HSBC
HSBC Cash Fund - Inst. Plus - Dividend - Monthly
Category
Liquid
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
101702
ISIN (Growth)
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ISIN (Dividend)
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Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.02% | -3.56% | +3.58 | 9 / 84 | Q1 |
| 1W | +0.16% | -3.52% | +3.69 | 7 / 84 | Q1 |
| 2W | +0.33% | -3.50% | +3.83 | 5 / 84 | Q1 |
| 1M | -0.11% | -6.74% | +6.63 | 77 / 87 | Q4 |
| 3M | +0.65% | -6.22% | +6.87 | 32 / 86 | Q2 |
| 6M | — | — | — | — | — |
| YTD | — | — | — | — | — |
| 1Y | — | — | — | — | — |
| 2Y | -0.35% | -6.52% | +6.18 | 72 / 86 | Q4 |
| 3Y | -0.05% | -6.38% | +6.33 | 68 / 85 | Q4 |
| 4Y | -0.04% | -7.58% | +7.53 | 60 / 74 | Q4 |
| 5Y | +0.10% | -4.41% | +4.52 | 29 / 61 | Q2 |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | +0.07% | -6.05% | +6.12 | 56 / 88 | Q3 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2012 YTD | — | — | — | — |
| 2011 | -100.00% | -4.13% | -95.87 | 67 / 67 |
| 2010 | +0.56% | -2.87% | +3.42 | 24 / 68 |
| 2009 | -0.05% | -0.61% | +0.56 | 54 / 63 |
| 2008 | +0.69% | +2.48% | -1.79 | 26 / 54 |
| 2007 | -0.01% | +2.06% | -2.07 | 41 / 45 |
| 2006 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+0.09%
59 windows
min -1.5% · max 0.8%
75% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
+0.14%
36 windows
min -0.3% · max 0.2%
89% positive
Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.
5-Year rolling
+0.10%
12 windows
min 0.0% · max 0.2%
75% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
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Insufficient history
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Recent NAVs
| Date | NAV |
|---|---|
| 28 Dec 2012 | ₹10.0651 |
| 27 Dec 2012 | ₹10.0627 |
| 26 Dec 2012 | ₹10.0604 |
| 25 Dec 2012 | ₹10.0581 |
| 24 Dec 2012 | ₹10.0557 |
| 23 Dec 2012 | ₹10.0534 |
| 21 Dec 2012 | ₹10.0486 |
| 20 Dec 2012 | ₹10.0463 |
| 19 Dec 2012 | ₹10.0439 |
| 18 Dec 2012 | ₹10.0416 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
HSBC Cash Fund - Inst. Plus - Dividend - Monthly is a Liquid from HSBC (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
HSBC Cash Fund - Inst. Plus - Dividend - Monthly has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
HSBC Cash Fund - Inst. Plus - Dividend - Monthly is managed by HSBC. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.
HSBC Cash Fund - Inst. Plus - Dividend - Monthly doesn't have a complete 1-year window yet (we need at least 1 year of NAVs). Check the shorter-window returns above.
Over the trailing 3-year window, HSBC Cash Fund - Inst. Plus - Dividend - Monthly has delivered a CAGR of -0.05% — +6.33 pp ahead of the Liquid category average of -6.38%. The fund ranks #68 of 85 in its category — the bottom (Q4) quartile.
Over the trailing 5-year window, HSBC Cash Fund - Inst. Plus - Dividend - Monthly has delivered a CAGR of 0.10% — +4.52 pp ahead of the Liquid category average of -4.41%. The fund ranks #29 of 61 in its category — the second (Q2) quartile.
₹1 lakh invested in HSBC Cash Fund - Inst. Plus - Dividend - Monthly exactly 5 years ago would be worth approximately ₹100,523 today — a multiplier of 1.01×, based on the 5-year CAGR of 0.10%. The category average over the same window would have grown ₹1 lakh to ₹79,808.
A ₹10,000 monthly SIP in HSBC Cash Fund - Inst. Plus - Dividend - Monthly over the last 5 years — total invested ₹500,000 — would be worth ₹498,801 today. That's an XIRR (money-weighted annualised return) of -0.08%.
HSBC Cash Fund - Inst. Plus - Dividend - Monthly doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹498,801 — XIRR -0.08%.
On a 5-year basis, HSBC Cash Fund - Inst. Plus - Dividend - Monthly ranks #29 out of 61 funds in the Liquid category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -4.41%; this fund delivered 0.10%.
HSBC Cash Fund - Inst. Plus - Dividend - Monthly doesn't have a computed drawdown figure yet.
Across all 5-year rolling windows, HSBC Cash Fund - Inst. Plus - Dividend - Monthly averaged 0.10% (best 0.16%, worst -0.03%). 75% of rolling windows ended positive.
In calendar year 2011, HSBC Cash Fund - Inst. Plus - Dividend - Monthly returned -100.00% — lagging the Liquid category average of -4.13% by 95.87 pp. It ranked #67 of 67 in its category that year.
HSBC Cash Fund - Inst. Plus - Dividend - Monthly is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. HSBC Cash Fund - Inst. Plus - Dividend - Monthly is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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