ING

ING Treasury Advantage Fund - Regular Quarterly Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-14.54%	+14.56	62 / 373	Q1
1W	+0.17%	-15.89%	+16.07	45 / 369	Q1
2W	-1.44%	-15.78%	+14.34	225 / 371	Q3
1M	-1.10%	-16.05%	+14.95	215 / 373	Q3
3M	+0.19%	-17.27%	+17.46	131 / 366	Q2
6M	+0.16%	-30.18%	+30.34	151 / 393	Q2
YTD	+0.85%	-32.85%	+33.70	126 / 414	Q2
1Y	+0.74%	-15.79%	+16.53	133 / 309	Q2
2Y	+1.08%	-13.41%	+14.49	68 / 142	Q2
3Y	+1.70%	-6.89%	+8.59	43 / 95	Q2
4Y	+1.59%	+2.81%	-1.22	37 / 84	Q2
5Y	+1.38%	+2.94%	-1.55	38 / 76	Q2
7Y	+1.15%	+2.77%	-1.62	33 / 67	Q2
10Y	—	—	—	—	—
Inception	+1.32%	-35.69%	+37.02	126 / 497	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+0.85%	+4.08%	-3.23	41 / 76
2013	+1.30%	+2.34%	-1.04	31 / 76
2012	+2.83%	+3.72%	-0.89	34 / 78
2011	+1.21%	+3.23%	-2.01	34 / 66
2010	+0.59%	-11.73%	+12.32	48 / 132
2009	+0.34%	-33.69%	+34.03	107 / 316
2008	+0.86%	-14.40%	+15.26	57 / 119
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.39%

80 windows

min -0.6% · max 3.8%

94% positive

3-Year rolling

+1.33%

56 windows

min 0.5% · max 2.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+1.31%

32 windows

min 1.1% · max 1.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+1.42%

7 windows

min 1.2% · max 1.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.93%

3-year · annualised

Sharpe ratio

-1.63

vs risk-free 6.5%

Sortino ratio

-2.19

Downside-only deviation

Max drawdown

-2.16%

Jun 2014 → Jun 2014

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
9 Oct 2014	₹11.0444
8 Oct 2014	₹11.0424
7 Oct 2014	₹11.0393
1 Oct 2014	₹11.0252
30 Sep 2014	₹11.0223
29 Sep 2014	₹11.0194
26 Sep 2014	₹11.0131
25 Sep 2014	₹11.2062
24 Sep 2014	₹11.2037
23 Sep 2014	₹11.2009

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Treasury Advantage Fund - Regular Quarterly Dividend Option is a Income from ING (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Treasury Advantage Fund - Regular Quarterly Dividend Option has NAV history starting from 21 Mar 2007, a track record of about 19 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Treasury Advantage Fund - Regular Quarterly Dividend Option is managed by ING. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Treasury Advantage Fund - Regular Quarterly Dividend Option has delivered a absolute return of 0.74% — +16.53 pp ahead of the Income category average of -15.79%. The fund ranks #133 of 309 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ING Treasury Advantage Fund - Regular Quarterly Dividend Option has delivered a CAGR of 1.70% — +8.59 pp ahead of the Income category average of -6.89%. The fund ranks #43 of 95 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ING Treasury Advantage Fund - Regular Quarterly Dividend Option has delivered a CAGR of 1.38% — -1.55 pp behind the Income category average of 2.94%. The fund ranks #38 of 76 in its category — the second (Q2) quartile.

₹1 lakh invested in ING Treasury Advantage Fund - Regular Quarterly Dividend Option exactly 5 years ago would be worth approximately ₹107,112 today — a multiplier of 1.07×, based on the 5-year CAGR of 1.38%. The category average over the same window would have grown ₹1 lakh to ₹115,573.

A ₹10,000 monthly SIP in ING Treasury Advantage Fund - Regular Quarterly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹619,599 today. That's an XIRR (money-weighted annualised return) of 1.27%.

ING Treasury Advantage Fund - Regular Quarterly Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹876,421 — XIRR 1.20%.

On a 5-year basis, ING Treasury Advantage Fund - Regular Quarterly Dividend Option ranks #38 out of 76 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.94%; this fund delivered 1.38%.

The worst peak-to-trough decline ING Treasury Advantage Fund - Regular Quarterly Dividend Option has experienced over the last 5-year window is 2.16% — its NAV fell from a high on 25 Jun 2014 to a low on 26 Jun 2014. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Treasury Advantage Fund - Regular Quarterly Dividend Option averaged 1.31% (best 1.55%, worst 1.12%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.92 — negative risk-adjusted performance.

In calendar year 2013, ING Treasury Advantage Fund - Regular Quarterly Dividend Option returned 1.30% — lagging the Income category average of 2.34% by 1.04 pp. It ranked #31 of 76 in its category that year.

ING Treasury Advantage Fund - Regular Quarterly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ING Treasury Advantage Fund - Regular Quarterly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.2%. 5-year CAGR: 1.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.