Should I invest in DWS FIXED TERM FUND SERIES 43 DIVIDEND OPTION?

We don't give personal investment advice. DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Deutsche

DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.00%	+0.00	1 / 2	Q2
1W	—	—	—	—	—
2W	-18.66%	-9.34%	-9.31	2 / 2	Q4
1M	-17.60%	-8.16%	-9.44	2 / 2	Q4
3M	-17.45%	-7.99%	-9.45	2 / 2	Q4
6M	-9.87%	+0.45%	-10.32	2 / 2	Q4
YTD	-17.51%	-8.06%	-9.45	2 / 2	Q4
1Y	-4.82%	+6.08%	-10.90	2 / 2	Q4
2Y	+8.20%	+14.07%	-5.88	2 / 2	Q4
3Y	+0.52%	+4.10%	-3.58	2 / 2	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.53%	+4.15%	-3.62	2 / 2	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-17.51%	-8.06%	-9.45	2 / 2
2010	+13.33%	+13.33%	+0.00	1 / 2
2009	+24.59%	+24.59%	+0.00	1 / 2
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.08%

25 windows

min -13.0% · max 27.6%

80% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.07%

3-year · annualised

Sharpe ratio

-0.26

vs risk-free 6.5%

Sortino ratio

-0.33

Downside-only deviation

Max drawdown

-19.70%

May 2008 → Oct 2008

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
7 Mar 2011	₹10.0000
3 Mar 2011	₹12.2234
23 Feb 2011	₹12.2937
17 Feb 2011	₹12.2631
9 Feb 2011	₹12.1384
2 Feb 2011	₹12.1354
27 Jan 2011	₹12.1321
19 Jan 2011	₹12.1303
12 Jan 2011	₹12.1278
5 Jan 2011	₹12.1257

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION is a Other ETFs from Deutsche (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION has NAV history starting from 19 Mar 2008, a track record of about 18 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION is managed by Deutsche. It's classified by AMFI under the 'Other ETFs' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION has delivered a absolute return of -4.82% — -10.9 pp behind the Other ETFs category average of 6.08%. The fund ranks #2 of 2 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION has delivered a CAGR of 0.52% — -3.58 pp behind the Other ETFs category average of 4.10%. The fund ranks #2 of 2 in its category — the bottom (Q4) quartile.

DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION exactly 3 years ago would be worth approximately ₹101,578 today — a multiplier of 1.02×, based on the 3-year CAGR of 0.52%. The category average over the same window would have grown ₹1 lakh to ₹112,809.

A ₹10,000 monthly SIP in DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION over the last 1 year — total invested ₹120,000 — would be worth ₹106,006 today. That's an XIRR (money-weighted annualised return) of -20.90%.

DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹106,006 — XIRR -20.90%.

On a 3-year basis, DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION ranks #2 out of 2 funds in the Other ETFs category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 4.10%; this fund delivered 0.52%.

The worst peak-to-trough decline DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION has experienced over the last 3-year window is 19.70% — its NAV fell from a high on 21 May 2008 to a low on 29 Oct 2008. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

The 3-year Sharpe ratio is -0.26 — negative risk-adjusted performance.

In calendar year 2010, DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION returned 13.33% — beating the Other ETFs category average of 13.33% by 0.00 pp. It ranked #1 of 2 in its category that year.

DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DWS FIXED TERM FUND SERIES 43- REGULAR PLAN DIVIDEND OPTION is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.