Should I invest in DWS Investment Opportunity Fund Wealth Plan?

We don't give personal investment advice. DWS Investment Opportunity Fund Wealth Plan- Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 7.83%.

Deutsche

DWS Investment Opportunity Fund Wealth Plan- Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.83%	+0.06%	+1.76	22 / 299	Q1
1W	+4.15%	-3.61%	+7.76	25 / 303	Q1
2W	+2.83%	-4.52%	+7.35	50 / 303	Q1
1M	-3.36%	-5.64%	+2.28	205 / 302	Q3
3M	-6.60%	-4.27%	-2.33	208 / 302	Q3
6M	-5.46%	+1.48%	-6.94	212 / 307	Q3
YTD	-7.76%	-0.18%	-7.58	204 / 309	Q3
1Y	-14.03%	+7.10%	-21.13	245 / 307	Q4
2Y	+14.80%	+2.20%	+12.59	96 / 303	Q2
3Y	+13.70%	+0.76%	+12.94	66 / 264	Q1
4Y	+12.05%	+0.58%	+11.47	53 / 235	Q1
5Y	+7.83%	+0.02%	+7.81	69 / 208	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.92%	+0.51%	+8.41	83 / 310	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	-7.76%	+1.07%	-8.83	76 / 88
2015	+0.68%	-3.94%	+4.62	42 / 99
2014	+39.10%	+34.59%	+4.51	53 / 133
2013	+7.28%	+0.03%	+7.26	26 / 154
2012	+24.53%	+23.57%	+0.96	106 / 190
2011	-28.11%	-23.68%	-4.43	184 / 241
2010	+14.38%	+11.69%	+2.69	114 / 256
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.60%

71 windows

min -26.1% · max 51.7%

70% positive

3-Year rolling

+8.84%

46 windows

min -4.5% · max 22.6%

80% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+8.74%

22 windows

min 4.9% · max 12.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.43%

3-year · annualised

Sharpe ratio

0.50

vs risk-free 6.5%

Sortino ratio

0.97

Downside-only deviation

Max drawdown

-18.65%

Aug 2015 → Feb 2016

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 Mar 2016	₹17.8300
1 Mar 2016	₹17.5100
29 Feb 2016	₹16.9700
26 Feb 2016	₹17.0900
25 Feb 2016	₹16.9900
24 Feb 2016	₹17.1200
23 Feb 2016	₹17.3400
22 Feb 2016	₹17.5900
19 Feb 2016	₹17.5000
18 Feb 2016	₹17.4900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Investment Opportunity Fund Wealth Plan- Dividend Option is a Growth from Deutsche (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Investment Opportunity Fund Wealth Plan- Dividend Option has NAV history starting from 02 Jun 2009, a track record of about 17 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Investment Opportunity Fund Wealth Plan- Dividend Option is managed by Deutsche. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Investment Opportunity Fund Wealth Plan- Dividend Option has delivered a absolute return of -14.03% — -21.13 pp behind the Growth category average of 7.10%. The fund ranks #245 of 307 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DWS Investment Opportunity Fund Wealth Plan- Dividend Option has delivered a CAGR of 13.70% — +12.94 pp ahead of the Growth category average of 0.76%. The fund ranks #66 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DWS Investment Opportunity Fund Wealth Plan- Dividend Option has delivered a CAGR of 7.83% — +7.81 pp ahead of the Growth category average of 0.02%. The fund ranks #69 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in DWS Investment Opportunity Fund Wealth Plan- Dividend Option exactly 5 years ago would be worth approximately ₹145,789 today — a multiplier of 1.46×, based on the 5-year CAGR of 7.83%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in DWS Investment Opportunity Fund Wealth Plan- Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹767,728 today. That's an XIRR (money-weighted annualised return) of 9.79%.

DWS Investment Opportunity Fund Wealth Plan- Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹767,728 — XIRR 9.79%.

On a 5-year basis, DWS Investment Opportunity Fund Wealth Plan- Dividend Option ranks #69 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 7.83%.

The worst peak-to-trough decline DWS Investment Opportunity Fund Wealth Plan- Dividend Option has experienced over the last 5-year window is 22.51% — its NAV fell from a high on 05 Apr 2011 to a low on 20 Dec 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS Investment Opportunity Fund Wealth Plan- Dividend Option averaged 8.74% (best 12.15%, worst 4.87%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.14 — weak risk-adjusted performance.

In calendar year 2015, DWS Investment Opportunity Fund Wealth Plan- Dividend Option returned 0.68% — beating the Growth category average of -3.94% by 4.62 pp. It ranked #42 of 99 in its category that year.

DWS Investment Opportunity Fund Wealth Plan- Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DWS Investment Opportunity Fund Wealth Plan- Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 7.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.