Should I invest in ICICI Prudential Floating Rate Plan-Plan D?

We don't give personal investment advice. ICICI Prudential Floating Rate Plan-Plan D - Growth option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 6.46%.

ICICI Prudential

ICICI Prudential Floating Rate Plan-Plan D - Growth option

Unit split applied to historical metrics

This scheme had a 10× unit consolidation on 3 Nov 2009. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹449.9550

As of

12 Jun 2026

4,941 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	-0.12%	+0.06	14 / 32	Q2
1W	+0.65%	+0.20%	+0.45	5 / 32	Q1
2W	+0.87%	+0.42%	+0.44	5 / 32	Q1
1M	+0.79%	+0.80%	-0.02	16 / 32	Q2
3M	+1.37%	+0.49%	+0.88	4 / 32	Q1
6M	+2.66%	+0.91%	+1.75	6 / 32	Q1
YTD	+2.41%	+0.76%	+1.65	3 / 32	Q1
1Y	+6.01%	+1.84%	+4.17	5 / 32	Q1
2Y	+7.37%	+2.43%	+4.94	4 / 32	Q1
3Y	+7.56%	+2.36%	+5.20	3 / 32	Q1
4Y	+7.50%	+2.47%	+5.02	2 / 32	Q1
5Y	+6.46%	+2.19%	+4.27	6 / 32	Q1
7Y	+6.88%	+2.10%	+4.78	7 / 31	Q1
10Y	+7.01%	+2.14%	+4.87	4 / 27	Q1
Inception	+7.60%	+2.31%	+5.29	4 / 32	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.41%	+0.82%	+1.59	1 / 16
2025	+7.70%	+2.97%	+4.73	6 / 16
2024	+7.93%	+3.25%	+4.68	6 / 16
2023	+7.75%	+2.96%	+4.79	1 / 16
2022	+4.26%	+1.31%	+2.95	2 / 19
2021	+3.69%	+0.36%	+3.33	4 / 19
2020	+9.42%	+2.32%	+7.10	3 / 30
2019	+8.40%	+2.64%	+5.76	7 / 30
2018	+6.52%	+2.06%	+4.46	3 / 30
2017	+6.67%	+1.74%	+4.93	4 / 31
2016	+8.84%	+2.71%	+6.13	5 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.66%

234 windows

min 1.9% · max 9.8%

100% positive

3-Year rolling

+7.62%

210 windows

min 5.2% · max 9.4%

100% positive

5-Year rolling

+7.67%

186 windows

min 6.1% · max 9.2%

100% positive

7-Year rolling

+7.78%

161 windows

min 6.6% · max 8.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.77%

3-year · annualised

Sharpe ratio

1.06

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.47%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Dividend - Daily	HDFC	₹10.0809	12 Jun 2026
NIPPON INDIA FLOATER FUND - IDCW Option	Nippon India	₹21.5131	12 Jun 2026
ICICI Prudential Floating Interest Fund - IDCW Others	ICICI Prudential	₹198.6221	12 Jun 2026
Templeton India Cash Management Account-Dividend Plan	Franklin Templeton	₹10.1450	12 Jun 2026
Reliance Floating Rate Fund-Dividend Plan-Daily Dividend Option	Reliance	₹10.2525	12 Jun 2026

Recent NAVs

Date	NAV
12 Jun 2026	₹449.9550
11 Jun 2026	₹449.6657
10 Jun 2026	₹449.9342
9 Jun 2026	₹449.7486
8 Jun 2026	₹448.6427
5 Jun 2026	₹447.9852
4 Jun 2026	₹446.7462
3 Jun 2026	₹446.5285
2 Jun 2026	₹446.6484
1 Jun 2026	₹446.3980

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Jun 2026, the NAV of ICICI Prudential Floating Rate Plan-Plan D - Growth option is ₹449.9550. It's a Floater Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Floating Rate Plan-Plan D - Growth option has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Floating Rate Plan-Plan D - Growth option is managed by ICICI Prudential. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Floating Rate Plan-Plan D - Growth option has delivered a absolute return of 6.01% — +4.17 pp ahead of the Floater Fund category average of 1.84%. The fund ranks #5 of 32 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Floating Rate Plan-Plan D - Growth option has delivered a CAGR of 7.56% — +5.2 pp ahead of the Floater Fund category average of 2.36%. The fund ranks #3 of 32 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Floating Rate Plan-Plan D - Growth option has delivered a CAGR of 6.46% — +4.27 pp ahead of the Floater Fund category average of 2.19%. The fund ranks #6 of 32 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Floating Rate Plan-Plan D - Growth option exactly 10 years ago would be worth approximately ₹196,833 today — a multiplier of 1.97×, based on the 10-year CAGR of 7.01%. The category average over the same window would have grown ₹1 lakh to ₹123,547.

A ₹10,000 monthly SIP in ICICI Prudential Floating Rate Plan-Plan D - Growth option over the last 5 years — total invested ₹600,000 — would be worth ₹717,609 today. That's an XIRR (money-weighted annualised return) of 7.09%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Floating Rate Plan-Plan D - Growth option = ₹1,200,000 invested. It would currently be worth ₹1,709,293 (multiplier 1.42×). XIRR: 6.88%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Floating Rate Plan-Plan D - Growth option ranks #6 out of 32 funds in the Floater Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.19%; this fund delivered 6.46%.

The worst peak-to-trough decline ICICI Prudential Floating Rate Plan-Plan D - Growth option has experienced over the last 5-year window is 0.97% — its NAV fell from a high on 02 May 2022 to a low on 28 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Floating Rate Plan-Plan D - Growth option averaged 7.67% (best 9.15%, worst 6.14%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.18 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Floating Rate Plan-Plan D - Growth option returned 7.70% — beating the Floater Fund category average of 2.97% by 4.73 pp. It ranked #6 of 16 in its category that year.

ICICI Prudential Floating Rate Plan-Plan D - Growth option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Floating Rate Plan-Plan D - Growth option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 6.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Floating Rate Plan-Plan D - Growth option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Floater Fund

Recent NAVs

Frequently asked questions

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