ING

ING Treasury Advantage Fund - Institutional Quarterly Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+6.99%	-6.97	102 / 763	Q1
1W	+0.18%	+6.38%	-6.20	102 / 722	Q1
2W	-1.46%	+6.63%	-8.09	452 / 725	Q3
1M	-1.11%	+6.29%	-7.40	458 / 752	Q3
3M	+0.19%	+7.87%	-7.67	362 / 728	Q2
6M	+0.15%	+9.67%	-9.52	399 / 642	Q3
YTD	+0.86%	+8.47%	-7.61	341 / 666	Q3
1Y	+0.75%	+13.70%	-12.95	361 / 591	Q3
2Y	+2.40%	-5.03%	+7.43	70 / 197	Q2
3Y	+1.59%	-3.09%	+4.68	47 / 140	Q2
4Y	+1.19%	+1.62%	-0.43	46 / 119	Q2
5Y	+0.95%	-0.16%	+1.11	38 / 102	Q2
7Y	+0.68%	+2.05%	-1.37	25 / 64	Q2
10Y	—	—	—	—	—
Inception	+0.63%	-3.28%	+3.91	371 / 797	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+0.86%	+2.77%	-1.91	39 / 82
2013	+3.77%	+1.77%	+2.00	30 / 101
2012	+0.13%	-0.30%	+0.43	52 / 113
2011	+0.00%	+1.75%	-1.75	90 / 109
2010	+0.00%	-0.95%	+0.95	135 / 165
2009	+0.00%	-0.31%	+0.31	292 / 482
2008	+0.00%	-5.54%	+5.54	172 / 250
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.80%

80 windows

min -1.9% · max 5.7%

35% positive

3-Year rolling

+0.51%

56 windows

min -0.8% · max 2.1%

39% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.53%

32 windows

min 0.0% · max 1.2%

69% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.75%

7 windows

min 0.7% · max 0.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.21%

3-year · annualised

Sharpe ratio

-2.21

vs risk-free 6.5%

Sortino ratio

-3.15

Downside-only deviation

Max drawdown

-2.20%

Jun 2014 → Jun 2014

% positive months

44.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
9 Oct 2014	₹10.4861
8 Oct 2014	₹10.4842
7 Oct 2014	₹10.4811
1 Oct 2014	₹10.4676
30 Sep 2014	₹10.4648
29 Sep 2014	₹10.4620
26 Sep 2014	₹10.4560
25 Sep 2014	₹10.6416
24 Sep 2014	₹10.6392
23 Sep 2014	₹10.6365

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Treasury Advantage Fund - Institutional Quarterly Dividend Option is a Income from ING (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Treasury Advantage Fund - Institutional Quarterly Dividend Option has NAV history starting from 21 Mar 2007, a track record of about 19 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Treasury Advantage Fund - Institutional Quarterly Dividend Option is managed by ING. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Treasury Advantage Fund - Institutional Quarterly Dividend Option has delivered a absolute return of 0.75% — -12.95 pp behind the Income category average of 13.70%. The fund ranks #361 of 591 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ING Treasury Advantage Fund - Institutional Quarterly Dividend Option has delivered a CAGR of 1.59% — +4.68 pp ahead of the Income category average of -3.09%. The fund ranks #47 of 140 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ING Treasury Advantage Fund - Institutional Quarterly Dividend Option has delivered a CAGR of 0.95% — +1.11 pp ahead of the Income category average of -0.16%. The fund ranks #38 of 102 in its category — the second (Q2) quartile.

₹1 lakh invested in ING Treasury Advantage Fund - Institutional Quarterly Dividend Option exactly 5 years ago would be worth approximately ₹104,861 today — a multiplier of 1.05×, based on the 5-year CAGR of 0.95%. The category average over the same window would have grown ₹1 lakh to ₹99,222.

A ₹10,000 monthly SIP in ING Treasury Advantage Fund - Institutional Quarterly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹620,530 today. That's an XIRR (money-weighted annualised return) of 1.32%.

ING Treasury Advantage Fund - Institutional Quarterly Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹871,617 — XIRR 1.04%.

On a 5-year basis, ING Treasury Advantage Fund - Institutional Quarterly Dividend Option ranks #38 out of 102 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -0.16%; this fund delivered 0.95%.

The worst peak-to-trough decline ING Treasury Advantage Fund - Institutional Quarterly Dividend Option has experienced over the last 5-year window is 2.20% — its NAV fell from a high on 25 Jun 2014 to a low on 26 Jun 2014. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Treasury Advantage Fund - Institutional Quarterly Dividend Option averaged 0.53% (best 1.24%, worst 0.00%). 69% of rolling windows ended positive. The 5-year Sharpe ratio is -3.20 — negative risk-adjusted performance.

In calendar year 2013, ING Treasury Advantage Fund - Institutional Quarterly Dividend Option returned 3.77% — beating the Income category average of 1.77% by 2.00 pp. It ranked #30 of 101 in its category that year.

ING Treasury Advantage Fund - Institutional Quarterly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ING Treasury Advantage Fund - Institutional Quarterly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.2%. 5-year CAGR: 0.95%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.