Should I invest in ING Core Equity Fund?

We don't give personal investment advice. ING Core Equity Fund-Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 41.0%. 5-year CAGR: 5.71%.

ING

ING Core Equity Fund-Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.43%	+0.06%	+1.37	29 / 299	Q1
1W	-0.18%	-3.61%	+3.43	171 / 303	Q3
2W	+0.67%	-4.52%	+5.19	110 / 303	Q2
1M	-2.28%	-5.64%	+3.35	184 / 302	Q3
3M	+4.95%	-4.27%	+9.22	84 / 302	Q2
6M	+22.40%	+1.48%	+20.92	39 / 307	Q1
YTD	+32.55%	-0.18%	+32.74	26 / 309	Q1
1Y	+43.27%	+7.10%	+36.17	35 / 307	Q1
2Y	+18.95%	+2.20%	+16.75	63 / 303	Q1
3Y	+13.09%	+0.76%	+12.33	71 / 264	Q2
4Y	+0.86%	+0.58%	+0.27	166 / 235	Q3
5Y	+5.71%	+0.02%	+5.69	102 / 208	Q2
7Y	+2.00%	+3.12%	-1.11	111 / 130	Q4
10Y	—	—	—	—	—
Inception	+2.25%	+0.51%	+1.74	204 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+32.55%	+34.59%	-2.03	74 / 133
2013	+0.00%	+0.03%	-0.03	85 / 154
2012	+19.35%	+23.57%	-4.22	142 / 190
2011	-34.99%	-23.68%	-11.31	229 / 241
2010	+19.74%	+11.69%	+8.05	58 / 256
2009	+73.90%	+65.86%	+8.04	94 / 238
2008	-56.01%	-52.86%	-3.15	96 / 198
2007	+59.68%	+42.91%	+16.77	32 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.21%

92 windows

min -57.3% · max 97.0%

61% positive

3-Year rolling

+2.66%

68 windows

min -17.3% · max 21.6%

54% positive

5-Year rolling

+3.22%

44 windows

min -5.9% · max 13.6%

66% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+2.89%

19 windows

min -3.1% · max 5.7%

89% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.07%

3-year · annualised

Sharpe ratio

0.38

vs risk-free 6.5%

Sortino ratio

0.68

Downside-only deviation

Max drawdown

-22.80%

Feb 2012 → Jun 2012

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
9 Oct 2014	₹22.6800
8 Oct 2014	₹22.3600
7 Oct 2014	₹22.4500
1 Oct 2014	₹22.7200
30 Sep 2014	₹22.7600
29 Sep 2014	₹22.7900
26 Sep 2014	₹22.7900
25 Sep 2014	₹22.5300
24 Sep 2014	₹22.9700
23 Sep 2014	₹23.0800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Core Equity Fund-Dividend Option is a Growth from ING (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Core Equity Fund-Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Core Equity Fund-Dividend Option is managed by ING. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Core Equity Fund-Dividend Option has delivered a absolute return of 43.27% — +36.17 pp ahead of the Growth category average of 7.10%. The fund ranks #35 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ING Core Equity Fund-Dividend Option has delivered a CAGR of 13.09% — +12.33 pp ahead of the Growth category average of 0.76%. The fund ranks #71 of 264 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ING Core Equity Fund-Dividend Option has delivered a CAGR of 5.71% — +5.69 pp ahead of the Growth category average of 0.02%. The fund ranks #102 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in ING Core Equity Fund-Dividend Option exactly 5 years ago would be worth approximately ₹132,014 today — a multiplier of 1.32×, based on the 5-year CAGR of 5.71%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in ING Core Equity Fund-Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹783,224 today. That's an XIRR (money-weighted annualised return) of 10.59%.

ING Core Equity Fund-Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,169,808 — XIRR 9.30%.

On a 5-year basis, ING Core Equity Fund-Dividend Option ranks #102 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 5.71%.

The worst peak-to-trough decline ING Core Equity Fund-Dividend Option has experienced over the last 5-year window is 41.01% — its NAV fell from a high on 10 Nov 2010 to a low on 01 Jun 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Core Equity Fund-Dividend Option averaged 3.22% (best 13.64%, worst -5.88%). 66% of rolling windows ended positive. The 5-year Sharpe ratio is 0.06 — weak risk-adjusted performance.

In calendar year 2013, ING Core Equity Fund-Dividend Option returned 0.00% — lagging the Growth category average of 0.03% by 0.03 pp. It ranked #85 of 154 in its category that year.

ING Core Equity Fund-Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING Core Equity Fund-Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 41.0%. 5-year CAGR: 5.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.