Should I invest in DWS Short Maturity Fund?

We don't give personal investment advice. DWS Short Maturity Fund-Growth Plan-GROWTH is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: 9.16%.

Deutsche

DWS Short Maturity Fund-Growth Plan-GROWTH

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-9.99%	+10.02	108 / 1129	Q1
1W	+0.51%	-13.04%	+13.55	78 / 1151	Q1
2W	+0.43%	-13.18%	+13.61	96 / 1149	Q1
1M	+0.42%	-13.26%	+13.68	222 / 1137	Q1
3M	+1.50%	-13.15%	+14.65	196 / 1116	Q1
6M	+3.52%	-15.45%	+18.97	218 / 906	Q1
YTD	+0.91%	-15.77%	+16.68	337 / 952	Q2
1Y	+7.62%	-13.09%	+20.70	216 / 820	Q2
2Y	+9.37%	-12.72%	+22.09	25 / 446	Q1
3Y	+8.88%	-11.01%	+19.89	26 / 385	Q1
4Y	+9.16%	-6.52%	+15.68	17 / 339	Q1
5Y	+9.16%	-7.36%	+16.52	17 / 314	Q1
7Y	+8.34%	+2.53%	+5.81	24 / 234	Q1
10Y	+8.60%	+3.14%	+5.46	6 / 101	Q1
Inception	+8.67%	-13.63%	+22.30	157 / 1199	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+0.91%	+3.02%	-2.11	105 / 181
2015	+8.28%	+2.22%	+6.06	25 / 216
2014	+10.58%	+5.51%	+5.07	46 / 240
2013	+7.98%	-1.95%	+9.94	54 / 276
2012	+9.74%	+1.38%	+8.37	58 / 295
2011	+8.93%	-3.16%	+12.09	67 / 317
2010	+4.87%	-5.78%	+10.65	83 / 377
2009	+7.67%	-12.86%	+20.52	141 / 713
2008	+12.84%	-2.02%	+14.86	18 / 380
2007	+8.40%	+4.84%	+3.57	50 / 142
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.84%

109 windows

min 4.8% · max 16.3%

100% positive

3-Year rolling

+8.87%

85 windows

min 6.8% · max 10.0%

100% positive

5-Year rolling

+8.64%

61 windows

min 7.7% · max 9.5%

100% positive

7-Year rolling

+8.87%

36 windows

min 8.3% · max 9.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.53%

3-year · annualised

Sharpe ratio

1.36

vs risk-free 6.5%

Sortino ratio

3.08

Downside-only deviation

Max drawdown

-2.07%

Jul 2013 → Aug 2013

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 Mar 2016	₹26.8777
1 Mar 2016	₹26.8692
29 Feb 2016	₹26.8545
26 Feb 2016	₹26.7443
25 Feb 2016	₹26.7191
24 Feb 2016	₹26.7415
23 Feb 2016	₹26.7519
22 Feb 2016	₹26.7813
18 Feb 2016	₹26.7757
17 Feb 2016	₹26.7639

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Short Maturity Fund-Growth Plan-GROWTH is a Income from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Short Maturity Fund-Growth Plan-GROWTH has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Short Maturity Fund-Growth Plan-GROWTH is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Short Maturity Fund-Growth Plan-GROWTH has delivered a absolute return of 7.62% — +20.7 pp ahead of the Income category average of -13.09%. The fund ranks #216 of 820 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DWS Short Maturity Fund-Growth Plan-GROWTH has delivered a CAGR of 8.88% — +19.89 pp ahead of the Income category average of -11.01%. The fund ranks #26 of 385 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DWS Short Maturity Fund-Growth Plan-GROWTH has delivered a CAGR of 9.16% — +16.52 pp ahead of the Income category average of -7.36%. The fund ranks #17 of 314 in its category — the top (Q1) quartile.

₹1 lakh invested in DWS Short Maturity Fund-Growth Plan-GROWTH exactly 10 years ago would be worth approximately ₹228,174 today — a multiplier of 2.28×, based on the 10-year CAGR of 8.60%. The category average over the same window would have grown ₹1 lakh to ₹136,244.

A ₹10,000 monthly SIP in DWS Short Maturity Fund-Growth Plan-GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹751,450 today. That's an XIRR (money-weighted annualised return) of 8.93%.

DWS Short Maturity Fund-Growth Plan-GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,143,834 — XIRR 8.67%.

On a 5-year basis, DWS Short Maturity Fund-Growth Plan-GROWTH ranks #17 out of 314 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -7.36%; this fund delivered 9.16%.

The worst peak-to-trough decline DWS Short Maturity Fund-Growth Plan-GROWTH has experienced over the last 5-year window is 2.07% — its NAV fell from a high on 02 Jul 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS Short Maturity Fund-Growth Plan-GROWTH averaged 8.64% (best 9.46%, worst 7.73%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.84 — strong risk-adjusted performance.

In calendar year 2015, DWS Short Maturity Fund-Growth Plan-GROWTH returned 8.28% — beating the Income category average of 2.22% by 6.06 pp. It ranked #25 of 216 in its category that year.

DWS Short Maturity Fund-Growth Plan-GROWTH is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS Short Maturity Fund-Growth Plan-GROWTH is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: 9.16%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.