Should I invest in ING Treasury Management Fund-Daily Dividend Option?

We don't give personal investment advice. ING Treasury Management Fund-Daily Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

ING

ING Treasury Management Fund-Daily Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-3.56%	+3.56	56 / 84	Q3
1W	+0.00%	-3.52%	+3.52	50 / 84	Q3
2W	+0.00%	-3.50%	+3.50	52 / 84	Q3
1M	+0.00%	-6.74%	+6.74	57 / 87	Q3
3M	+0.00%	-6.22%	+6.22	53 / 86	Q3
6M	+0.00%	-6.43%	+6.43	42 / 84	Q2
YTD	+0.00%	-6.15%	+6.15	49 / 85	Q3
1Y	+0.00%	-5.38%	+5.38	50 / 84	Q3
2Y	+1.14%	-6.52%	+7.67	29 / 86	Q2
3Y	+1.15%	-6.38%	+7.53	31 / 85	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+1.02%	-6.05%	+7.07	32 / 88	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2009 YTD	+0.00%	-0.61%	+0.61	33 / 63
2008	+0.86%	+2.48%	-1.62	23 / 54
2007	+2.31%	+2.06%	+0.25	13 / 45
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.33%

31 windows

min 0.0% · max 2.8%

81% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.17%

6 windows

min 1.2% · max 1.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.70%

3-year · annualised

Sharpe ratio

-7.67

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-3.46%

Apr 2008 → Aug 2009

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
18 Sep 2009	₹10.3588
17 Sep 2009	₹10.3588
16 Sep 2009	₹10.3588
15 Sep 2009	₹10.3588
14 Sep 2009	₹10.3588
13 Sep 2009	₹10.3588
12 Sep 2009	₹10.3588
11 Sep 2009	₹10.3588
10 Sep 2009	₹10.3588
9 Sep 2009	₹10.3588

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Treasury Management Fund-Daily Dividend Option is a Liquid from ING (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Treasury Management Fund-Daily Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Treasury Management Fund-Daily Dividend Option is managed by ING. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Treasury Management Fund-Daily Dividend Option has delivered a absolute return of 0.00% — +5.38 pp ahead of the Liquid category average of -5.38%. The fund ranks #50 of 84 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ING Treasury Management Fund-Daily Dividend Option has delivered a CAGR of 1.15% — +7.53 pp ahead of the Liquid category average of -6.38%. The fund ranks #31 of 85 in its category — the second (Q2) quartile.

ING Treasury Management Fund-Daily Dividend Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ING Treasury Management Fund-Daily Dividend Option exactly 3 years ago would be worth approximately ₹103,502 today — a multiplier of 1.04×, based on the 3-year CAGR of 1.15%. The category average over the same window would have grown ₹1 lakh to ₹82,055.

A ₹10,000 monthly SIP in ING Treasury Management Fund-Daily Dividend Option over the last 3 years — total invested ₹360,000 — would be worth ₹364,509 today. That's an XIRR (money-weighted annualised return) of 0.81%.

ING Treasury Management Fund-Daily Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹364,509 — XIRR 0.81%.

On a 3-year basis, ING Treasury Management Fund-Daily Dividend Option ranks #31 out of 85 funds in the Liquid category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -6.38%; this fund delivered 1.15%.

The worst peak-to-trough decline ING Treasury Management Fund-Daily Dividend Option has experienced over the last 3-year window is 3.46% — its NAV fell from a high on 17 Apr 2008 to a low on 30 Aug 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ING Treasury Management Fund-Daily Dividend Option averaged 1.17% (best 1.19%, worst 1.15%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -7.67 — negative risk-adjusted performance.

In calendar year 2008, ING Treasury Management Fund-Daily Dividend Option returned 0.86% — lagging the Liquid category average of 2.48% by 1.62 pp. It ranked #23 of 54 in its category that year.

ING Treasury Management Fund-Daily Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ING Treasury Management Fund-Daily Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.