Should I invest in DWS Fixed Term Fund-Sr 60 Inst Growth?

We don't give personal investment advice. DWS Fixed Term Fund-Sr 60 Inst Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding.

Deutsche

DWS Fixed Term Fund-Sr 60 Inst Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.06%	-0.06	17 / 37	Q2
1W	+0.74%	-7.52%	+8.26	15 / 40	Q2
2W	+1.31%	-7.64%	+8.95	12 / 40	Q2
1M	+1.35%	-7.66%	+9.01	9 / 40	Q1
3M	+1.46%	-9.18%	+10.64	6 / 40	Q1
6M	+3.14%	-5.67%	+8.80	13 / 39	Q2
YTD	+1.66%	-3.70%	+5.36	13 / 40	Q2
1Y	+10.93%	-4.99%	+15.92	12 / 41	Q2
2Y	—	—	—	—	—
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+10.89%	-12.19%	+23.08	6 / 44	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	+1.66%	-7.06%	+8.72	20 / 32
2009	+13.64%	+37.12%	-23.48	25 / 31
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.95%

7 windows

min 10.9% · max 15.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
6 Apr 2010	₹11.7046
31 Mar 2010	₹11.6185
25 Mar 2010	₹11.5533
17 Mar 2010	₹11.5509
10 Mar 2010	₹11.5485
3 Mar 2010	₹11.5483
24 Feb 2010	₹11.5483
17 Feb 2010	₹11.5481
10 Feb 2010	₹11.5481
3 Feb 2010	₹11.5431

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Fixed Term Fund-Sr 60 Inst Growth is a Balanced from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Fixed Term Fund-Sr 60 Inst Growth has NAV history starting from 01 Oct 2008, a track record of about 17 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Fixed Term Fund-Sr 60 Inst Growth is managed by Deutsche. It's classified by AMFI under the 'Balanced' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Fixed Term Fund-Sr 60 Inst Growth has delivered a absolute return of 10.93% — +15.92 pp ahead of the Balanced category average of -4.99%. The fund ranks #12 of 41 in its category — the second (Q2) quartile.

DWS Fixed Term Fund-Sr 60 Inst Growth doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

DWS Fixed Term Fund-Sr 60 Inst Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

DWS Fixed Term Fund-Sr 60 Inst Growth doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in DWS Fixed Term Fund-Sr 60 Inst Growth over the last 1 year — total invested ₹120,000 — would be worth ₹125,652 today. That's an XIRR (money-weighted annualised return) of 8.83%.

DWS Fixed Term Fund-Sr 60 Inst Growth doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹125,652 — XIRR 8.83%.

DWS Fixed Term Fund-Sr 60 Inst Growth doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

DWS Fixed Term Fund-Sr 60 Inst Growth doesn't have a computed drawdown figure yet.

Consistency stats for DWS Fixed Term Fund-Sr 60 Inst Growth need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2009, DWS Fixed Term Fund-Sr 60 Inst Growth returned 13.64% — lagging the Balanced category average of 37.12% by 23.48 pp. It ranked #25 of 31 in its category that year.

DWS Fixed Term Fund-Sr 60 Inst Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. DWS Fixed Term Fund-Sr 60 Inst Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.