Should I invest in ING Nifty Plus Fund?

We don't give personal investment advice. ING Nifty Plus Fund-Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.5%. 5-year CAGR: 9.80%.

ING

ING Nifty Plus Fund-Growth Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.60%	+0.06%	+1.53	24 / 299	Q1
1W	+0.00%	-3.61%	+3.61	150 / 303	Q2
2W	+0.90%	-4.52%	+5.41	92 / 303	Q2
1M	-3.29%	-5.64%	+2.35	202 / 302	Q3
3M	+4.61%	-4.27%	+8.89	94 / 302	Q2
6M	+19.62%	+1.48%	+18.14	47 / 307	Q1
YTD	+28.13%	-0.18%	+28.31	37 / 309	Q1
1Y	+35.15%	+7.10%	+28.05	43 / 307	Q1
2Y	+15.86%	+2.20%	+13.66	92 / 303	Q2
3Y	+16.30%	+0.76%	+15.54	48 / 264	Q1
4Y	+6.50%	+0.58%	+5.91	106 / 235	Q2
5Y	+9.80%	+0.02%	+9.78	56 / 208	Q2
7Y	+5.13%	+3.12%	+2.01	93 / 130	Q3
10Y	—	—	—	—	—
Inception	+9.90%	+0.51%	+9.39	63 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+28.13%	+34.59%	-6.46	89 / 133
2013	-0.97%	+0.03%	-0.99	95 / 154
2012	+30.89%	+23.57%	+7.33	64 / 190
2011	-23.26%	-23.68%	+0.42	108 / 241
2010	+17.99%	+11.69%	+6.30	71 / 256
2009	+68.90%	+65.86%	+3.04	126 / 238
2008	-51.30%	-52.86%	+1.56	57 / 198
2007	+49.49%	+42.91%	+6.57	54 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.92%

92 windows

min -52.7% · max 87.4%

71% positive

3-Year rolling

+7.33%

68 windows

min -1.7% · max 25.8%

91% positive

5-Year rolling

+7.69%

44 windows

min 0.0% · max 17.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.16%

19 windows

min 4.9% · max 9.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.62%

3-year · annualised

Sharpe ratio

0.58

vs risk-free 6.5%

Sortino ratio

1.20

Downside-only deviation

Max drawdown

-18.35%

Jan 2013 → Aug 2013

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
9 Oct 2014	₹39.4500
8 Oct 2014	₹38.8300
7 Oct 2014	₹39.0200
1 Oct 2014	₹39.4500
30 Sep 2014	₹39.5400
29 Sep 2014	₹39.5200
26 Sep 2014	₹39.4700
25 Sep 2014	₹39.1000
24 Sep 2014	₹39.7100
23 Sep 2014	₹39.8700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Nifty Plus Fund-Growth Option is a Growth from ING (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Nifty Plus Fund-Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Nifty Plus Fund-Growth Option is managed by ING. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Nifty Plus Fund-Growth Option has delivered a absolute return of 35.15% — +28.05 pp ahead of the Growth category average of 7.10%. The fund ranks #43 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ING Nifty Plus Fund-Growth Option has delivered a CAGR of 16.30% — +15.54 pp ahead of the Growth category average of 0.76%. The fund ranks #48 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ING Nifty Plus Fund-Growth Option has delivered a CAGR of 9.80% — +9.78 pp ahead of the Growth category average of 0.02%. The fund ranks #56 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in ING Nifty Plus Fund-Growth Option exactly 5 years ago would be worth approximately ₹159,587 today — a multiplier of 1.60×, based on the 5-year CAGR of 9.80%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in ING Nifty Plus Fund-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹838,425 today. That's an XIRR (money-weighted annualised return) of 13.33%.

ING Nifty Plus Fund-Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,303,386 — XIRR 12.32%.

On a 5-year basis, ING Nifty Plus Fund-Growth Option ranks #56 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 9.80%.

The worst peak-to-trough decline ING Nifty Plus Fund-Growth Option has experienced over the last 5-year window is 26.49% — its NAV fell from a high on 09 Nov 2010 to a low on 20 Dec 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Nifty Plus Fund-Growth Option averaged 7.69% (best 17.64%, worst 0.05%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.25 — weak risk-adjusted performance.

In calendar year 2013, ING Nifty Plus Fund-Growth Option returned -0.97% — lagging the Growth category average of 0.03% by 0.99 pp. It ranked #95 of 154 in its category that year.

ING Nifty Plus Fund-Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING Nifty Plus Fund-Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.5%. 5-year CAGR: 9.80%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.