Should I invest in ING Dynamic Asset Allocation Fund - Bonus Option?

We don't give personal investment advice. ING Dynamic Asset Allocation Fund - Bonus Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

ING

ING Dynamic Asset Allocation Fund - Bonus Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.06%	-0.06	135 / 299	Q2
1W	+0.00%	-3.61%	+3.61	146 / 303	Q2
2W	+0.01%	-4.52%	+4.53	135 / 303	Q2
1M	+0.01%	-5.64%	+5.65	131 / 302	Q2
3M	+0.02%	-4.27%	+4.29	143 / 302	Q2
6M	+0.61%	+1.48%	-0.87	173 / 307	Q3
YTD	+2.69%	-0.18%	+2.87	131 / 309	Q2
1Y	+4.79%	+7.10%	-2.32	156 / 307	Q3
2Y	-4.85%	+2.20%	-7.05	216 / 303	Q3
3Y	+0.71%	+0.76%	-0.05	172 / 264	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.72%	+0.51%	+0.20	219 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2009 YTD	+2.69%	+65.86%	-63.17	231 / 238
2008	-15.57%	-52.86%	+37.29	10 / 198
2007	+16.99%	+42.91%	-25.93	117 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.06%

24 windows

min -15.6% · max 18.9%

54% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
29 Oct 2009	₹10.2344
28 Oct 2009	₹10.2342
27 Oct 2009	₹10.2340
26 Oct 2009	₹10.2339
23 Oct 2009	₹10.2342
22 Oct 2009	₹10.2343
21 Oct 2009	₹10.2343
20 Oct 2009	₹10.2343
16 Oct 2009	₹10.2340
15 Oct 2009	₹10.2338

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Dynamic Asset Allocation Fund - Bonus Option is a Growth from ING (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Dynamic Asset Allocation Fund - Bonus Option has NAV history starting from 16 Nov 2006, a track record of about 19 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Dynamic Asset Allocation Fund - Bonus Option is managed by ING. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Dynamic Asset Allocation Fund - Bonus Option has delivered a absolute return of 4.79% — -2.32 pp behind the Growth category average of 7.10%. The fund ranks #156 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ING Dynamic Asset Allocation Fund - Bonus Option has delivered a CAGR of 0.71% — -0.05 pp behind the Growth category average of 0.76%. The fund ranks #172 of 264 in its category — the third (Q3) quartile.

ING Dynamic Asset Allocation Fund - Bonus Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ING Dynamic Asset Allocation Fund - Bonus Option exactly 3 years ago would be worth approximately ₹102,137 today — a multiplier of 1.02×, based on the 3-year CAGR of 0.71%. The category average over the same window would have grown ₹1 lakh to ₹102,292.

A ₹10,000 monthly SIP in ING Dynamic Asset Allocation Fund - Bonus Option over the last 1 year — total invested ₹120,000 — would be worth ₹121,953 today. That's an XIRR (money-weighted annualised return) of 3.02%.

ING Dynamic Asset Allocation Fund - Bonus Option doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹121,953 — XIRR 3.02%.

On a 3-year basis, ING Dynamic Asset Allocation Fund - Bonus Option ranks #172 out of 264 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.76%; this fund delivered 0.71%.

ING Dynamic Asset Allocation Fund - Bonus Option doesn't have a computed drawdown figure yet.

Consistency stats for ING Dynamic Asset Allocation Fund - Bonus Option need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2008, ING Dynamic Asset Allocation Fund - Bonus Option returned -15.57% — beating the Growth category average of -52.86% by 37.29 pp. It ranked #10 of 198 in its category that year.

ING Dynamic Asset Allocation Fund - Bonus Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING Dynamic Asset Allocation Fund - Bonus Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.