Should I invest in IDFC Dynamic Bond Fund - Quarterly Dividend?

We don't give personal investment advice. IDFC Dynamic Bond Fund - Quarterly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.9%. 5-year CAGR: 0.41%.

IDFC

IDFC Dynamic Bond Fund - Quarterly Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	-9.99%	+9.97	731 / 1129	Q3
1W	+0.12%	-13.04%	+13.16	205 / 1151	Q1
2W	-0.92%	-13.18%	+12.27	562 / 1149	Q2
1M	-0.53%	-13.26%	+12.74	526 / 1137	Q2
3M	-4.18%	-13.15%	+8.97	866 / 1116	Q4
6M	-3.41%	-15.45%	+12.05	631 / 906	Q3
YTD	-0.42%	-15.77%	+15.35	509 / 952	Q3
1Y	+0.28%	-13.09%	+13.37	417 / 820	Q3
2Y	-0.67%	-12.72%	+12.05	335 / 446	Q4
3Y	+1.25%	-11.01%	+12.26	182 / 385	Q2
4Y	-0.20%	-6.52%	+6.32	263 / 339	Q4
5Y	+0.41%	-7.36%	+7.77	182 / 314	Q3
7Y	+2.12%	+2.53%	-0.41	109 / 234	Q2
10Y	—	—	—	—	—
Inception	+1.61%	-13.63%	+15.24	376 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	-0.42%	+1.63%	-2.05	110 / 137
2016	+0.39%	+3.02%	-2.63	116 / 181
2015	+0.90%	+2.22%	-1.33	121 / 216
2014	+4.00%	+5.51%	-1.51	136 / 240
2013	-3.70%	-1.95%	-1.75	252 / 276
2012	+1.34%	+1.38%	-0.04	177 / 295
2011	+8.41%	-3.16%	+11.57	80 / 317
2010	+3.32%	-5.78%	+9.10	124 / 377
2009	-12.65%	-12.86%	+0.21	595 / 713
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.90%

95 windows

min -13.4% · max 10.9%

72% positive

3-Year rolling

+2.24%

70 windows

min -0.5% · max 5.5%

93% positive

5-Year rolling

+2.06%

46 windows

min -1.0% · max 3.5%

98% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+1.94%

22 windows

min 0.0% · max 2.8%

95% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.34%

3-year · annualised

Sharpe ratio

-0.95

vs risk-free 6.5%

Sortino ratio

-1.27

Downside-only deviation

Max drawdown

-8.70%

Dec 2014 → Jun 2015

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
17 Feb 2017	₹12.1847
16 Feb 2017	₹12.1868
15 Feb 2017	₹12.1781
14 Feb 2017	₹12.1725
13 Feb 2017	₹12.1766
10 Feb 2017	₹12.1699
9 Feb 2017	₹12.1429
8 Feb 2017	₹12.1889
7 Feb 2017	₹12.2963
6 Feb 2017	₹12.2973

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

IDFC Dynamic Bond Fund - Quarterly Dividend is a Income from IDFC (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

IDFC Dynamic Bond Fund - Quarterly Dividend has NAV history starting from 02 Jun 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC Dynamic Bond Fund - Quarterly Dividend is managed by IDFC. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC Dynamic Bond Fund - Quarterly Dividend has delivered a absolute return of 0.28% — +13.37 pp ahead of the Income category average of -13.09%. The fund ranks #417 of 820 in its category — the third (Q3) quartile.

Over the trailing 3-year window, IDFC Dynamic Bond Fund - Quarterly Dividend has delivered a CAGR of 1.25% — +12.26 pp ahead of the Income category average of -11.01%. The fund ranks #182 of 385 in its category — the second (Q2) quartile.

Over the trailing 5-year window, IDFC Dynamic Bond Fund - Quarterly Dividend has delivered a CAGR of 0.41% — +7.77 pp ahead of the Income category average of -7.36%. The fund ranks #182 of 314 in its category — the third (Q3) quartile.

₹1 lakh invested in IDFC Dynamic Bond Fund - Quarterly Dividend exactly 5 years ago would be worth approximately ₹102,046 today — a multiplier of 1.02×, based on the 5-year CAGR of 0.41%. The category average over the same window would have grown ₹1 lakh to ₹68,226.

A ₹10,000 monthly SIP in IDFC Dynamic Bond Fund - Quarterly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹604,422 today. That's an XIRR (money-weighted annualised return) of 0.29%.

IDFC Dynamic Bond Fund - Quarterly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹869,303 — XIRR 0.97%.

On a 5-year basis, IDFC Dynamic Bond Fund - Quarterly Dividend ranks #182 out of 314 funds in the Income category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -7.36%; this fund delivered 0.41%.

The worst peak-to-trough decline IDFC Dynamic Bond Fund - Quarterly Dividend has experienced over the last 5-year window is 10.89% — its NAV fell from a high on 27 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, IDFC Dynamic Bond Fund - Quarterly Dividend averaged 2.06% (best 3.53%, worst -1.02%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is -1.05 — negative risk-adjusted performance.

In calendar year 2016, IDFC Dynamic Bond Fund - Quarterly Dividend returned 0.39% — lagging the Income category average of 3.02% by 2.63 pp. It ranked #116 of 181 in its category that year.

IDFC Dynamic Bond Fund - Quarterly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. IDFC Dynamic Bond Fund - Quarterly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.9%. 5-year CAGR: 0.41%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.