Should I invest in Franklin India Taxshield?

We don't give personal investment advice. Franklin India Taxshield-Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.0%. 5-year CAGR: 3.93%.

Franklin Templeton

Franklin India Taxshield-Dividend

Latest NAV

₹57.2329

As of

8 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-2.17%	+2.17	31 / 90	Q2
1W	-1.10%	-3.63%	+2.52	70 / 87	Q4
2W	-2.94%	-4.22%	+1.28	70 / 87	Q4
1M	-3.57%	-6.35%	+2.78	55 / 87	Q3
3M	-2.26%	-4.81%	+2.55	51 / 87	Q3
6M	-15.22%	-4.06%	-11.16	82 / 89	Q4
YTD	-15.83%	-5.30%	-10.53	82 / 89	Q4
1Y	-15.24%	+0.90%	-16.14	82 / 87	Q4
2Y	-6.99%	+0.50%	-7.49	78 / 86	Q4
3Y	+5.46%	+5.98%	-0.51	66 / 81	Q4
4Y	+5.92%	+7.92%	-2.00	61 / 78	Q4
5Y	+3.93%	+6.84%	-2.91	66 / 77	Q4
7Y	+4.68%	+8.86%	-4.18	63 / 75	Q4
10Y	+3.35%	+8.06%	-4.71	62 / 69	Q4
Inception	+1.94%	+5.85%	-3.91	77 / 91	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-15.83%	-7.32%	-8.51	46 / 47
2025	-5.38%	+1.54%	-6.92	44 / 47
2024	+15.00%	+18.17%	-3.17	30 / 47
2023	+19.79%	+23.46%	-3.67	37 / 49
2022	-2.62%	+0.75%	-3.37	38 / 52
2021	+25.20%	+28.91%	-3.71	35 / 54
2020	+1.19%	+11.40%	-10.21	48 / 56
2019	-4.32%	+2.03%	-6.35	52 / 59
2018	-11.25%	-9.68%	-1.57	41 / 61
2017	+17.67%	+29.95%	-12.28	57 / 65
2016	-4.81%	-0.31%	-4.50	51 / 70

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.72%

234 windows

min -56.9% · max 88.4%

53% positive

3-Year rolling

+4.47%

210 windows

min -21.3% · max 20.5%

65% positive

5-Year rolling

+4.32%

186 windows

min -9.4% · max 19.1%

75% positive

7-Year rolling

+4.06%

161 windows

min -4.8% · max 13.0%

89% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.22%

3-year · annualised

Sharpe ratio

-0.01

vs risk-free 6.5%

Sortino ratio

-0.01

Downside-only deviation

Max drawdown

-27.97%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC TaxSaver-Dividend Plan	HDFC	₹63.0500	8 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option	Nippon India	₹19.7699	8 Jun 2026
SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND	SBI	₹84.6252	8 Jun 2026
ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option	ICICI Prudential	₹27.0800	8 Jun 2026
Quantum Tax Saving Fund - Dividend	Quantum	₹119.8800	8 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹29.3174	8 Jun 2026
Franklin India Taxshield-Growth	Franklin Templeton	₹1,354.4418	8 Jun 2026
Kotak Tax Saver-Scheme-Dividend	Kotak Mahindra	₹40.9460	8 Jun 2026
EDELWEISS ELSS FUND - Dividend Option	Edelweiss	₹29.0500	8 Jun 2026
DSP BlackRock Tax Saver Fund - Dividend	DSP BlackRock	₹21.0520	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹57.2329
5 Jun 2026	₹57.8656
4 Jun 2026	₹57.9398
3 Jun 2026	₹57.8774
2 Jun 2026	₹57.9970
1 Jun 2026	₹57.8707
29 May 2026	₹58.3125
27 May 2026	₹58.9710
26 May 2026	₹58.7944
25 May 2026	₹58.9675

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of Franklin India Taxshield-Dividend is ₹57.2329. It's a ELSS from Franklin Templeton, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Taxshield-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Taxshield-Dividend is managed by Franklin Templeton. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Taxshield-Dividend has delivered a absolute return of -15.24% — -16.14 pp behind the ELSS category average of 0.90%. The fund ranks #82 of 87 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Taxshield-Dividend has delivered a CAGR of 5.46% — -0.51 pp behind the ELSS category average of 5.98%. The fund ranks #66 of 81 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Taxshield-Dividend has delivered a CAGR of 3.93% — -2.91 pp behind the ELSS category average of 6.84%. The fund ranks #66 of 77 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Taxshield-Dividend exactly 10 years ago would be worth approximately ₹139,045 today — a multiplier of 1.39×, based on the 10-year CAGR of 3.35%. The category average over the same window would have grown ₹1 lakh to ₹217,079.

A ₹10,000 monthly SIP in Franklin India Taxshield-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹609,378 today. That's an XIRR (money-weighted annualised return) of 0.61%.

A ₹10,000 monthly SIP for 10 years in Franklin India Taxshield-Dividend = ₹1,200,000 invested. It would currently be worth ₹1,454,784 (multiplier 1.21×). XIRR: 3.77%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Taxshield-Dividend ranks #66 out of 77 funds in the ELSS category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.84%; this fund delivered 3.93%.

The worst peak-to-trough decline Franklin India Taxshield-Dividend has experienced over the last 5-year window is 27.97% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Taxshield-Dividend averaged 4.32% (best 19.12%, worst -9.37%). 75% of rolling windows ended positive. The 5-year Sharpe ratio is -0.09 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Taxshield-Dividend returned -5.38% — lagging the ELSS category average of 1.54% by 6.92 pp. It ranked #44 of 47 in its category that year.

Franklin India Taxshield-Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Taxshield-Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.0%. 5-year CAGR: 3.93%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.