Should I invest in JM Money Manager Fund - Super Plan?

We don't give personal investment advice. JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: -0.00%.

JM Financial

JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-3.56%	+3.57	33 / 84	Q2
1W	+0.05%	-3.52%	+3.58	39 / 84	Q2
2W	+0.05%	-3.50%	+3.56	30 / 84	Q2
1M	+0.04%	-6.74%	+6.79	39 / 87	Q2
3M	+0.03%	-6.22%	+6.25	41 / 86	Q2
6M	+0.03%	-6.43%	+6.46	35 / 84	Q2
YTD	-0.08%	-6.15%	+6.07	70 / 85	Q4
1Y	+0.02%	-5.38%	+5.41	39 / 84	Q2
2Y	+0.02%	-6.52%	+6.55	45 / 86	Q3
3Y	-0.05%	-6.38%	+6.33	67 / 85	Q4
4Y	-0.03%	-7.58%	+7.54	58 / 74	Q4
5Y	0.00%	-4.41%	+4.41	44 / 61	Q3
7Y	+0.27%	+0.51%	-0.24	24 / 50	Q2
10Y	+0.54%	+0.08%	+0.46	22 / 47	Q2
Inception	+0.59%	-6.05%	+6.63	38 / 88	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	-0.08%	+1.53%	-1.62	27 / 32
2017	+0.02%	+2.08%	-2.06	22 / 40
2016	-0.04%	+2.54%	-2.58	43 / 49
2015	0.00%	+2.88%	-2.88	44 / 50
2014	+0.01%	+2.21%	-2.21	31 / 50
2013	+0.02%	+2.22%	-2.20	32 / 51
2012	+0.99%	+2.94%	-1.95	24 / 58
2011	+1.42%	-4.13%	+5.55	23 / 67
2010	+1.00%	-2.87%	+3.87	22 / 68
2009	+0.99%	-0.61%	+1.60	16 / 63
2008	+1.59%	+2.48%	-0.88	17 / 54

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.59%

119 windows

min -0.2% · max 1.7%

80% positive

3-Year rolling

+0.57%

94 windows

min -0.1% · max 1.2%

82% positive

5-Year rolling

+0.56%

70 windows

min 0.0% · max 1.3%

90% positive

7-Year rolling

+0.57%

46 windows

min 0.3% · max 0.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.20%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.53%

Apr 2016 → Dec 2016

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
24 May 2018	₹10.6477
23 May 2018	₹10.6462
22 May 2018	₹10.6431
21 May 2018	₹10.6481
18 May 2018	₹10.6433
17 May 2018	₹10.6420
16 May 2018	₹10.6404
15 May 2018	₹10.6431
14 May 2018	₹10.6498
11 May 2018	₹10.6438

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend is a Liquid from JM Financial (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend has NAV history starting from 18 Sep 2007, a track record of about 18 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend is managed by JM Financial. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend has delivered a absolute return of 0.02% — +5.41 pp ahead of the Liquid category average of -5.38%. The fund ranks #39 of 84 in its category — the second (Q2) quartile.

Over the trailing 3-year window, JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend has delivered a CAGR of -0.05% — +6.33 pp ahead of the Liquid category average of -6.38%. The fund ranks #67 of 85 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend has delivered a CAGR of 0.00% — +4.41 pp ahead of the Liquid category average of -4.41%. The fund ranks #44 of 61 in its category — the third (Q3) quartile.

₹1 lakh invested in JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend exactly 10 years ago would be worth approximately ₹105,503 today — a multiplier of 1.06×, based on the 10-year CAGR of 0.54%. The category average over the same window would have grown ₹1 lakh to ₹100,791.

A ₹10,000 monthly SIP in JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend over the last 5 years — total invested ₹600,000 — would be worth ₹599,967 today. That's an XIRR (money-weighted annualised return) of -0.00%.

A ₹10,000 monthly SIP for 10 years in JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend = ₹1,200,000 invested. It would currently be worth ₹1,214,670 (multiplier 1.01×). XIRR: 0.24%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend ranks #44 out of 61 funds in the Liquid category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -4.41%; this fund delivered -0.00%.

The worst peak-to-trough decline JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend has experienced over the last 5-year window is 0.53% — its NAV fell from a high on 04 Apr 2016 to a low on 07 Dec 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend averaged 0.56% (best 1.27%, worst -0.02%). 90% of rolling windows ended positive.

In calendar year 2017, JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend returned 0.02% — lagging the Liquid category average of 2.08% by 2.06 pp. It ranked #22 of 40 in its category that year.

JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. JM Money Manager Fund - Super Plan - Dividend option - Weekly dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: -0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.