Should I invest in ICICI Prudential Power Plan - Institutional Option - I?

We don't give personal investment advice. ICICI Prudential Power Plan - Institutional Option - I is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.6%. 5-year CAGR: 19.86%.

ICICI Prudential

ICICI Prudential Power Plan - Institutional Option - I

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-11.79%	+11.79	25 / 57	Q2
1W	+1.33%	-11.61%	+12.94	18 / 54	Q2
2W	+1.63%	-11.22%	+12.85	19 / 54	Q2
1M	+4.74%	-9.19%	+13.94	12 / 54	Q1
3M	+10.46%	-5.07%	+15.53	19 / 52	Q2
6M	+15.59%	+1.88%	+13.71	20 / 53	Q2
YTD	+9.05%	-1.37%	+10.42	24 / 54	Q2
1Y	+23.15%	+8.01%	+15.14	16 / 52	Q2
2Y	+17.14%	-3.93%	+21.07	13 / 40	Q2
3Y	+7.87%	-0.61%	+8.48	11 / 28	Q2
4Y	+9.03%	+7.84%	+1.19	8 / 18	Q2
5Y	+19.86%	+12.24%	+7.63	4 / 16	Q1
7Y	+9.26%	+9.45%	-0.18	6 / 12	Q2
10Y	—	—	—	—	—
Inception	+10.34%	-6.62%	+16.96	6 / 52	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+9.05%	+29.56%	-20.50	12 / 12
2013	+7.17%	-2.06%	+9.23	5 / 16
2012	+37.86%	+28.53%	+9.33	5 / 21
2011	-26.48%	-27.09%	+0.60	11 / 22
2010	+23.23%	-8.68%	+31.92	3 / 42
2009	+82.51%	+72.50%	+10.01	14 / 44
2008	-55.08%	-49.57%	-5.51	14 / 25
2007	+49.48%	+31.63%	+17.84	2 / 8
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.48%

87 windows

min -55.3% · max 105.4%

70% positive

3-Year rolling

+9.05%

62 windows

min -4.0% · max 31.2%

95% positive

5-Year rolling

+9.47%

38 windows

min 1.3% · max 22.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+8.79%

14 windows

min 7.6% · max 10.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.84%

3-year · annualised

Sharpe ratio

0.15

vs risk-free 6.5%

Sortino ratio

0.24

Downside-only deviation

Max drawdown

-24.73%

Apr 2011 → Dec 2011

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
21 Apr 2014	₹41.0700
17 Apr 2014	₹40.7600
16 Apr 2014	₹40.2700
15 Apr 2014	₹40.5300
11 Apr 2014	₹40.8300
10 Apr 2014	₹40.9200
9 Apr 2014	₹40.9900
7 Apr 2014	₹40.4100
4 Apr 2014	₹40.5200
3 Apr 2014	₹40.7400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ICICI Prudential Power Plan - Institutional Option - I is a Growth from ICICI Prudential (Institutional plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ICICI Prudential Power Plan - Institutional Option - I has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Power Plan - Institutional Option - I is managed by ICICI Prudential. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Power Plan - Institutional Option - I has delivered a absolute return of 23.15% — +15.14 pp ahead of the Growth category average of 8.01%. The fund ranks #16 of 52 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Power Plan - Institutional Option - I has delivered a CAGR of 7.87% — +8.48 pp ahead of the Growth category average of -0.61%. The fund ranks #11 of 28 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Power Plan - Institutional Option - I has delivered a CAGR of 19.86% — +7.63 pp ahead of the Growth category average of 12.24%. The fund ranks #4 of 16 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Power Plan - Institutional Option - I exactly 5 years ago would be worth approximately ₹247,410 today — a multiplier of 2.47×, based on the 5-year CAGR of 19.86%. The category average over the same window would have grown ₹1 lakh to ₹178,092.

A ₹10,000 monthly SIP in ICICI Prudential Power Plan - Institutional Option - I over the last 5 years — total invested ₹600,000 — would be worth ₹833,610 today. That's an XIRR (money-weighted annualised return) of 13.11%.

ICICI Prudential Power Plan - Institutional Option - I doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,312,693 — XIRR 12.53%.

On a 5-year basis, ICICI Prudential Power Plan - Institutional Option - I ranks #4 out of 16 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 12.24%; this fund delivered 19.86%.

The worst peak-to-trough decline ICICI Prudential Power Plan - Institutional Option - I has experienced over the last 5-year window is 30.58% — its NAV fell from a high on 10 Nov 2010 to a low on 20 Dec 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Power Plan - Institutional Option - I averaged 9.47% (best 22.08%, worst 1.35%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.67 — reasonable risk-adjusted performance.

In calendar year 2013, ICICI Prudential Power Plan - Institutional Option - I returned 7.17% — beating the Growth category average of -2.06% by 9.23 pp. It ranked #5 of 16 in its category that year.

ICICI Prudential Power Plan - Institutional Option - I doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Power Plan - Institutional Option - I is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.6%. 5-year CAGR: 19.86%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.