Should I invest in FT India Balanced Fund?

We don't give personal investment advice. FT India Balanced Fund-Dividend Plan is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.9%. 5-year CAGR: 2.39%.

Franklin Templeton

FT India Balanced Fund-Dividend Plan

Latest NAV

₹27.3762

As of

8 Jun 2026

4,959 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+10.24%	-10.24	22 / 37	Q3
1W	-0.72%	+9.79%	-10.51	24 / 37	Q3
2W	-2.33%	+9.53%	-11.87	36 / 37	Q4
1M	-3.88%	+8.19%	-12.07	34 / 37	Q4
3M	-1.91%	+8.75%	-10.66	21 / 37	Q3
6M	-6.72%	+5.17%	-11.89	21 / 36	Q3
YTD	-7.20%	+4.74%	-11.95	23 / 36	Q3
1Y	-6.26%	+6.65%	-12.90	21 / 36	Q3
2Y	-2.79%	+4.49%	-7.28	26 / 36	Q3
3Y	+4.75%	+9.30%	-4.55	26 / 36	Q3
4Y	+4.89%	+9.28%	-4.39	27 / 35	Q4
5Y	+2.39%	+8.14%	-5.75	26 / 33	Q4
7Y	+3.99%	+8.78%	-4.80	23 / 30	Q4
10Y	+2.83%	+7.70%	-4.87	22 / 28	Q4
Inception	+0.91%	+7.14%	-6.24	31 / 37	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.20%	-6.79%	-0.41	18 / 31
2025	-5.02%	+13.04%	-18.07	32 / 34
2024	+9.01%	+11.71%	-2.70	21 / 34
2023	+12.87%	+15.66%	-2.79	24 / 34
2022	-3.67%	+1.00%	-4.67	27 / 34
2021	+14.90%	+21.44%	-6.53	26 / 34
2020	+5.84%	+9.68%	-3.84	22 / 34
2019	-0.59%	+3.54%	-4.13	23 / 32
2018	-9.91%	-7.66%	-2.25	19 / 32
2017	+10.88%	+16.43%	-5.55	26 / 32
2016	-1.22%	+2.00%	-3.22	19 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.99%

234 windows

min -47.9% · max 50.1%

51% positive

3-Year rolling

+1.89%

210 windows

min -10.6% · max 14.7%

61% positive

5-Year rolling

+1.79%

186 windows

min -9.8% · max 12.3%

72% positive

7-Year rolling

+1.82%

161 windows

min -5.1% · max 5.7%

84% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.25%

3-year · annualised

Sharpe ratio

-0.16

vs risk-free 6.5%

Sortino ratio

-0.24

Downside-only deviation

Max drawdown

-16.69%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	8 Jun 2026
SBI Magnum Balanced Fund - Dividend	SBI	₹64.4478	8 Jun 2026
ICICI Prudential Balanced Plan-Dividend	ICICI Prudential	₹41.6400	8 Jun 2026
FT India Balanced Fund-Growth Plan	Franklin Templeton	₹256.5186	8 Jun 2026
Kotak Balance	Kotak Mahindra	₹36.4680	8 Jun 2026
DSP BlackRock Balanced Fund-Dividend	DSP BlackRock	₹26.1270	8 Jun 2026
Canara Robeco Balance - Dividend Plan	Canara Robeco	₹88.8400	8 Jun 2026
UTI â€“ Balanced Fund-Growth	UTI	₹390.3655	8 Jun 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.3700	5 Jun 2026
Birla Sun Life 95 Fund-Plan A (Dividend)	Birla Sun Life	₹162.6100	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹27.3762
5 Jun 2026	₹27.5765
4 Jun 2026	₹27.5674
3 Jun 2026	₹27.5483
2 Jun 2026	₹27.5727
1 Jun 2026	₹27.5750
29 May 2026	₹27.7646
27 May 2026	₹28.0022
26 May 2026	₹27.9488
25 May 2026	₹28.0297

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of FT India Balanced Fund-Dividend Plan is ₹27.3762. It's a Aggressive Hybrid Fund from Franklin Templeton, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

FT India Balanced Fund-Dividend Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

FT India Balanced Fund-Dividend Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, FT India Balanced Fund-Dividend Plan has delivered a absolute return of -6.26% — -12.9 pp behind the Aggressive Hybrid Fund category average of 6.65%. The fund ranks #21 of 36 in its category — the third (Q3) quartile.

Over the trailing 3-year window, FT India Balanced Fund-Dividend Plan has delivered a CAGR of 4.75% — -4.55 pp behind the Aggressive Hybrid Fund category average of 9.30%. The fund ranks #26 of 36 in its category — the third (Q3) quartile.

Over the trailing 5-year window, FT India Balanced Fund-Dividend Plan has delivered a CAGR of 2.39% — -5.75 pp behind the Aggressive Hybrid Fund category average of 8.14%. The fund ranks #26 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in FT India Balanced Fund-Dividend Plan exactly 10 years ago would be worth approximately ₹132,186 today — a multiplier of 1.32×, based on the 10-year CAGR of 2.83%. The category average over the same window would have grown ₹1 lakh to ₹209,929.

A ₹10,000 monthly SIP in FT India Balanced Fund-Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹607,273 today. That's an XIRR (money-weighted annualised return) of 0.47%.

A ₹10,000 monthly SIP for 10 years in FT India Balanced Fund-Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹1,375,500 (multiplier 1.15×). XIRR: 2.68%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, FT India Balanced Fund-Dividend Plan ranks #26 out of 33 funds in the Aggressive Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.14%; this fund delivered 2.39%.

The worst peak-to-trough decline FT India Balanced Fund-Dividend Plan has experienced over the last 5-year window is 20.87% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, FT India Balanced Fund-Dividend Plan averaged 1.79% (best 12.27%, worst -9.83%). 72% of rolling windows ended positive. The 5-year Sharpe ratio is -0.33 — negative risk-adjusted performance.

In calendar year 2025, FT India Balanced Fund-Dividend Plan returned -5.02% — lagging the Aggressive Hybrid Fund category average of 13.04% by 18.07 pp. It ranked #32 of 34 in its category that year.

FT India Balanced Fund-Dividend Plan is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. FT India Balanced Fund-Dividend Plan is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.9%. 5-year CAGR: 2.39%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.