JM Financial
JM Fixed Maturity Fund - Series IV - 15 months plan 1 (JM FMF - IV - 15M1) - Dividend option
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | -9.99% | +9.99 | 449 / 1129 | Q2 |
| 1W | -1.15% | -13.04% | +11.88 | 595 / 1151 | Q3 |
| 2W | -0.98% | -13.18% | +12.21 | 565 / 1149 | Q2 |
| 1M | -0.55% | -13.26% | +12.71 | 528 / 1137 | Q2 |
| 3M | -1.37% | -13.15% | +11.78 | 780 / 1116 | Q3 |
| 6M | -1.39% | -15.45% | +14.06 | 587 / 906 | Q3 |
| YTD | -0.54% | -15.77% | +15.24 | 531 / 952 | Q3 |
| 1Y | -0.94% | -13.09% | +12.15 | 578 / 820 | Q3 |
| 2Y | — | — | — | — | — |
| 3Y | — | — | — | — | — |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | -0.03% | -13.63% | +13.60 | 595 / 1199 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2008 YTD | -0.54% | -2.02% | +1.48 | 218 / 380 |
| 2007 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Recent NAVs
| Date | NAV |
|---|---|
| 5 May 2008 | ₹10.0000 |
| 2 May 2008 | ₹10.1153 |
| 30 Apr 2008 | ₹10.1226 |
| 29 Apr 2008 | ₹10.1199 |
| 28 Apr 2008 | ₹10.1168 |
| 25 Apr 2008 | ₹10.1091 |
| 24 Apr 2008 | ₹10.1065 |
| 23 Apr 2008 | ₹10.1039 |
| 22 Apr 2008 | ₹10.1013 |
| 21 Apr 2008 | ₹10.0986 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.