Should I invest in IDFC-Money Manager Fund-Treasury Plan D?

We don't give personal investment advice. IDFC-Money Manager Fund-Treasury Plan D-Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 7.58%.

IDFC

IDFC-Money Manager Fund-Treasury Plan D-Growth

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-8.69%	+8.70	11 / 23	Q2
1W	+0.14%	-8.62%	+8.76	6 / 23	Q2
2W	+0.08%	-8.56%	+8.64	16 / 23	Q3
1M	+0.33%	-8.48%	+8.80	9 / 23	Q2
3M	+1.23%	-7.99%	+9.22	9 / 23	Q2
6M	+3.20%	-7.23%	+10.43	6 / 23	Q2
YTD	+0.66%	-14.84%	+15.50	10 / 25	Q2
1Y	+7.42%	-17.92%	+25.33	3 / 24	Q1
2Y	+7.34%	-17.12%	+24.46	4 / 25	Q1
3Y	+7.41%	-29.96%	+37.37	5 / 31	Q1
4Y	+7.52%	-22.63%	+30.15	4 / 28	Q1
5Y	+7.58%	-18.05%	+25.63	5 / 24	Q1
7Y	+7.26%	+3.72%	+3.54	6 / 16	Q2
10Y	—	—	—	—	—
Inception	+6.87%	-27.72%	+34.60	7 / 30	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+0.66%	+1.76%	-1.11	4 / 9
2016	+7.24%	+2.87%	+4.37	3 / 12
2015	+7.39%	+3.98%	+3.41	6 / 14
2014	+7.67%	+3.53%	+4.14	6 / 18
2013	+7.78%	+3.32%	+4.47	7 / 20
2012	+7.89%	+3.06%	+4.83	7 / 18
2011	+7.74%	-5.64%	+13.39	7 / 21
2010	+4.58%	-19.63%	+24.21	5 / 23
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.14%

83 windows

min 3.5% · max 8.6%

100% positive

3-Year rolling

+7.45%

59 windows

min 5.9% · max 7.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.43%

35 windows

min 6.6% · max 7.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.09%

10 windows

min 6.9% · max 7.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.55%

3-year · annualised

Sharpe ratio

1.22

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.23%

Dec 2016 → Dec 2016

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
17 Feb 2017	₹16.7856
16 Feb 2017	₹16.7835
15 Feb 2017	₹16.7804
14 Feb 2017	₹16.7745
13 Feb 2017	₹16.7719
10 Feb 2017	₹16.7624
9 Feb 2017	₹16.7521
8 Feb 2017	₹16.7552
7 Feb 2017	₹16.7827
6 Feb 2017	₹16.7799

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

IDFC-Money Manager Fund-Treasury Plan D-Growth is a Floating Rate from IDFC (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

IDFC-Money Manager Fund-Treasury Plan D-Growth has NAV history starting from 07 May 2009, a track record of about 17 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC-Money Manager Fund-Treasury Plan D-Growth is managed by IDFC. It's classified by AMFI under the 'Floating Rate' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC-Money Manager Fund-Treasury Plan D-Growth has delivered a absolute return of 7.42% — +25.33 pp ahead of the Floating Rate category average of -17.92%. The fund ranks #3 of 24 in its category — the top (Q1) quartile.

Over the trailing 3-year window, IDFC-Money Manager Fund-Treasury Plan D-Growth has delivered a CAGR of 7.41% — +37.37 pp ahead of the Floating Rate category average of -29.96%. The fund ranks #5 of 31 in its category — the top (Q1) quartile.

Over the trailing 5-year window, IDFC-Money Manager Fund-Treasury Plan D-Growth has delivered a CAGR of 7.58% — +25.63 pp ahead of the Floating Rate category average of -18.05%. The fund ranks #5 of 24 in its category — the top (Q1) quartile.

₹1 lakh invested in IDFC-Money Manager Fund-Treasury Plan D-Growth exactly 5 years ago would be worth approximately ₹144,078 today — a multiplier of 1.44×, based on the 5-year CAGR of 7.58%. The category average over the same window would have grown ₹1 lakh to ₹36,952.

A ₹10,000 monthly SIP in IDFC-Money Manager Fund-Treasury Plan D-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹723,444 today. That's an XIRR (money-weighted annualised return) of 7.40%.

IDFC-Money Manager Fund-Treasury Plan D-Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,096,034 — XIRR 7.46%.

On a 5-year basis, IDFC-Money Manager Fund-Treasury Plan D-Growth ranks #5 out of 24 funds in the Floating Rate category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -18.05%; this fund delivered 7.58%.

The worst peak-to-trough decline IDFC-Money Manager Fund-Treasury Plan D-Growth has experienced over the last 5-year window is 0.45% — its NAV fell from a high on 15 Jul 2013 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, IDFC-Money Manager Fund-Treasury Plan D-Growth averaged 7.43% (best 7.81%, worst 6.63%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.49 — strong risk-adjusted performance.

In calendar year 2016, IDFC-Money Manager Fund-Treasury Plan D-Growth returned 7.24% — beating the Floating Rate category average of 2.87% by 4.37 pp. It ranked #3 of 12 in its category that year.

IDFC-Money Manager Fund-Treasury Plan D-Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. IDFC-Money Manager Fund-Treasury Plan D-Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 7.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

IDFC-Money Manager Fund-Treasury Plan D-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

More from IDFC