ING

ING Treasury Advantage Fund - Regular Weekly Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-14.54%	+14.56	64 / 373	Q1
1W	-0.01%	-15.89%	+15.89	125 / 369	Q2
2W	-0.02%	-15.78%	+15.76	123 / 371	Q2
1M	+0.03%	-16.05%	+16.08	126 / 373	Q2
3M	-0.01%	-17.27%	+17.27	157 / 366	Q2
6M	-0.01%	-30.18%	+30.17	171 / 393	Q2
YTD	-0.03%	-32.85%	+32.82	168 / 414	Q2
1Y	-0.09%	-15.79%	+15.70	173 / 309	Q3
2Y	+0.01%	-13.41%	+13.42	88 / 142	Q3
3Y	-0.04%	-6.89%	+6.85	73 / 95	Q4
4Y	-0.02%	+2.81%	-2.83	70 / 84	Q4
5Y	+0.00%	+2.94%	-2.94	68 / 76	Q4
7Y	0.00%	+2.77%	-2.77	59 / 67	Q4
10Y	—	—	—	—	—
Inception	+0.05%	-35.69%	+35.75	162 / 497	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	-0.03%	+4.08%	-4.11	63 / 76
2013	+0.01%	+2.34%	-2.33	47 / 76
2012	-0.02%	+3.72%	-3.74	67 / 78
2011	+0.01%	+3.23%	-3.21	55 / 66
2010	+0.05%	-11.73%	+11.78	70 / 132
2009	-0.05%	-33.69%	+33.64	125 / 316
2008	+0.02%	-14.40%	+14.42	73 / 119
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.00%

80 windows

min -0.5% · max 0.3%

63% positive

3-Year rolling

+0.01%

56 windows

min -0.1% · max 0.1%

61% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.01%

32 windows

min -0.1% · max 0.1%

50% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.01%

7 windows

min 0.0% · max 0.0%

57% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.34%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.59%

Apr 2012 → Jul 2013

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
9 Oct 2014	₹10.0406
8 Oct 2014	₹10.0388
7 Oct 2014	₹10.0540
1 Oct 2014	₹10.0412
30 Sep 2014	₹10.0385
29 Sep 2014	₹10.0510
26 Sep 2014	₹10.0452
25 Sep 2014	₹10.0430
24 Sep 2014	₹10.0407
23 Sep 2014	₹10.0382

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Treasury Advantage Fund - Regular Weekly Dividend Option is a Income from ING (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Treasury Advantage Fund - Regular Weekly Dividend Option has NAV history starting from 21 Mar 2007, a track record of about 19 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Treasury Advantage Fund - Regular Weekly Dividend Option is managed by ING. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Treasury Advantage Fund - Regular Weekly Dividend Option has delivered a absolute return of -0.09% — +15.7 pp ahead of the Income category average of -15.79%. The fund ranks #173 of 309 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ING Treasury Advantage Fund - Regular Weekly Dividend Option has delivered a CAGR of -0.04% — +6.85 pp ahead of the Income category average of -6.89%. The fund ranks #73 of 95 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ING Treasury Advantage Fund - Regular Weekly Dividend Option has delivered a CAGR of 0.00% — -2.94 pp behind the Income category average of 2.94%. The fund ranks #68 of 76 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ING Treasury Advantage Fund - Regular Weekly Dividend Option exactly 5 years ago would be worth approximately ₹100,010 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹115,573.

A ₹10,000 monthly SIP in ING Treasury Advantage Fund - Regular Weekly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹599,784 today. That's an XIRR (money-weighted annualised return) of -0.01%.

ING Treasury Advantage Fund - Regular Weekly Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹839,695 — XIRR -0.01%.

On a 5-year basis, ING Treasury Advantage Fund - Regular Weekly Dividend Option ranks #68 out of 76 funds in the Income category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.94%; this fund delivered 0.00%.

The worst peak-to-trough decline ING Treasury Advantage Fund - Regular Weekly Dividend Option has experienced over the last 5-year window is 0.59% — its NAV fell from a high on 03 Apr 2012 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Treasury Advantage Fund - Regular Weekly Dividend Option averaged 0.01% (best 0.09%, worst -0.08%). 50% of rolling windows ended positive.

In calendar year 2013, ING Treasury Advantage Fund - Regular Weekly Dividend Option returned 0.01% — lagging the Income category average of 2.34% by 2.33 pp. It ranked #47 of 76 in its category that year.

ING Treasury Advantage Fund - Regular Weekly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ING Treasury Advantage Fund - Regular Weekly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.6%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.