Should I invest in HSBC Small Cap Fund?

We don't give personal investment advice. HSBC Small Cap Fund - Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 58.4%. 5-year CAGR: 15.80%.

HSBC

HSBC Small Cap Fund - Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.65%	+0.06%	-0.71	257 / 299	Q4
1W	+1.35%	-3.61%	+4.95	58 / 303	Q1
2W	+2.39%	-4.52%	+6.91	57 / 303	Q1
1M	+10.14%	-5.64%	+15.77	10 / 302	Q1
3M	+25.22%	-4.27%	+29.49	9 / 302	Q1
6M	+48.32%	+1.48%	+46.84	12 / 307	Q1
YTD	+24.85%	-0.18%	+25.03	43 / 309	Q1
1Y	+38.12%	+7.10%	+31.02	37 / 307	Q1
2Y	+17.82%	+2.20%	+15.62	69 / 303	Q1
3Y	+2.04%	+0.76%	+1.29	161 / 264	Q3
4Y	-0.27%	+0.58%	-0.86	178 / 235	Q4
5Y	+15.80%	+0.02%	+15.78	19 / 208	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+2.49%	+0.51%	+1.97	200 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+24.85%	+34.59%	-9.74	99 / 133
2013	-6.28%	+0.03%	-6.31	129 / 154
2012	+44.79%	+23.57%	+21.22	15 / 190
2011	-46.64%	-23.68%	-22.96	237 / 241
2010	+20.17%	+11.69%	+8.48	56 / 256
2009	+99.47%	+65.86%	+33.61	22 / 238
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.34%

62 windows

min -47.5% · max 139.1%

45% positive

3-Year rolling

-0.62%

38 windows

min -20.2% · max 22.9%

42% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.97%

14 windows

min -5.9% · max 17.5%

50% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

26.19%

3-year · annualised

Sharpe ratio

-0.04

vs risk-free 6.5%

Sortino ratio

-0.05

Downside-only deviation

Max drawdown

-40.36%

Apr 2011 → Aug 2013

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
25 Apr 2014	₹11.7635
23 Apr 2014	₹11.8402
22 Apr 2014	₹11.8054
21 Apr 2014	₹11.7611
17 Apr 2014	₹11.6073
16 Apr 2014	₹11.3793
15 Apr 2014	₹11.4403
11 Apr 2014	₹11.4892
10 Apr 2014	₹11.4709
9 Apr 2014	₹11.3979

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

HSBC Small Cap Fund - Dividend is a Growth from HSBC (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

HSBC Small Cap Fund - Dividend has NAV history starting from 31 Mar 2008, a track record of about 18 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HSBC Small Cap Fund - Dividend is managed by HSBC. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Small Cap Fund - Dividend has delivered a absolute return of 38.12% — +31.02 pp ahead of the Growth category average of 7.10%. The fund ranks #37 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, HSBC Small Cap Fund - Dividend has delivered a CAGR of 2.04% — +1.29 pp ahead of the Growth category average of 0.76%. The fund ranks #161 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HSBC Small Cap Fund - Dividend has delivered a CAGR of 15.80% — +15.78 pp ahead of the Growth category average of 0.02%. The fund ranks #19 of 208 in its category — the top (Q1) quartile.

₹1 lakh invested in HSBC Small Cap Fund - Dividend exactly 5 years ago would be worth approximately ₹208,267 today — a multiplier of 2.08×, based on the 5-year CAGR of 15.80%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in HSBC Small Cap Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹775,306 today. That's an XIRR (money-weighted annualised return) of 10.18%.

HSBC Small Cap Fund - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹775,306 — XIRR 10.18%.

On a 5-year basis, HSBC Small Cap Fund - Dividend ranks #19 out of 208 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.02%; this fund delivered 15.80%.

The worst peak-to-trough decline HSBC Small Cap Fund - Dividend has experienced over the last 5-year window is 58.41% — its NAV fell from a high on 10 Nov 2010 to a low on 06 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC Small Cap Fund - Dividend averaged 4.97% (best 17.52%, worst -5.87%). 50% of rolling windows ended positive. The 5-year Sharpe ratio is 0.43 — weak risk-adjusted performance.

In calendar year 2013, HSBC Small Cap Fund - Dividend returned -6.28% — lagging the Growth category average of 0.03% by 6.31 pp. It ranked #129 of 154 in its category that year.

HSBC Small Cap Fund - Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HSBC Small Cap Fund - Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 58.4%. 5-year CAGR: 15.80%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.