fund-Dividend	JM Financial	₹21.6567	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹74.2869
5 Jun 2026	₹74.1537
4 Jun 2026	₹73.9476
3 Jun 2026	₹73.8843
2 Jun 2026	₹73.9133
1 Jun 2026	₹73.8558
29 May 2026	₹73.8756
27 May 2026	₹73.8295
26 May 2026	₹73.7869
25 May 2026	₹73.7762

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of LIC MF Bond Fund-Growth is ₹74.2869. It's a Medium to Long Duration Fund from LIC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LIC MF Bond Fund-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

LIC MF Bond Fund-Growth is managed by LIC. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Bond Fund-Growth has delivered a absolute return of 1.43% — +9.66 pp ahead of the Medium to Long Duration Fund category average of -8.23%. The fund ranks #332 of 728 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LIC MF Bond Fund-Growth has delivered a CAGR of 5.92% — +9.9 pp ahead of the Medium to Long Duration Fund category average of -3.98%. The fund ranks #254 of 644 in its category — the second (Q2) quartile.

Over the trailing 5-year window, LIC MF Bond Fund-Growth has delivered a CAGR of 5.24% — +1.84 pp ahead of the Medium to Long Duration Fund category average of 3.39%. The fund ranks #25 of 92 in its category — the second (Q2) quartile.

₹1 lakh invested in LIC MF Bond Fund-Growth exactly 10 years ago would be worth approximately ₹180,645 today — a multiplier of 1.81×, based on the 10-year CAGR of 6.09%. The category average over the same window would have grown ₹1 lakh to ₹145,554.

A ₹10,000 monthly SIP in LIC MF Bond Fund-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹696,099 today. That's an XIRR (money-weighted annualised return) of 5.88%.

A ₹10,000 monthly SIP for 10 years in LIC MF Bond Fund-Growth = ₹1,200,000 invested. It would currently be worth ₹1,610,904 (multiplier 1.34×). XIRR: 5.74%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LIC MF Bond Fund-Growth ranks #25 out of 92 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.39%; this fund delivered 5.24%.

The worst peak-to-trough decline LIC MF Bond Fund-Growth has experienced over the last 5-year window is 2.20% — its NAV fell from a high on 05 Apr 2022 to a low on 13 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LIC MF Bond Fund-Growth averaged 7.02% (best 9.17%, worst 4.65%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.54 — negative risk-adjusted performance.

In calendar year 2025, LIC MF Bond Fund-Growth returned 6.12% — beating the Medium to Long Duration Fund category average of 2.91% by 3.21 pp. It ranked #16 of 61 in its category that year.

LIC MF Bond Fund-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. LIC MF Bond Fund-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.2%. 5-year CAGR: 5.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

LIC MF Bond Fund-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium to Long Duration Fund

Recent NAVs

Frequently asked questions

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