Should I invest in ING Dynamic Duration Fund-Half Yearly Dividend Option?

We don't give personal investment advice. ING Dynamic Duration Fund-Half Yearly Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

ING

ING Dynamic Duration Fund-Half Yearly Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-9.99%	+9.99	242 / 1129	Q1
1W	-0.01%	-13.04%	+13.03	409 / 1151	Q2
2W	+0.02%	-13.18%	+13.20	337 / 1149	Q2
1M	-0.38%	-13.26%	+12.88	487 / 1137	Q2
3M	-0.80%	-13.15%	+12.35	752 / 1116	Q3
6M	-4.25%	-15.45%	+11.21	649 / 906	Q3
YTD	-2.04%	-15.77%	+13.74	644 / 952	Q3
1Y	-2.10%	-13.09%	+10.99	618 / 820	Q4
2Y	-0.38%	-12.72%	+12.34	324 / 446	Q3
3Y	-0.06%	-11.01%	+10.94	276 / 385	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.67%	-13.63%	+14.30	434 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2009 YTD	-2.04%	-12.86%	+10.82	495 / 713
2008	+1.40%	-2.02%	+3.43	139 / 380
2007	+0.91%	+4.84%	-3.93	114 / 142
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.69%

31 windows

min -2.1% · max 3.2%

87% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.51%

6 windows

min -0.1% · max 0.9%

83% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.94%

3-year · annualised

Sharpe ratio

-1.65

vs risk-free 6.5%

Sortino ratio

-2.04

Downside-only deviation

Max drawdown

-7.51%

Mar 2009 → Aug 2009

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
18 Sep 2009	₹10.3260
17 Sep 2009	₹10.3254
16 Sep 2009	₹10.3248
15 Sep 2009	₹10.3286
14 Sep 2009	₹10.3281
11 Sep 2009	₹10.3271
10 Sep 2009	₹10.3269
9 Sep 2009	₹10.3263
8 Sep 2009	₹10.3258
7 Sep 2009	₹10.3252

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Dynamic Duration Fund-Half Yearly Dividend Option is a Income from ING (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Dynamic Duration Fund-Half Yearly Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Dynamic Duration Fund-Half Yearly Dividend Option is managed by ING. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Dynamic Duration Fund-Half Yearly Dividend Option has delivered a absolute return of -2.10% — +10.99 pp ahead of the Income category average of -13.09%. The fund ranks #618 of 820 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ING Dynamic Duration Fund-Half Yearly Dividend Option has delivered a CAGR of -0.06% — +10.94 pp ahead of the Income category average of -11.01%. The fund ranks #276 of 385 in its category — the third (Q3) quartile.

ING Dynamic Duration Fund-Half Yearly Dividend Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ING Dynamic Duration Fund-Half Yearly Dividend Option exactly 3 years ago would be worth approximately ₹99,807 today — a multiplier of 1.00×, based on the 3-year CAGR of -0.06%. The category average over the same window would have grown ₹1 lakh to ₹70,476.

A ₹10,000 monthly SIP in ING Dynamic Duration Fund-Half Yearly Dividend Option over the last 3 years — total invested ₹360,000 — would be worth ₹358,744 today. That's an XIRR (money-weighted annualised return) of -0.23%.

ING Dynamic Duration Fund-Half Yearly Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹358,744 — XIRR -0.23%.

On a 3-year basis, ING Dynamic Duration Fund-Half Yearly Dividend Option ranks #276 out of 385 funds in the Income category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -11.01%; this fund delivered -0.06%.

The worst peak-to-trough decline ING Dynamic Duration Fund-Half Yearly Dividend Option has experienced over the last 3-year window is 7.51% — its NAV fell from a high on 25 Mar 2009 to a low on 28 Aug 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ING Dynamic Duration Fund-Half Yearly Dividend Option averaged 0.51% (best 0.90%, worst -0.06%). 83% of rolling windows ended positive. The 3-year Sharpe ratio is -1.65 — negative risk-adjusted performance.

In calendar year 2008, ING Dynamic Duration Fund-Half Yearly Dividend Option returned 1.40% — beating the Income category average of -2.02% by 3.43 pp. It ranked #139 of 380 in its category that year.

ING Dynamic Duration Fund-Half Yearly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ING Dynamic Duration Fund-Half Yearly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.