ING

ING Treasury Advantage Fund - Regular Monthly Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-14.54%	+14.56	59 / 373	Q1
1W	+0.18%	-15.89%	+16.07	43 / 369	Q1
2W	-0.36%	-15.78%	+15.43	159 / 371	Q2
1M	-0.01%	-16.05%	+16.04	139 / 373	Q2
3M	-0.04%	-17.27%	+17.24	162 / 366	Q2
6M	-0.10%	-30.18%	+30.08	181 / 393	Q2
YTD	+0.15%	-32.85%	+33.01	156 / 414	Q2
1Y	-0.21%	-15.79%	+15.58	190 / 309	Q3
2Y	-0.01%	-13.41%	+13.40	94 / 142	Q3
3Y	+0.78%	-6.89%	+7.67	59 / 95	Q3
4Y	+1.08%	+2.81%	-1.73	48 / 84	Q3
5Y	+1.06%	+2.94%	-1.88	42 / 76	Q3
7Y	+1.11%	+2.77%	-1.66	34 / 67	Q3
10Y	—	—	—	—	—
Inception	+1.17%	-35.69%	+36.86	129 / 497	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+0.15%	+4.08%	-3.92	51 / 76
2013	-0.02%	+2.34%	-2.36	52 / 76
2012	+1.69%	+3.72%	-2.03	39 / 78
2011	+2.14%	+3.23%	-1.09	27 / 66
2010	+1.13%	-11.73%	+12.86	43 / 132
2009	+0.76%	-33.69%	+34.46	100 / 316
2008	+1.69%	-14.40%	+16.09	47 / 119
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.21%

80 windows

min -0.2% · max 2.5%

93% positive

3-Year rolling

+1.37%

56 windows

min 0.8% · max 1.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+1.34%

32 windows

min 1.1% · max 1.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+1.17%

7 windows

min 1.1% · max 1.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.42%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.03%

Sep 2013 → Mar 2014

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
9 Oct 2014	₹10.9167
8 Oct 2014	₹10.9147
7 Oct 2014	₹10.9115
1 Oct 2014	₹10.8976
30 Sep 2014	₹10.8948
29 Sep 2014	₹10.8919
26 Sep 2014	₹10.8857
25 Sep 2014	₹10.9560
24 Sep 2014	₹10.9535
23 Sep 2014	₹10.9508

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Treasury Advantage Fund - Regular Monthly Dividend Option is a Income from ING (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Treasury Advantage Fund - Regular Monthly Dividend Option has NAV history starting from 21 Mar 2007, a track record of about 19 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Treasury Advantage Fund - Regular Monthly Dividend Option is managed by ING. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Treasury Advantage Fund - Regular Monthly Dividend Option has delivered a absolute return of -0.21% — +15.58 pp ahead of the Income category average of -15.79%. The fund ranks #190 of 309 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ING Treasury Advantage Fund - Regular Monthly Dividend Option has delivered a CAGR of 0.78% — +7.67 pp ahead of the Income category average of -6.89%. The fund ranks #59 of 95 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ING Treasury Advantage Fund - Regular Monthly Dividend Option has delivered a CAGR of 1.06% — -1.88 pp behind the Income category average of 2.94%. The fund ranks #42 of 76 in its category — the third (Q3) quartile.

₹1 lakh invested in ING Treasury Advantage Fund - Regular Monthly Dividend Option exactly 5 years ago would be worth approximately ₹105,391 today — a multiplier of 1.05×, based on the 5-year CAGR of 1.06%. The category average over the same window would have grown ₹1 lakh to ₹115,573.

A ₹10,000 monthly SIP in ING Treasury Advantage Fund - Regular Monthly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹611,665 today. That's an XIRR (money-weighted annualised return) of 0.76%.

ING Treasury Advantage Fund - Regular Monthly Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹867,587 — XIRR 0.91%.

On a 5-year basis, ING Treasury Advantage Fund - Regular Monthly Dividend Option ranks #42 out of 76 funds in the Income category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.94%; this fund delivered 1.06%.

The worst peak-to-trough decline ING Treasury Advantage Fund - Regular Monthly Dividend Option has experienced over the last 5-year window is 1.03% — its NAV fell from a high on 25 Sep 2013 to a low on 26 Mar 2014. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Treasury Advantage Fund - Regular Monthly Dividend Option averaged 1.34% (best 1.57%, worst 1.06%). 100% of rolling windows ended positive.

In calendar year 2013, ING Treasury Advantage Fund - Regular Monthly Dividend Option returned -0.02% — lagging the Income category average of 2.34% by 2.36 pp. It ranked #52 of 76 in its category that year.

ING Treasury Advantage Fund - Regular Monthly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ING Treasury Advantage Fund - Regular Monthly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 1.06%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.