Should I invest in HSBC Floating Rate Fund - Short Term - Regular?

We don't give personal investment advice. HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.1%. 5-year CAGR: -0.03%.

HSBC

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.02%	-0.02	7 / 7	Q4
1W	+0.00%	+0.04%	-0.04	6 / 7	Q4
2W	+0.00%	+0.10%	-0.10	6 / 7	Q4
1M	+0.00%	+0.14%	-0.14	6 / 7	Q4
3M	+0.00%	+0.05%	-0.05	4 / 7	Q3
6M	+0.00%	+0.70%	-0.70	4 / 7	Q3
YTD	+0.00%	+0.68%	-0.68	6 / 7	Q4
1Y	+0.00%	+1.61%	-1.61	4 / 7	Q3
2Y	+0.00%	+1.63%	-1.63	4 / 7	Q3
3Y	+0.00%	+1.77%	-1.77	4 / 7	Q3
4Y	+0.00%	+1.90%	-1.90	4 / 7	Q3
5Y	-0.03%	+2.33%	-2.36	5 / 6	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.02%	+1.92%	-1.95	7 / 7	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	+0.00%	+1.90%	-1.90	7 / 7
2010	+0.00%	+1.37%	-1.37	7 / 7
2009	+0.00%	+1.32%	-1.32	4 / 6
2008	+0.00%	+3.54%	-3.54	4 / 5
2007	+0.00%	+3.36%	-3.36	4 / 5
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.01%

54 windows

min -0.1% · max 0.0%

0% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.01%

30 windows

min 0.0% · max 0.0%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

-0.03%

6 windows

min 0.0% · max 0.0%

0% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.00%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

0.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
1 Sep 2011	₹10.0000
30 Aug 2011	₹10.0000
29 Aug 2011	₹10.0000
28 Aug 2011	₹10.0000
26 Aug 2011	₹10.0000
25 Aug 2011	₹10.0000
24 Aug 2011	₹10.0000
23 Aug 2011	₹10.0000
22 Aug 2011	₹10.0000
21 Aug 2011	₹10.0000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily is a Floating Rate from HSBC (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily is managed by HSBC. It's classified by AMFI under the 'Floating Rate' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily has delivered a absolute return of 0.00% — -1.61 pp behind the Floating Rate category average of 1.61%. The fund ranks #4 of 7 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily has delivered a CAGR of 0.00% — -1.77 pp behind the Floating Rate category average of 1.77%. The fund ranks #4 of 7 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily has delivered a CAGR of -0.03% — -2.36 pp behind the Floating Rate category average of 2.33%. The fund ranks #5 of 6 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily exactly 5 years ago would be worth approximately ₹99,872 today — a multiplier of 1.00×, based on the 5-year CAGR of -0.03%. The category average over the same window would have grown ₹1 lakh to ₹112,204.

A ₹10,000 monthly SIP in HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily over the last 5 years — total invested ₹600,000 — would be worth ₹599,987 today. That's an XIRR (money-weighted annualised return) of -0.00%.

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹599,987 — XIRR -0.00%.

On a 5-year basis, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily ranks #5 out of 6 funds in the Floating Rate category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.33%; this fund delivered -0.03%.

The worst peak-to-trough decline HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily has experienced over the last 5-year window is 0.13% — its NAV fell from a high on 01 Sep 2006 to a low on 05 Sep 2006. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily averaged -0.03% (best -0.03%, worst -0.03%). 0% of rolling windows ended positive.

In calendar year 2010, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily returned 0.00% — lagging the Floating Rate category average of 1.37% by 1.37 pp. It ranked #7 of 7 in its category that year.

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.1%. 5-year CAGR: -0.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Daily

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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