Should I invest in DWS Short Maturity Fund?

We don't give personal investment advice. DWS Short Maturity Fund-Dividend-Monthly is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.9%. 5-year CAGR: 2.13%.

Deutsche

DWS Short Maturity Fund-Dividend-Monthly

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-9.99%	+10.02	107 / 1129	Q1
1W	-0.05%	-13.04%	+12.99	426 / 1151	Q2
2W	-0.13%	-13.18%	+13.05	414 / 1149	Q2
1M	-0.14%	-13.26%	+13.12	424 / 1137	Q2
3M	-0.17%	-13.15%	+12.98	641 / 1116	Q3
6M	+0.14%	-15.45%	+15.59	431 / 906	Q2
YTD	-0.20%	-15.77%	+15.57	485 / 952	Q3
1Y	+0.69%	-13.09%	+13.78	403 / 820	Q2
2Y	+2.03%	-12.72%	+14.75	190 / 446	Q2
3Y	+1.83%	-11.01%	+12.84	162 / 385	Q2
4Y	+2.13%	-6.52%	+8.65	133 / 339	Q2
5Y	+2.13%	-7.36%	+9.49	125 / 314	Q2
7Y	+1.74%	+2.53%	-0.79	118 / 234	Q3
10Y	+2.32%	+3.14%	-0.82	46 / 101	Q2
Inception	+2.34%	-13.63%	+15.98	358 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	-0.20%	+3.02%	-3.22	163 / 181
2015	+1.23%	+2.22%	-0.99	118 / 216
2014	+2.80%	+5.51%	-2.71	140 / 240
2013	+1.50%	-1.95%	+3.46	116 / 276
2012	+3.00%	+1.38%	+1.62	155 / 295
2011	+2.18%	-3.16%	+5.34	114 / 317
2010	+0.16%	-5.78%	+5.94	235 / 377
2009	+1.51%	-12.86%	+14.36	310 / 713
2008	+7.05%	-2.02%	+9.08	82 / 380
2007	+3.43%	+4.84%	-1.41	92 / 142
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.53%

109 windows

min -0.4% · max 11.4%

92% positive

3-Year rolling

+2.61%

85 windows

min 0.8% · max 4.4%

100% positive

5-Year rolling

+2.41%

61 windows

min 1.4% · max 3.4%

100% positive

7-Year rolling

+2.60%

36 windows

min 1.7% · max 3.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.23%

3-year · annualised

Sharpe ratio

-3.77

vs risk-free 6.5%

Sortino ratio

-6.46

Downside-only deviation

Max drawdown

-2.90%

May 2013 → Aug 2013

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 Mar 2016	₹12.6395
1 Mar 2016	₹12.6355
29 Feb 2016	₹12.6286
26 Feb 2016	₹12.6468
25 Feb 2016	₹12.6348
24 Feb 2016	₹12.6454
23 Feb 2016	₹12.6504
22 Feb 2016	₹12.6642
18 Feb 2016	₹12.6616
17 Feb 2016	₹12.6560

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Short Maturity Fund-Dividend-Monthly is a Income from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Short Maturity Fund-Dividend-Monthly has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Short Maturity Fund-Dividend-Monthly is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Short Maturity Fund-Dividend-Monthly has delivered a absolute return of 0.69% — +13.78 pp ahead of the Income category average of -13.09%. The fund ranks #403 of 820 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DWS Short Maturity Fund-Dividend-Monthly has delivered a CAGR of 1.83% — +12.84 pp ahead of the Income category average of -11.01%. The fund ranks #162 of 385 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DWS Short Maturity Fund-Dividend-Monthly has delivered a CAGR of 2.13% — +9.49 pp ahead of the Income category average of -7.36%. The fund ranks #125 of 314 in its category — the second (Q2) quartile.

₹1 lakh invested in DWS Short Maturity Fund-Dividend-Monthly exactly 10 years ago would be worth approximately ₹125,829 today — a multiplier of 1.26×, based on the 10-year CAGR of 2.32%. The category average over the same window would have grown ₹1 lakh to ₹136,244.

A ₹10,000 monthly SIP in DWS Short Maturity Fund-Dividend-Monthly over the last 5 years — total invested ₹600,000 — would be worth ₹628,480 today. That's an XIRR (money-weighted annualised return) of 1.83%.

DWS Short Maturity Fund-Dividend-Monthly doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹894,892 — XIRR 1.78%.

On a 5-year basis, DWS Short Maturity Fund-Dividend-Monthly ranks #125 out of 314 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -7.36%; this fund delivered 2.13%.

The worst peak-to-trough decline DWS Short Maturity Fund-Dividend-Monthly has experienced over the last 5-year window is 2.90% — its NAV fell from a high on 28 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS Short Maturity Fund-Dividend-Monthly averaged 2.41% (best 3.37%, worst 1.42%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -4.08 — negative risk-adjusted performance.

In calendar year 2015, DWS Short Maturity Fund-Dividend-Monthly returned 1.23% — lagging the Income category average of 2.22% by 0.99 pp. It ranked #118 of 216 in its category that year.

DWS Short Maturity Fund-Dividend-Monthly is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS Short Maturity Fund-Dividend-Monthly is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.9%. 5-year CAGR: 2.13%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.