JM Financial
JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option
Category
Income
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
106786
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | -2.88% | -14.54% | +11.66 | 303 / 373 | Q4 |
| 1W | -2.78% | -15.89% | +13.11 | 279 / 369 | Q4 |
| 2W | -2.67% | -15.78% | +13.12 | 278 / 371 | Q3 |
| 1M | -4.68% | -16.05% | +11.37 | 294 / 373 | Q4 |
| 3M | -2.45% | -17.27% | +14.83 | 270 / 366 | Q3 |
| 6M | -1.66% | -30.18% | +28.52 | 226 / 393 | Q3 |
| YTD | -1.99% | -32.85% | +30.86 | 241 / 414 | Q3 |
| 1Y | -1.83% | -15.79% | +13.96 | 228 / 309 | Q3 |
| 2Y | — | — | — | — | — |
| 3Y | — | — | — | — | — |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | -0.03% | -35.69% | +35.66 | 186 / 497 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2009 YTD | -1.99% | -33.69% | +31.70 | 177 / 316 |
| 2008 | +0.61% | -14.40% | +15.01 | 60 / 119 |
| 2007 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+1.06%
7 windows
min -1.8% · max 2.3%
86% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
—
Insufficient history
5-Year rolling
—
Insufficient history
7-Year rolling
—
Insufficient history
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Recent NAVs
| Date | NAV |
|---|---|
| 21 Apr 2009 | ₹10.0000 |
| 20 Apr 2009 | ₹10.2966 |
| 17 Apr 2009 | ₹10.2924 |
| 16 Apr 2009 | ₹10.2907 |
| 15 Apr 2009 | ₹10.2891 |
| 13 Apr 2009 | ₹10.2859 |
| 9 Apr 2009 | ₹10.2791 |
| 8 Apr 2009 | ₹10.2774 |
| 6 Apr 2009 | ₹10.2740 |
| 2 Apr 2009 | ₹10.2672 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option is a Income from JM Financial (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option has NAV history starting from 22 Oct 2007, a track record of about 18 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option is managed by JM Financial. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option has delivered a absolute return of -1.83% — +13.96 pp ahead of the Income category average of -15.79%. The fund ranks #228 of 309 in its category — the third (Q3) quartile.
JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.
JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.
JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.
A ₹10,000 monthly SIP in JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option over the last 1 year — total invested ₹120,000 — would be worth ₹116,802 today. That's an XIRR (money-weighted annualised return) of -4.89%.
JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹116,802 — XIRR -4.89%.
JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.
JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option doesn't have a computed drawdown figure yet.
Consistency stats for JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.
In calendar year 2008, JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option returned 0.61% — beating the Income category average of -14.40% by 15.01 pp. It ranked #60 of 119 in its category that year.
JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. JM Fixed Maturity Fund - Series VII - 18 Months plan (JM FMF - VII - 18M) - Regular plan - Dividend option is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.