ING

ING Treasury Advantage Fund - Institutional Monthly Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+6.99%	-6.97	95 / 763	Q1
1W	+0.18%	+6.38%	-6.20	100 / 722	Q1
2W	-0.36%	+6.63%	-6.99	357 / 725	Q2
1M	-0.01%	+6.29%	-6.30	343 / 752	Q2
3M	-0.04%	+7.87%	-7.90	436 / 728	Q3
6M	-0.10%	+9.67%	-9.77	461 / 642	Q3
YTD	+0.16%	+8.47%	-8.32	388 / 666	Q3
1Y	-0.20%	+13.70%	-13.90	461 / 591	Q4
2Y	+0.68%	-5.03%	+5.72	93 / 197	Q2
3Y	+0.46%	-3.09%	+3.54	67 / 140	Q2
4Y	+0.34%	+1.62%	-1.28	59 / 119	Q2
5Y	+0.27%	-0.16%	+0.43	49 / 102	Q2
7Y	+0.07%	+2.05%	-1.97	38 / 64	Q3
10Y	—	—	—	—	—
Inception	+0.18%	-3.28%	+3.46	391 / 797	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+0.16%	+2.77%	-2.61	49 / 82
2013	+0.07%	+1.77%	-1.70	60 / 101
2012	+1.07%	-0.30%	+1.38	41 / 113
2011	+0.00%	+1.75%	-1.75	89 / 109
2010	+0.00%	-0.95%	+0.95	134 / 165
2009	+0.00%	-0.31%	+0.31	291 / 482
2008	-0.92%	-5.54%	+4.62	196 / 250
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.13%

80 windows

min -2.4% · max 1.8%

33% positive

3-Year rolling

+0.07%

56 windows

min -0.9% · max 0.6%

43% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.03%

32 windows

min -0.2% · max 0.3%

41% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.12%

7 windows

min 0.1% · max 0.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.55%

3-year · annualised

Sharpe ratio

-11.04

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.04%

Sep 2013 → Mar 2014

% positive months

38.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
9 Oct 2014	₹10.1372
8 Oct 2014	₹10.1353
7 Oct 2014	₹10.1324
1 Oct 2014	₹10.1193
30 Sep 2014	₹10.1166
29 Sep 2014	₹10.1139
26 Sep 2014	₹10.1080
25 Sep 2014	₹10.1741
24 Sep 2014	₹10.1718
23 Sep 2014	₹10.1692

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Treasury Advantage Fund - Institutional Monthly Dividend Option is a Income from ING (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Treasury Advantage Fund - Institutional Monthly Dividend Option has NAV history starting from 21 Mar 2007, a track record of about 19 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Treasury Advantage Fund - Institutional Monthly Dividend Option is managed by ING. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Treasury Advantage Fund - Institutional Monthly Dividend Option has delivered a absolute return of -0.20% — -13.9 pp behind the Income category average of 13.70%. The fund ranks #461 of 591 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ING Treasury Advantage Fund - Institutional Monthly Dividend Option has delivered a CAGR of 0.46% — +3.54 pp ahead of the Income category average of -3.09%. The fund ranks #67 of 140 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ING Treasury Advantage Fund - Institutional Monthly Dividend Option has delivered a CAGR of 0.27% — +0.43 pp ahead of the Income category average of -0.16%. The fund ranks #49 of 102 in its category — the second (Q2) quartile.

₹1 lakh invested in ING Treasury Advantage Fund - Institutional Monthly Dividend Option exactly 5 years ago would be worth approximately ₹101,372 today — a multiplier of 1.01×, based on the 5-year CAGR of 0.27%. The category average over the same window would have grown ₹1 lakh to ₹99,222.

A ₹10,000 monthly SIP in ING Treasury Advantage Fund - Institutional Monthly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹605,212 today. That's an XIRR (money-weighted annualised return) of 0.34%.

ING Treasury Advantage Fund - Institutional Monthly Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹846,262 — XIRR 0.21%.

On a 5-year basis, ING Treasury Advantage Fund - Institutional Monthly Dividend Option ranks #49 out of 102 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -0.16%; this fund delivered 0.27%.

The worst peak-to-trough decline ING Treasury Advantage Fund - Institutional Monthly Dividend Option has experienced over the last 5-year window is 1.04% — its NAV fell from a high on 25 Sep 2013 to a low on 26 Mar 2014. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Treasury Advantage Fund - Institutional Monthly Dividend Option averaged 0.03% (best 0.32%, worst -0.24%). 41% of rolling windows ended positive. The 3-year Sharpe ratio is -11.04 — negative risk-adjusted performance.

In calendar year 2013, ING Treasury Advantage Fund - Institutional Monthly Dividend Option returned 0.07% — lagging the Income category average of 1.77% by 1.70 pp. It ranked #60 of 101 in its category that year.

ING Treasury Advantage Fund - Institutional Monthly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ING Treasury Advantage Fund - Institutional Monthly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 0.27%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.