Should I invest in ING OptiMix Multi Manager Equity Fund - Option A?

We don't give personal investment advice. ING OptiMix Multi Manager Equity Fund - Option A- Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 32.5%. 5-year CAGR: 7.73%.

ING

ING OptiMix Multi Manager Equity Fund - Option A- Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+2.09%	+0.06%	+2.02	13 / 299	Q1
1W	+0.42%	-3.61%	+4.03	99 / 303	Q2
2W	+2.38%	-4.52%	+6.90	59 / 303	Q1
1M	+0.00%	-5.64%	+5.64	134 / 302	Q2
3M	+11.74%	-4.27%	+16.01	24 / 302	Q1
6M	+31.66%	+1.48%	+30.18	21 / 307	Q1
YTD	+37.40%	-0.18%	+37.58	15 / 309	Q1
1Y	+45.59%	+7.10%	+38.48	29 / 307	Q1
2Y	+17.56%	+2.20%	+15.36	74 / 303	Q1
3Y	+15.72%	+0.76%	+14.96	50 / 264	Q1
4Y	+4.17%	+0.58%	+3.59	119 / 235	Q3
5Y	+7.73%	+0.02%	+7.72	74 / 208	Q2
7Y	+0.82%	+3.12%	-2.29	117 / 130	Q4
10Y	—	—	—	—	—
Inception	+4.50%	+0.51%	+3.99	158 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+37.40%	+34.59%	+2.82	59 / 133
2013	-3.28%	+0.03%	-3.31	112 / 154
2012	+26.74%	+23.57%	+3.17	93 / 190
2011	-27.07%	-23.68%	-3.39	177 / 241
2010	+11.17%	+11.69%	-0.52	144 / 256
2009	+61.44%	+65.86%	-4.42	160 / 238
2008	-60.28%	-52.86%	-7.42	144 / 198
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.29%

79 windows

min -61.0% · max 81.6%

48% positive

3-Year rolling

+1.94%

55 windows

min -10.4% · max 20.5%

55% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+2.67%

30 windows

min -7.1% · max 12.7%

50% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+1.95%

6 windows

min 0.8% · max 3.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.19%

3-year · annualised

Sharpe ratio

0.56

vs risk-free 6.5%

Sortino ratio

1.09

Downside-only deviation

Max drawdown

-20.17%

Jan 2013 → Aug 2013

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
9 Oct 2014	₹14.1800
8 Oct 2014	₹13.8900
7 Oct 2014	₹13.9100
1 Oct 2014	₹14.1200
30 Sep 2014	₹14.1300
29 Sep 2014	₹14.0400
26 Sep 2014	₹13.9600
25 Sep 2014	₹13.8500
24 Sep 2014	₹14.0400
23 Sep 2014	₹14.1500

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING OptiMix Multi Manager Equity Fund - Option A- Growth is a Growth from ING (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING OptiMix Multi Manager Equity Fund - Option A- Growth has NAV history starting from 03 May 2007, a track record of about 19 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING OptiMix Multi Manager Equity Fund - Option A- Growth is managed by ING. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING OptiMix Multi Manager Equity Fund - Option A- Growth has delivered a absolute return of 45.59% — +38.48 pp ahead of the Growth category average of 7.10%. The fund ranks #29 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ING OptiMix Multi Manager Equity Fund - Option A- Growth has delivered a CAGR of 15.72% — +14.96 pp ahead of the Growth category average of 0.76%. The fund ranks #50 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ING OptiMix Multi Manager Equity Fund - Option A- Growth has delivered a CAGR of 7.73% — +7.72 pp ahead of the Growth category average of 0.02%. The fund ranks #74 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in ING OptiMix Multi Manager Equity Fund - Option A- Growth exactly 5 years ago would be worth approximately ₹145,138 today — a multiplier of 1.45×, based on the 5-year CAGR of 7.73%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in ING OptiMix Multi Manager Equity Fund - Option A- Growth over the last 5 years — total invested ₹600,000 — would be worth ₹835,499 today. That's an XIRR (money-weighted annualised return) of 13.19%.

ING OptiMix Multi Manager Equity Fund - Option A- Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,229,787 — XIRR 10.70%.

On a 5-year basis, ING OptiMix Multi Manager Equity Fund - Option A- Growth ranks #74 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 7.73%.

The worst peak-to-trough decline ING OptiMix Multi Manager Equity Fund - Option A- Growth has experienced over the last 5-year window is 32.51% — its NAV fell from a high on 09 Nov 2010 to a low on 20 Dec 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING OptiMix Multi Manager Equity Fund - Option A- Growth averaged 2.67% (best 12.75%, worst -7.05%). 50% of rolling windows ended positive. The 5-year Sharpe ratio is 0.14 — weak risk-adjusted performance.

In calendar year 2013, ING OptiMix Multi Manager Equity Fund - Option A- Growth returned -3.28% — lagging the Growth category average of 0.03% by 3.31 pp. It ranked #112 of 154 in its category that year.

ING OptiMix Multi Manager Equity Fund - Option A- Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING OptiMix Multi Manager Equity Fund - Option A- Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 32.5%. 5-year CAGR: 7.73%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.