JM Financial
JM Fixed Maturity Fund - Series IV - 15 Months Plan 2 ( JM FMF - IV - 15M2 ) Institutional Plan - Growth option
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | -2.77% | +6.99% | -9.76 | 669 / 763 | Q4 |
| 1W | -2.64% | +6.38% | -9.02 | 583 / 722 | Q4 |
| 2W | -2.47% | +6.63% | -9.10 | 583 / 725 | Q4 |
| 1M | -2.20% | +6.29% | -8.49 | 604 / 752 | Q4 |
| 3M | -0.76% | +7.87% | -8.63 | 556 / 728 | Q4 |
| 6M | +1.82% | +9.67% | -7.86 | 361 / 642 | Q3 |
| YTD | +2.60% | +8.47% | -5.87 | 230 / 666 | Q2 |
| 1Y | +6.35% | +13.70% | -7.35 | 292 / 591 | Q2 |
| 2Y | — | — | — | — | — |
| 3Y | — | — | — | — | — |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | +7.91% | -3.28% | +11.19 | 262 / 797 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2008 YTD | +2.60% | -5.54% | +8.15 | 112 / 250 |
| 2007 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Recent NAVs
| Date | NAV |
|---|---|
| 20 Aug 2008 | ₹11.0000 |
| 18 Aug 2008 | ₹11.3128 |
| 14 Aug 2008 | ₹11.3014 |
| 13 Aug 2008 | ₹11.2985 |
| 12 Aug 2008 | ₹11.2956 |
| 11 Aug 2008 | ₹11.2927 |
| 8 Aug 2008 | ₹11.2841 |
| 7 Aug 2008 | ₹11.2812 |
| 6 Aug 2008 | ₹11.2784 |
| 5 Aug 2008 | ₹11.2755 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.