Should I invest in HSBC Dynamic Fund?

We don't give personal investment advice. HSBC Dynamic Fund - Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.3%. 5-year CAGR: 10.93%.

HSBC

HSBC Dynamic Fund - Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.62%	+0.06%	+0.56	57 / 299	Q1
1W	+0.79%	-3.61%	+4.40	86 / 303	Q2
2W	-0.80%	-4.52%	+3.72	162 / 303	Q3
1M	-0.42%	-5.64%	+5.21	147 / 302	Q2
3M	-2.01%	-4.27%	+2.26	160 / 302	Q3
6M	-1.28%	+1.48%	-2.76	185 / 307	Q3
YTD	+0.47%	-0.18%	+0.65	143 / 309	Q2
1Y	-0.24%	+7.10%	-7.35	190 / 307	Q3
2Y	+12.97%	+2.20%	+10.77	109 / 303	Q2
3Y	+9.72%	+0.76%	+8.96	97 / 264	Q2
4Y	+7.38%	+0.58%	+6.79	95 / 235	Q2
5Y	+10.93%	+0.02%	+10.91	47 / 208	Q1
7Y	+10.61%	+3.12%	+7.49	35 / 130	Q2
10Y	+10.35%	+7.20%	+3.15	19 / 68	Q2
Inception	+4.79%	+0.51%	+4.28	152 / 310	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	+0.47%	-8.44%	+8.91	8 / 55
2017	+24.82%	+29.57%	-4.75	46 / 65
2016	+4.82%	+1.07%	+3.75	25 / 88
2015	-0.07%	-3.94%	+3.87	50 / 99
2014	+27.18%	+34.59%	-7.41	93 / 133
2013	-1.92%	+0.03%	-1.95	100 / 154
2012	+22.22%	+23.57%	-1.35	119 / 190
2011	-22.02%	-23.68%	+1.66	90 / 241
2010	+16.13%	+11.69%	+4.45	91 / 256
2009	+44.29%	+65.86%	-21.57	194 / 238
2008	-48.44%	-52.86%	+4.42	37 / 198

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.83%

125 windows

min -46.6% · max 56.2%

70% positive

3-Year rolling

+7.50%

101 windows

min -5.7% · max 18.3%

88% positive

5-Year rolling

+7.73%

77 windows

min -3.5% · max 15.5%

91% positive

7-Year rolling

+7.55%

52 windows

min 1.5% · max 11.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.14%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

0.44

Downside-only deviation

Max drawdown

-14.87%

Aug 2018 → Oct 2018

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
28 Dec 2018	₹17.6359
27 Dec 2018	₹17.5274
26 Dec 2018	₹17.4989
24 Dec 2018	₹17.4087
21 Dec 2018	₹17.4984
20 Dec 2018	₹17.8485
19 Dec 2018	₹17.9227
18 Dec 2018	₹17.8763
17 Dec 2018	₹17.8281
14 Dec 2018	₹17.7781

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

HSBC Dynamic Fund - Dividend is a Growth from HSBC (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

HSBC Dynamic Fund - Dividend has NAV history starting from 28 Sep 2007, a track record of about 18 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HSBC Dynamic Fund - Dividend is managed by HSBC. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Dynamic Fund - Dividend has delivered a absolute return of -0.24% — -7.35 pp behind the Growth category average of 7.10%. The fund ranks #190 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HSBC Dynamic Fund - Dividend has delivered a CAGR of 9.72% — +8.96 pp ahead of the Growth category average of 0.76%. The fund ranks #97 of 264 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HSBC Dynamic Fund - Dividend has delivered a CAGR of 10.93% — +10.91 pp ahead of the Growth category average of 0.02%. The fund ranks #47 of 208 in its category — the top (Q1) quartile.

₹1 lakh invested in HSBC Dynamic Fund - Dividend exactly 10 years ago would be worth approximately ₹267,656 today — a multiplier of 2.68×, based on the 10-year CAGR of 10.35%. The category average over the same window would have grown ₹1 lakh to ₹200,432.

A ₹10,000 monthly SIP in HSBC Dynamic Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹736,757 today. That's an XIRR (money-weighted annualised return) of 8.14%.

A ₹10,000 monthly SIP for 10 years in HSBC Dynamic Fund - Dividend = ₹1,200,000 invested. It would currently be worth ₹1,878,343 (multiplier 1.57×). XIRR: 8.67%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HSBC Dynamic Fund - Dividend ranks #47 out of 208 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.02%; this fund delivered 10.93%.

The worst peak-to-trough decline HSBC Dynamic Fund - Dividend has experienced over the last 5-year window is 16.29% — its NAV fell from a high on 03 Mar 2015 to a low on 25 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC Dynamic Fund - Dividend averaged 7.73% (best 15.46%, worst -3.49%). 91% of rolling windows ended positive. The 5-year Sharpe ratio is 0.37 — weak risk-adjusted performance.

In calendar year 2017, HSBC Dynamic Fund - Dividend returned 24.82% — lagging the Growth category average of 29.57% by 4.75 pp. It ranked #46 of 65 in its category that year.

HSBC Dynamic Fund - Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HSBC Dynamic Fund - Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.3%. 5-year CAGR: 10.93%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.