Should I invest in Franklin India Bluechip Fund?

We don't give personal investment advice. Franklin India Bluechip Fund-Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.6%. 5-year CAGR: -1.80%.

Franklin Templeton

Franklin India Bluechip Fund-Dividend

Latest NAV

₹40.4608

As of

5 Jun 2026

4,961 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-0.05%	+0.07	4 / 35	Q1
1W	-1.08%	-0.84%	-0.23	29 / 35	Q4
2W	-1.56%	-1.35%	-0.21	29 / 35	Q4
1M	-3.68%	-3.34%	-0.34	27 / 35	Q4
3M	-3.31%	-3.20%	-0.11	17 / 35	Q2
6M	-18.16%	-9.60%	-8.56	35 / 35	Q4
YTD	-17.99%	-9.52%	-8.46	35 / 35	Q4
1Y	-12.62%	-5.65%	-6.97	34 / 35	Q4
2Y	-6.43%	+0.23%	-6.67	34 / 35	Q4
3Y	+0.53%	+8.13%	-7.59	34 / 35	Q4
4Y	+0.08%	+9.26%	-9.18	34 / 34	Q4
5Y	-1.80%	+7.75%	-9.55	34 / 34	Q4
7Y	+0.94%	+8.97%	-8.03	32 / 34	Q4
10Y	+0.37%	+8.54%	-8.17	34 / 34	Q4
Inception	+0.30%	+8.22%	-7.92	35 / 35	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-17.99%	-9.98%	-8.01	34 / 34
2025	-1.85%	+5.20%	-7.05	31 / 34
2024	+6.32%	+12.60%	-6.27	32 / 34
2023	+8.72%	+21.38%	-12.67	34 / 34
2022	-10.57%	+0.25%	-10.83	33 / 34
2021	+21.05%	+23.62%	-2.57	25 / 34
2020	+3.26%	+11.04%	-7.77	31 / 34
2019	-4.31%	+7.65%	-11.96	33 / 35
2018	-11.44%	-3.82%	-7.62	33 / 35
2017	+14.82%	+24.19%	-9.38	34 / 35
2016	-3.59%	+0.01%	-3.60	27 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.07%

234 windows

min -56.8% · max 86.4%

47% positive

3-Year rolling

+1.36%

210 windows

min -15.0% · max 19.8%

62% positive

5-Year rolling

+1.28%

185 windows

min -9.8% · max 11.6%

65% positive

7-Year rolling

+0.95%

161 windows

min -3.9% · max 8.9%

68% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.40%

3-year · annualised

Sharpe ratio

-0.31

vs risk-free 6.5%

Sortino ratio

-0.40

Downside-only deviation

Max drawdown

-28.57%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Top 200 Fund - Dividend Option	HDFC	₹48.6000	8 Jun 2026
SBI BLUE CHIP FUND-DIVIDEND	SBI	₹50.8806	8 Jun 2026
Franklin India Bluechip Fund-Growth	Franklin Templeton	₹963.5534	5 Jun 2026
Mirae Asset India Opportunities Fund - Dividend Plan	Mirae Asset	₹27.0390	8 Jun 2026
Kotak Large Cap Fund - Growth	Kotak	₹536.6530	8 Jun 2026
Edelweiss Diversified Growth Equity (E.D.G.E) Fund -Plan A - Growth option	Edelweiss	₹78.8600	8 Jun 2026
HSBC Equity Fund - Dividend	HSBC	₹39.5539	8 Jun 2026
UTI - Master Share-Growth Option	UTI	₹251.2348	8 Jun 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹314.3700	8 Jun 2026
Birla Sun Life Frontline Equity Fund-Plan A (Divivdend)	Birla Sun Life	₹36.4300	8 Jun 2026

Recent NAVs

Date	NAV
5 Jun 2026	₹40.4608
4 Jun 2026	₹40.4505
3 Jun 2026	₹40.4806
2 Jun 2026	₹40.6142
1 Jun 2026	₹40.4968
29 May 2026	₹40.9019
27 May 2026	₹41.4992
26 May 2026	₹41.4083
25 May 2026	₹41.6320
22 May 2026	₹41.1013

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 05 Jun 2026, the NAV of Franklin India Bluechip Fund-Dividend is ₹40.4608. It's a Large Cap Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Bluechip Fund-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Bluechip Fund-Dividend is managed by Franklin Templeton. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Bluechip Fund-Dividend has delivered a absolute return of -12.62% — -6.97 pp behind the Large Cap Fund category average of -5.65%. The fund ranks #34 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Bluechip Fund-Dividend has delivered a CAGR of 0.53% — -7.59 pp behind the Large Cap Fund category average of 8.13%. The fund ranks #34 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Bluechip Fund-Dividend has delivered a CAGR of -1.80% — -9.55 pp behind the Large Cap Fund category average of 7.75%. The fund ranks #34 of 34 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Bluechip Fund-Dividend exactly 10 years ago would be worth approximately ₹103,750 today — a multiplier of 1.04×, based on the 10-year CAGR of 0.37%. The category average over the same window would have grown ₹1 lakh to ₹226,883.

A ₹10,000 monthly SIP in Franklin India Bluechip Fund-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹548,079 today. That's an XIRR (money-weighted annualised return) of -3.55%.

A ₹10,000 monthly SIP for 10 years in Franklin India Bluechip Fund-Dividend = ₹1,200,000 invested. It would currently be worth ₹1,192,714 (multiplier 0.99×). XIRR: -0.12%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Bluechip Fund-Dividend ranks #34 out of 34 funds in the Large Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.75%; this fund delivered -1.80%.

The worst peak-to-trough decline Franklin India Bluechip Fund-Dividend has experienced over the last 5-year window is 28.57% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Bluechip Fund-Dividend averaged 1.28% (best 11.64%, worst -9.77%). 65% of rolling windows ended positive. The 5-year Sharpe ratio is -0.41 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Bluechip Fund-Dividend returned -1.85% — lagging the Large Cap Fund category average of 5.20% by 7.05 pp. It ranked #31 of 34 in its category that year.

Franklin India Bluechip Fund-Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Bluechip Fund-Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.6%. 5-year CAGR: -1.80%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.