Should I invest in ING Midcap Fund?

We don't give personal investment advice. ING Midcap Fund-Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.4%. 5-year CAGR: 15.41%.

ING

ING Midcap Fund-Growth Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.34%	+0.06%	+1.28	33 / 299	Q1
1W	-0.03%	-3.61%	+3.58	159 / 303	Q3
2W	+1.69%	-4.52%	+6.21	78 / 303	Q2
1M	-1.76%	-5.64%	+3.87	170 / 302	Q3
3M	+5.24%	-4.27%	+9.51	81 / 302	Q2
6M	+31.13%	+1.48%	+29.65	22 / 307	Q1
YTD	+46.00%	-0.18%	+46.19	11 / 309	Q1
1Y	+67.89%	+7.10%	+60.78	16 / 307	Q1
2Y	+28.53%	+2.20%	+26.33	21 / 303	Q1
3Y	+23.93%	+0.76%	+23.17	14 / 264	Q1
4Y	+11.41%	+0.58%	+10.83	62 / 235	Q2
5Y	+15.41%	+0.02%	+15.39	23 / 208	Q1
7Y	+7.33%	+3.12%	+4.21	64 / 130	Q2
10Y	—	—	—	—	—
Inception	+9.53%	+0.51%	+9.01	71 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+46.00%	+34.59%	+11.42	32 / 133
2013	+1.94%	+0.03%	+1.92	68 / 154
2012	+38.54%	+23.57%	+14.97	24 / 190
2011	-21.89%	-23.68%	+1.79	89 / 241
2010	+16.78%	+11.69%	+5.09	82 / 256
2009	+95.17%	+65.86%	+29.31	33 / 238
2008	-65.35%	-52.86%	-12.49	175 / 198
2007	+54.79%	+42.91%	+11.87	44 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.59%

92 windows

min -65.6% · max 127.4%

66% positive

3-Year rolling

+6.81%

68 windows

min -16.2% · max 33.8%

81% positive

5-Year rolling

+7.62%

44 windows

min -2.7% · max 24.4%

89% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+5.98%

19 windows

min 3.1% · max 9.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

22.65%

3-year · annualised

Sharpe ratio

0.78

vs risk-free 6.5%

Sortino ratio

1.66

Downside-only deviation

Max drawdown

-25.19%

Jan 2013 → Aug 2013

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
9 Oct 2014	₹36.1800
8 Oct 2014	₹35.7000
7 Oct 2014	₹35.7600
1 Oct 2014	₹36.1900
30 Sep 2014	₹36.2200
29 Sep 2014	₹36.2900
26 Sep 2014	₹36.0100
25 Sep 2014	₹35.5800
24 Sep 2014	₹36.6600
23 Sep 2014	₹36.9700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Midcap Fund-Growth Option is a Growth from ING (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Midcap Fund-Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Midcap Fund-Growth Option is managed by ING. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Midcap Fund-Growth Option has delivered a absolute return of 67.89% — +60.78 pp ahead of the Growth category average of 7.10%. The fund ranks #16 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ING Midcap Fund-Growth Option has delivered a CAGR of 23.93% — +23.17 pp ahead of the Growth category average of 0.76%. The fund ranks #14 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ING Midcap Fund-Growth Option has delivered a CAGR of 15.41% — +15.39 pp ahead of the Growth category average of 0.02%. The fund ranks #23 of 208 in its category — the top (Q1) quartile.

₹1 lakh invested in ING Midcap Fund-Growth Option exactly 5 years ago would be worth approximately ₹204,754 today — a multiplier of 2.05×, based on the 5-year CAGR of 15.41%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in ING Midcap Fund-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹1,010,684 today. That's an XIRR (money-weighted annualised return) of 20.96%.

ING Midcap Fund-Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,620,152 — XIRR 18.42%.

On a 5-year basis, ING Midcap Fund-Growth Option ranks #23 out of 208 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.02%; this fund delivered 15.41%.

The worst peak-to-trough decline ING Midcap Fund-Growth Option has experienced over the last 5-year window is 29.44% — its NAV fell from a high on 10 Nov 2010 to a low on 20 Dec 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Midcap Fund-Growth Option averaged 7.62% (best 24.42%, worst -2.74%). 89% of rolling windows ended positive. The 5-year Sharpe ratio is 0.48 — weak risk-adjusted performance.

In calendar year 2013, ING Midcap Fund-Growth Option returned 1.94% — beating the Growth category average of 0.03% by 1.92 pp. It ranked #68 of 154 in its category that year.

ING Midcap Fund-Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING Midcap Fund-Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.4%. 5-year CAGR: 15.41%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.