Should I invest in DWS Short Maturity Fund -inst div monthly?

We don't give personal investment advice. DWS Short Maturity Fund -inst div monthly is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Deutsche

DWS Short Maturity Fund -inst div monthly

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-9.99%	+9.99	263 / 1129	Q1
1W	+0.36%	-13.04%	+13.40	105 / 1151	Q1
2W	-0.13%	-13.18%	+13.05	415 / 1149	Q2
1M	+0.25%	-13.26%	+13.51	276 / 1137	Q1
3M	+0.22%	-13.15%	+13.37	366 / 1116	Q2
6M	+1.09%	-15.45%	+16.54	395 / 906	Q2
YTD	+0.25%	-15.77%	+16.03	392 / 952	Q2
1Y	+1.90%	-13.09%	+14.99	377 / 820	Q2
2Y	+0.66%	-12.72%	+13.38	232 / 446	Q3
3Y	+0.24%	-11.01%	+11.25	220 / 385	Q3
4Y	+0.92%	-6.52%	+7.43	172 / 339	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.92%	-13.63%	+14.55	414 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2013 YTD	+0.25%	-1.95%	+2.21	137 / 276
2012	+1.72%	+1.38%	+0.34	168 / 295
2011	-0.57%	-3.16%	+2.59	235 / 317
2010	-0.10%	-5.78%	+5.68	286 / 377
2009	+2.83%	-12.86%	+15.68	267 / 713

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.06%

37 windows

min -2.3% · max 2.9%

41% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.03%

13 windows

min -0.5% · max 0.5%

62% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.40%

3-year · annualised

Sharpe ratio

-4.46

vs risk-free 6.5%

Sortino ratio

-5.61

Downside-only deviation

Max drawdown

-2.49%

Jun 2010 → Jul 2011

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
7 Jan 2013	₹10.2568
4 Jan 2013	₹10.2470
3 Jan 2013	₹10.2420
2 Jan 2013	₹10.2340
1 Jan 2013	₹10.2311
31 Dec 2012	₹10.2199
28 Dec 2012	₹10.2827
27 Dec 2012	₹10.2788
26 Dec 2012	₹10.2758
24 Dec 2012	₹10.2704

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Short Maturity Fund -inst div monthly is a Income from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Short Maturity Fund -inst div monthly has NAV history starting from 07 Jan 2009, a track record of about 17 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Short Maturity Fund -inst div monthly is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Short Maturity Fund -inst div monthly has delivered a absolute return of 1.90% — +14.99 pp ahead of the Income category average of -13.09%. The fund ranks #377 of 820 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DWS Short Maturity Fund -inst div monthly has delivered a CAGR of 0.24% — +11.25 pp ahead of the Income category average of -11.01%. The fund ranks #220 of 385 in its category — the third (Q3) quartile.

DWS Short Maturity Fund -inst div monthly doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DWS Short Maturity Fund -inst div monthly exactly 3 years ago would be worth approximately ₹100,736 today — a multiplier of 1.01×, based on the 3-year CAGR of 0.24%. The category average over the same window would have grown ₹1 lakh to ₹70,476.

A ₹10,000 monthly SIP in DWS Short Maturity Fund -inst div monthly over the last 3 years — total invested ₹350,000 — would be worth ₹353,822 today. That's an XIRR (money-weighted annualised return) of 0.70%.

DWS Short Maturity Fund -inst div monthly doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹353,822 — XIRR 0.70%.

On a 3-year basis, DWS Short Maturity Fund -inst div monthly ranks #220 out of 385 funds in the Income category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -11.01%; this fund delivered 0.24%.

The worst peak-to-trough decline DWS Short Maturity Fund -inst div monthly has experienced over the last 3-year window is 2.49% — its NAV fell from a high on 25 Jun 2010 to a low on 18 Jul 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DWS Short Maturity Fund -inst div monthly averaged 0.03% (best 0.48%, worst -0.46%). 62% of rolling windows ended positive. The 3-year Sharpe ratio is -4.46 — negative risk-adjusted performance.

In calendar year 2012, DWS Short Maturity Fund -inst div monthly returned 1.72% — beating the Income category average of 1.38% by 0.34 pp. It ranked #168 of 295 in its category that year.

DWS Short Maturity Fund -inst div monthly is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS Short Maturity Fund -inst div monthly is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.