Should I invest in ING Domestic Opportunities Fund?

We don't give personal investment advice. ING Domestic Opportunities Fund-Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 70.3%. 5-year CAGR: -4.98%.

ING

ING Domestic Opportunities Fund-Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.44%	+0.06%	-0.50	240 / 299	Q4
1W	-0.61%	-3.61%	+3.00	195 / 303	Q3
2W	-5.58%	-4.52%	-1.06	251 / 303	Q4
1M	-3.74%	-5.64%	+1.90	208 / 302	Q3
3M	-10.01%	-4.27%	-5.74	234 / 302	Q4
6M	-16.26%	+1.48%	-17.74	254 / 307	Q4
YTD	-22.82%	-0.18%	-22.64	269 / 309	Q4
1Y	-21.70%	+7.10%	-28.80	265 / 307	Q4
2Y	-5.73%	+2.20%	-7.93	220 / 303	Q3
3Y	+16.75%	+0.76%	+15.99	45 / 264	Q1
4Y	-12.10%	+0.58%	-12.68	216 / 235	Q4
5Y	-4.98%	+0.02%	-5.00	186 / 208	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-5.91%	+0.51%	-6.42	268 / 310	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-22.82%	-23.68%	+0.86	102 / 241
2010	+14.24%	+11.69%	+2.56	119 / 256
2009	+75.07%	+65.86%	+9.21	90 / 238
2008	-64.69%	-52.86%	-11.84	169 / 198
2007	+33.09%	+42.91%	-9.82	99 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.50%

58 windows

min -65.3% · max 99.5%

64% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

0.00%

34 windows

min -22.7% · max 26.0%

41% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

-0.47%

10 windows

min -5.0% · max 4.4%

50% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

23.61%

3-year · annualised

Sharpe ratio

0.50

vs risk-free 6.5%

Sortino ratio

1.04

Downside-only deviation

Max drawdown

-30.10%

Nov 2010 → Dec 2011

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
23 Dec 2011	₹11.3300
22 Dec 2011	₹11.3800
21 Dec 2011	₹11.3100
20 Dec 2011	₹11.1000
19 Dec 2011	₹11.2600
16 Dec 2011	₹11.4000
15 Dec 2011	₹11.6400
14 Dec 2011	₹11.7100
13 Dec 2011	₹11.7700
12 Dec 2011	₹11.7400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Domestic Opportunities Fund-Dividend Option is a Growth from ING (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Domestic Opportunities Fund-Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Domestic Opportunities Fund-Dividend Option is managed by ING. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Domestic Opportunities Fund-Dividend Option has delivered a absolute return of -21.70% — -28.8 pp behind the Growth category average of 7.10%. The fund ranks #265 of 307 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ING Domestic Opportunities Fund-Dividend Option has delivered a CAGR of 16.75% — +15.99 pp ahead of the Growth category average of 0.76%. The fund ranks #45 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ING Domestic Opportunities Fund-Dividend Option has delivered a CAGR of -4.98% — -5 pp behind the Growth category average of 0.02%. The fund ranks #186 of 208 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ING Domestic Opportunities Fund-Dividend Option exactly 5 years ago would be worth approximately ₹77,444 today — a multiplier of 0.77×, based on the 5-year CAGR of -4.98%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in ING Domestic Opportunities Fund-Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹577,298 today. That's an XIRR (money-weighted annualised return) of -1.51%.

ING Domestic Opportunities Fund-Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹577,298 — XIRR -1.51%.

On a 5-year basis, ING Domestic Opportunities Fund-Dividend Option ranks #186 out of 208 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.02%; this fund delivered -4.98%.

The worst peak-to-trough decline ING Domestic Opportunities Fund-Dividend Option has experienced over the last 5-year window is 70.30% — its NAV fell from a high on 07 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Domestic Opportunities Fund-Dividend Option averaged -0.47% (best 4.40%, worst -4.98%). 50% of rolling windows ended positive. The 5-year Sharpe ratio is -0.18 — negative risk-adjusted performance.

In calendar year 2010, ING Domestic Opportunities Fund-Dividend Option returned 14.24% — beating the Growth category average of 11.69% by 2.56 pp. It ranked #119 of 256 in its category that year.

ING Domestic Opportunities Fund-Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING Domestic Opportunities Fund-Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 70.3%. 5-year CAGR: -4.98%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.