Should I invest in ING Domestic Opportunities Fund?

We don't give personal investment advice. ING Domestic Opportunities Fund-Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 63.8%. 5-year CAGR: 2.38%.

ING

ING Domestic Opportunities Fund-Growth Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.46%	+0.06%	-0.53	244 / 299	Q4
1W	-0.63%	-3.61%	+2.98	196 / 303	Q3
2W	-5.57%	-4.52%	-1.05	250 / 303	Q4
1M	-3.75%	-5.64%	+1.88	209 / 302	Q3
3M	-10.05%	-4.27%	-5.77	235 / 302	Q4
6M	-16.27%	+1.48%	-17.75	255 / 307	Q4
YTD	-22.84%	-0.18%	-22.66	270 / 309	Q4
1Y	-21.73%	+7.10%	-28.84	266 / 307	Q4
2Y	-5.73%	+2.20%	-7.93	221 / 303	Q3
3Y	+16.69%	+0.76%	+15.93	46 / 264	Q1
4Y	-7.65%	+0.58%	-8.23	205 / 235	Q4
5Y	+2.38%	+0.02%	+2.36	132 / 208	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+3.98%	+0.51%	+3.47	172 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-22.84%	-23.68%	+0.84	104 / 241
2010	+14.25%	+11.69%	+2.57	118 / 256
2009	+74.78%	+65.86%	+8.92	91 / 238
2008	-56.86%	-52.86%	-4.01	102 / 198
2007	+58.68%	+42.91%	+15.76	34 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.74%

58 windows

min -57.7% · max 99.5%

72% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.69%

34 windows

min -6.4% · max 25.9%

82% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.67%

10 windows

min 2.4% · max 12.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

23.61%

3-year · annualised

Sharpe ratio

0.49

vs risk-free 6.5%

Sortino ratio

1.03

Downside-only deviation

Max drawdown

-30.10%

Nov 2010 → Dec 2011

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
23 Dec 2011	₹30.0000
22 Dec 2011	₹30.1400
21 Dec 2011	₹29.9600
20 Dec 2011	₹29.4000
19 Dec 2011	₹29.8300
16 Dec 2011	₹30.1900
15 Dec 2011	₹30.8200
14 Dec 2011	₹31.0100
13 Dec 2011	₹31.1600
12 Dec 2011	₹31.1100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Domestic Opportunities Fund-Growth Option is a Growth from ING (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Domestic Opportunities Fund-Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Domestic Opportunities Fund-Growth Option is managed by ING. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Domestic Opportunities Fund-Growth Option has delivered a absolute return of -21.73% — -28.84 pp behind the Growth category average of 7.10%. The fund ranks #266 of 307 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ING Domestic Opportunities Fund-Growth Option has delivered a CAGR of 16.69% — +15.93 pp ahead of the Growth category average of 0.76%. The fund ranks #46 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ING Domestic Opportunities Fund-Growth Option has delivered a CAGR of 2.38% — +2.36 pp ahead of the Growth category average of 0.02%. The fund ranks #132 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in ING Domestic Opportunities Fund-Growth Option exactly 5 years ago would be worth approximately ₹112,486 today — a multiplier of 1.12×, based on the 5-year CAGR of 2.38%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in ING Domestic Opportunities Fund-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹605,894 today. That's an XIRR (money-weighted annualised return) of 0.38%.

ING Domestic Opportunities Fund-Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹605,894 — XIRR 0.38%.

On a 5-year basis, ING Domestic Opportunities Fund-Growth Option ranks #132 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 2.38%.

The worst peak-to-trough decline ING Domestic Opportunities Fund-Growth Option has experienced over the last 5-year window is 63.83% — its NAV fell from a high on 07 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Domestic Opportunities Fund-Growth Option averaged 7.67% (best 12.49%, worst 2.38%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.01 — weak risk-adjusted performance.

In calendar year 2010, ING Domestic Opportunities Fund-Growth Option returned 14.25% — beating the Growth category average of 11.69% by 2.57 pp. It ranked #118 of 256 in its category that year.

ING Domestic Opportunities Fund-Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING Domestic Opportunities Fund-Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 63.8%. 5-year CAGR: 2.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.