Should I invest in ING Contra Fund-Bonus Option?

We don't give personal investment advice. ING Contra Fund-Bonus Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 62.3%. 5-year CAGR: 5.99%.

ING

ING Contra Fund-Bonus Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.75%	+0.06%	-0.81	270 / 299	Q4
1W	-2.54%	-3.61%	+1.07	239 / 303	Q4
2W	-0.07%	-4.52%	+4.45	139 / 303	Q2
1M	+3.26%	-5.64%	+8.89	76 / 302	Q2
3M	+9.95%	-4.27%	+14.23	43 / 302	Q1
6M	+6.04%	+1.48%	+4.56	125 / 307	Q2
YTD	+14.08%	-0.18%	+14.27	86 / 309	Q2
1Y	+0.48%	+7.10%	-6.62	187 / 307	Q3
2Y	+0.48%	+2.20%	-1.72	185 / 303	Q3
3Y	+26.81%	+0.76%	+26.05	8 / 264	Q1
4Y	+1.59%	+0.58%	+1.00	154 / 235	Q3
5Y	+5.99%	+0.02%	+5.97	98 / 208	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.59%	+0.51%	+5.07	140 / 310	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2012 YTD	+14.08%	+23.57%	-9.48	169 / 190
2011	-25.67%	-23.68%	-1.99	154 / 241
2010	+11.99%	+11.69%	+0.31	136 / 256
2009	+88.68%	+65.86%	+22.82	44 / 238
2008	-53.81%	-52.86%	-0.95	81 / 198
2007	+55.57%	+42.91%	+12.65	42 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.45%

60 windows

min -52.6% · max 125.8%

67% positive

3-Year rolling

+11.19%

36 windows

min -6.4% · max 26.8%

92% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.98%

12 windows

min 4.0% · max 13.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

28.48%

3-year · annualised

Sharpe ratio

0.74

vs risk-free 6.5%

Sortino ratio

1.77

Downside-only deviation

Max drawdown

-30.94%

Nov 2010 → Dec 2011

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
24 Feb 2012	₹14.5800
23 Feb 2012	₹14.6900
22 Feb 2012	₹14.7200
21 Feb 2012	₹15.0100
17 Feb 2012	₹14.9600
16 Feb 2012	₹14.9300
15 Feb 2012	₹14.9200
14 Feb 2012	₹14.6700
13 Feb 2012	₹14.5900
10 Feb 2012	₹14.5900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING Contra Fund-Bonus Option is a Growth from ING (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING Contra Fund-Bonus Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING Contra Fund-Bonus Option is managed by ING. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING Contra Fund-Bonus Option has delivered a absolute return of 0.48% — -6.62 pp behind the Growth category average of 7.10%. The fund ranks #187 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ING Contra Fund-Bonus Option has delivered a CAGR of 26.81% — +26.05 pp ahead of the Growth category average of 0.76%. The fund ranks #8 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ING Contra Fund-Bonus Option has delivered a CAGR of 5.99% — +5.97 pp ahead of the Growth category average of 0.02%. The fund ranks #98 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in ING Contra Fund-Bonus Option exactly 5 years ago would be worth approximately ₹133,761 today — a multiplier of 1.34×, based on the 5-year CAGR of 5.99%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in ING Contra Fund-Bonus Option over the last 5 years — total invested ₹600,000 — would be worth ₹695,585 today. That's an XIRR (money-weighted annualised return) of 5.84%.

ING Contra Fund-Bonus Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹695,585 — XIRR 5.84%.

On a 5-year basis, ING Contra Fund-Bonus Option ranks #98 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 5.99%.

The worst peak-to-trough decline ING Contra Fund-Bonus Option has experienced over the last 5-year window is 62.27% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING Contra Fund-Bonus Option averaged 7.98% (best 13.62%, worst 4.05%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.15 — weak risk-adjusted performance.

In calendar year 2011, ING Contra Fund-Bonus Option returned -25.67% — lagging the Growth category average of -23.68% by 1.99 pp. It ranked #154 of 241 in its category that year.

ING Contra Fund-Bonus Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING Contra Fund-Bonus Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 62.3%. 5-year CAGR: 5.99%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.