Should I invest in ING Dividend Yield Fund?

We don't give personal investment advice. ING Dividend Yield Fund-Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.4%. 5-year CAGR: 15.24%.

ING

ING Dividend Yield Fund-Growth Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.09%	+0.06%	+1.02	40 / 299	Q1
1W	-0.34%	-3.61%	+3.27	182 / 303	Q3
2W	+0.40%	-4.52%	+4.92	117 / 303	Q2
1M	-2.38%	-5.64%	+3.26	185 / 302	Q3
3M	+5.97%	-4.27%	+10.24	76 / 302	Q2
6M	+25.52%	+1.48%	+24.04	27 / 307	Q1
YTD	+35.50%	-0.18%	+35.68	18 / 309	Q1
1Y	+43.77%	+7.10%	+36.67	32 / 307	Q1
2Y	+20.03%	+2.20%	+17.83	56 / 303	Q1
3Y	+17.30%	+0.76%	+16.54	41 / 264	Q1
4Y	+8.52%	+0.58%	+7.94	88 / 235	Q2
5Y	+15.24%	+0.02%	+15.22	24 / 208	Q1
7Y	+14.06%	+3.12%	+10.94	15 / 130	Q1
10Y	—	—	—	—	—
Inception	+13.94%	+0.51%	+13.43	33 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+35.50%	+34.59%	+0.91	63 / 133
2013	+0.70%	+0.03%	+0.67	75 / 154
2012	+25.39%	+23.57%	+1.82	103 / 190
2011	-16.87%	-23.68%	+6.81	54 / 241
2010	+27.57%	+11.69%	+15.89	16 / 256
2009	+99.90%	+65.86%	+34.04	19 / 238
2008	-50.60%	-52.86%	+2.26	48 / 198
2007	+66.81%	+42.91%	+23.90	15 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.76%

92 windows

min -50.4% · max 131.5%

75% positive

3-Year rolling

+14.79%

68 windows

min -5.6% · max 37.5%

93% positive

5-Year rolling

+15.47%

44 windows

min 7.9% · max 26.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+13.38%

19 windows

min 11.1% · max 15.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.40%

3-year · annualised

Sharpe ratio

0.66

vs risk-free 6.5%

Sortino ratio

1.38

Downside-only deviation

Max drawdown

-18.23%

Jan 2013 → Aug 2013

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
9 Oct 2014	₹35.3100
8 Oct 2014	₹34.9300
7 Oct 2014	₹35.0200
1 Oct 2014	₹35.4300
30 Sep 2014	₹35.5400
29 Sep 2014	₹35.5600
26 Sep 2014	₹35.5300
25 Sep 2014	₹35.1700
24 Sep 2014	₹35.7800
23 Sep 2014	₹35.9800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Dividend Yield Fund-Growth Option is a Growth from ING (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Dividend Yield Fund-Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Dividend Yield Fund-Growth Option is managed by ING. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Dividend Yield Fund-Growth Option has delivered a absolute return of 43.77% — +36.67 pp ahead of the Growth category average of 7.10%. The fund ranks #32 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ING Dividend Yield Fund-Growth Option has delivered a CAGR of 17.30% — +16.54 pp ahead of the Growth category average of 0.76%. The fund ranks #41 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ING Dividend Yield Fund-Growth Option has delivered a CAGR of 15.24% — +15.22 pp ahead of the Growth category average of 0.02%. The fund ranks #24 of 208 in its category — the top (Q1) quartile.

₹1 lakh invested in ING Dividend Yield Fund-Growth Option exactly 5 years ago would be worth approximately ₹203,281 today — a multiplier of 2.03×, based on the 5-year CAGR of 15.24%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in ING Dividend Yield Fund-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹907,176 today. That's an XIRR (money-weighted annualised return) of 16.53%.

ING Dividend Yield Fund-Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,596,417 — XIRR 18.01%.

On a 5-year basis, ING Dividend Yield Fund-Growth Option ranks #24 out of 208 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.02%; this fund delivered 15.24%.

The worst peak-to-trough decline ING Dividend Yield Fund-Growth Option has experienced over the last 5-year window is 23.39% — its NAV fell from a high on 09 Nov 2010 to a low on 20 Dec 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Dividend Yield Fund-Growth Option averaged 15.47% (best 26.01%, worst 7.86%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.56 — reasonable risk-adjusted performance.

In calendar year 2013, ING Dividend Yield Fund-Growth Option returned 0.70% — beating the Growth category average of 0.03% by 0.67 pp. It ranked #75 of 154 in its category that year.

ING Dividend Yield Fund-Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING Dividend Yield Fund-Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.4%. 5-year CAGR: 15.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.