Should I invest in DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH?

We don't give personal investment advice. DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Deutsche

DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.79%	+0.79	4 / 10	Q2
1W	+0.13%	-5.22%	+5.34	2 / 10	Q1
2W	+0.12%	-6.36%	+6.48	3 / 10	Q2
1M	-0.05%	-7.97%	+7.92	4 / 10	Q2
3M	+1.48%	-4.36%	+5.84	3 / 10	Q2
6M	-0.89%	-4.28%	+3.39	5 / 10	Q2
YTD	-2.26%	-6.93%	+4.68	5 / 10	Q2
1Y	+15.45%	-1.57%	+17.02	1 / 10	Q1
2Y	+14.86%	+6.75%	+8.11	2 / 10	Q1
3Y	+7.69%	+9.37%	-1.68	5 / 10	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.73%	+8.57%	-0.84	6 / 10	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-2.26%	-15.18%	+12.92	3 / 10
2010	+14.28%	+16.46%	-2.18	7 / 10
2009	+33.33%	+51.87%	-18.54	7 / 10
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.81%

25 windows

min 0.7% · max 38.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.69%

1 window

min 7.7% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.00%

3-year · annualised

Sharpe ratio

0.14

vs risk-free 6.5%

Sortino ratio

0.21

Downside-only deviation

Max drawdown

-19.43%

Jun 2008 → Dec 2008

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
30 May 2011	₹12.5039
25 May 2011	₹12.4882
18 May 2011	₹12.4889
11 May 2011	₹12.4749
4 May 2011	₹12.4772
27 Apr 2011	₹12.5100
20 Apr 2011	₹12.4781
13 Apr 2011	₹12.4565
6 Apr 2011	₹12.4585
30 Mar 2011	₹12.4604

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH is a Other ETFs from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH has NAV history starting from 04 Jun 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH is managed by Deutsche. It's classified by AMFI under the 'Other ETFs' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH has delivered a absolute return of 15.45% — +17.02 pp ahead of the Other ETFs category average of -1.57%. The fund ranks #1 of 10 in its category — the top (Q1) quartile.

Over the trailing 3-year window, DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH has delivered a CAGR of 7.69% — -1.68 pp behind the Other ETFs category average of 9.37%. The fund ranks #5 of 10 in its category — the second (Q2) quartile.

DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH exactly 3 years ago would be worth approximately ₹124,887 today — a multiplier of 1.25×, based on the 3-year CAGR of 7.69%. The category average over the same window would have grown ₹1 lakh to ₹130,814.

A ₹10,000 monthly SIP in DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH over the last 3 years — total invested ₹360,000 — would be worth ₹436,348 today. That's an XIRR (money-weighted annualised return) of 12.90%.

DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹436,348 — XIRR 12.90%.

On a 3-year basis, DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH ranks #5 out of 10 funds in the Other ETFs category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.37%; this fund delivered 7.69%.

The worst peak-to-trough decline DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH has experienced over the last 3-year window is 19.43% — its NAV fell from a high on 04 Jun 2008 to a low on 03 Dec 2008. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH averaged 7.69% (best 7.69%, worst 7.69%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.14 — weak risk-adjusted performance.

In calendar year 2010, DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH returned 14.28% — lagging the Other ETFs category average of 16.46% by 2.18 pp. It ranked #7 of 10 in its category that year.

DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DWS FIXED TERM FUND SERIES 50 PLAN A GROWTH is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.