Should I invest in ING Midcap Fund?

We don't give personal investment advice. ING Midcap Fund-Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 40.1%. 5-year CAGR: 9.82%.

ING

ING Midcap Fund-Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.31%	+0.06%	+1.25	35 / 299	Q1
1W	-0.04%	-3.61%	+3.56	160 / 303	Q3
2W	+1.68%	-4.52%	+6.20	79 / 303	Q2
1M	-1.80%	-5.64%	+3.84	171 / 302	Q3
3M	+5.21%	-4.27%	+9.48	82 / 302	Q2
6M	+31.13%	+1.48%	+29.65	23 / 307	Q1
YTD	+45.99%	-0.18%	+46.17	12 / 309	Q1
1Y	+67.87%	+7.10%	+60.76	17 / 307	Q1
2Y	+28.51%	+2.20%	+26.31	22 / 303	Q1
3Y	+19.51%	+0.76%	+18.75	28 / 264	Q1
4Y	+4.70%	+0.58%	+4.12	114 / 235	Q2
5Y	+9.82%	+0.02%	+9.80	54 / 208	Q2
7Y	+1.52%	+3.12%	-1.60	114 / 130	Q4
10Y	—	—	—	—	—
Inception	+4.63%	+0.51%	+4.11	155 / 310	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+45.99%	+34.59%	+11.41	33 / 133
2013	+1.94%	+0.03%	+1.91	69 / 154
2012	+24.10%	+23.57%	+0.53	110 / 190
2011	-32.09%	-23.68%	-8.41	221 / 241
2010	+16.82%	+11.69%	+5.14	80 / 256
2009	+69.47%	+65.86%	+3.61	124 / 238
2008	-65.34%	-52.86%	-12.48	174 / 198
2007	+54.77%	+42.91%	+11.85	45 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.55%

92 windows

min -65.6% · max 97.5%

54% positive

3-Year rolling

+0.21%

68 windows

min -16.2% · max 21.9%

41% positive

5-Year rolling

+1.06%

44 windows

min -10.0% · max 15.1%

45% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.24%

19 windows

min -2.4% · max 3.4%

53% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

22.35%

3-year · annualised

Sharpe ratio

0.62

vs risk-free 6.5%

Sortino ratio

1.30

Downside-only deviation

Max drawdown

-25.15%

Jan 2013 → Aug 2013

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
9 Oct 2014	₹22.4100
8 Oct 2014	₹22.1200
7 Oct 2014	₹22.1500
1 Oct 2014	₹22.4200
30 Sep 2014	₹22.4400
29 Sep 2014	₹22.4800
26 Sep 2014	₹22.3100
25 Sep 2014	₹22.0400
24 Sep 2014	₹22.7100
23 Sep 2014	₹22.9000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Midcap Fund-Dividend Option is a Growth from ING (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Midcap Fund-Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Midcap Fund-Dividend Option is managed by ING. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Midcap Fund-Dividend Option has delivered a absolute return of 67.87% — +60.76 pp ahead of the Growth category average of 7.10%. The fund ranks #17 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ING Midcap Fund-Dividend Option has delivered a CAGR of 19.51% — +18.75 pp ahead of the Growth category average of 0.76%. The fund ranks #28 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ING Midcap Fund-Dividend Option has delivered a CAGR of 9.82% — +9.8 pp ahead of the Growth category average of 0.02%. The fund ranks #54 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in ING Midcap Fund-Dividend Option exactly 5 years ago would be worth approximately ₹159,729 today — a multiplier of 1.60×, based on the 5-year CAGR of 9.82%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in ING Midcap Fund-Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹893,374 today. That's an XIRR (money-weighted annualised return) of 15.91%.

ING Midcap Fund-Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,308,369 — XIRR 12.43%.

On a 5-year basis, ING Midcap Fund-Dividend Option ranks #54 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 9.82%.

The worst peak-to-trough decline ING Midcap Fund-Dividend Option has experienced over the last 5-year window is 40.12% — its NAV fell from a high on 10 Nov 2010 to a low on 21 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Midcap Fund-Dividend Option averaged 1.06% (best 15.08%, worst -10.04%). 45% of rolling windows ended positive. The 5-year Sharpe ratio is 0.24 — weak risk-adjusted performance.

In calendar year 2013, ING Midcap Fund-Dividend Option returned 1.94% — beating the Growth category average of 0.03% by 1.91 pp. It ranked #69 of 154 in its category that year.

ING Midcap Fund-Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING Midcap Fund-Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 40.1%. 5-year CAGR: 9.82%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.