Should I invest in Fidelity India Growth Fund?

We don't give personal investment advice. Fidelity India Growth Fund - Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 56.8%. 5-year CAGR: 4.79%.

Fidelity

Fidelity India Growth Fund - Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.29%	+0.06%	+0.23	88 / 299	Q2
1W	-0.26%	-3.61%	+3.35	177 / 303	Q3
2W	-1.64%	-4.52%	+2.88	194 / 303	Q3
1M	-1.08%	-5.64%	+4.56	160 / 302	Q3
3M	+3.27%	-4.27%	+7.54	115 / 302	Q2
6M	+12.78%	+1.48%	+11.30	78 / 307	Q2
YTD	+18.88%	-0.18%	+19.06	63 / 309	Q1
1Y	+15.89%	+7.10%	+8.79	104 / 307	Q2
2Y	-2.08%	+2.20%	-4.28	204 / 303	Q3
3Y	+6.84%	+0.76%	+6.09	121 / 264	Q2
4Y	+25.29%	+0.58%	+24.70	5 / 235	Q1
5Y	+4.79%	+0.02%	+4.77	112 / 208	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+4.20%	+0.51%	+3.68	167 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2012 YTD	+18.88%	+23.57%	-4.69	145 / 190
2011	-21.18%	-23.68%	+2.50	80 / 241
2010	+27.21%	+11.69%	+15.52	17 / 256
2009	+87.64%	+65.86%	+21.77	47 / 238
2008	-50.15%	-52.86%	+2.71	44 / 198
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.80%

50 windows

min -51.3% · max 118.7%

64% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+16.01%

26 windows

min 6.5% · max 32.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.64%

2 windows

min 4.5% · max 4.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.32%

3-year · annualised

Sharpe ratio

0.09

vs risk-free 6.5%

Sortino ratio

0.13

Downside-only deviation

Max drawdown

-24.27%

Nov 2010 → Dec 2011

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
22 Nov 2012	₹12.3980
21 Nov 2012	₹12.3620
20 Nov 2012	₹12.3000
19 Nov 2012	₹12.3030
16 Nov 2012	₹12.3150
15 Nov 2012	₹12.4300
12 Nov 2012	₹12.5300
9 Nov 2012	₹12.5180
8 Nov 2012	₹12.6050
7 Nov 2012	₹12.6810

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Fidelity India Growth Fund - Dividend Option is a Growth from Fidelity (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Fidelity India Growth Fund - Dividend Option has NAV history starting from 25 Oct 2007, a track record of about 18 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Fidelity India Growth Fund - Dividend Option is managed by Fidelity. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Fidelity India Growth Fund - Dividend Option has delivered a absolute return of 15.89% — +8.79 pp ahead of the Growth category average of 7.10%. The fund ranks #104 of 307 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Fidelity India Growth Fund - Dividend Option has delivered a CAGR of 6.84% — +6.09 pp ahead of the Growth category average of 0.76%. The fund ranks #121 of 264 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Fidelity India Growth Fund - Dividend Option has delivered a CAGR of 4.79% — +4.77 pp ahead of the Growth category average of 0.02%. The fund ranks #112 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in Fidelity India Growth Fund - Dividend Option exactly 5 years ago would be worth approximately ₹126,381 today — a multiplier of 1.26×, based on the 5-year CAGR of 4.79%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Fidelity India Growth Fund - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹794,807 today. That's an XIRR (money-weighted annualised return) of 11.17%.

Fidelity India Growth Fund - Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹794,807 — XIRR 11.17%.

On a 5-year basis, Fidelity India Growth Fund - Dividend Option ranks #112 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 4.79%.

The worst peak-to-trough decline Fidelity India Growth Fund - Dividend Option has experienced over the last 5-year window is 56.82% — its NAV fell from a high on 07 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Fidelity India Growth Fund - Dividend Option averaged 4.64% (best 4.79%, worst 4.49%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.07 — weak risk-adjusted performance.

In calendar year 2011, Fidelity India Growth Fund - Dividend Option returned -21.18% — beating the Growth category average of -23.68% by 2.50 pp. It ranked #80 of 241 in its category that year.

Fidelity India Growth Fund - Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Fidelity India Growth Fund - Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 56.8%. 5-year CAGR: 4.79%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.